# 0 Hwy 81, Phil Campbell, AL 35581

> **TL;DR:** land, $149,000.
> Waterfront, View. Est. $646/mo. Listed 6 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $149,000 |
| Lot Size | 304,920 sqft (7.00 acres) |
| Property Type | Land (Other) |
| Status | For Sale |
| Days on Market | 6 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Views** - Lake

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $646 |
| **Total** | **$646** |

## Nearby Schools

- **Elementary:** Phil Campbell
- **Middle:** Phil Campbell
- **High:** Phil Campbell

## Key Amenities

- Waterfront
- View

## Property Highlights

- 7.00 acre lot
- Waterfront

## Description

### Agent Description
If you are looking for privacy on a lakefront property, this may be the one for you!  This 7 acres boasts approximately 1,350ft. of water frontage on cummings creek of Upper Bear lake in Phil Campbell.  The seller will have a new survey with 15 ft. wide easement to the property added.  The opportunities are endless!  Build your new home and enjoy the lake life.  No restrictions!  No dock permit with this property.

## Location

- **Address:** 0 Hwy 81, Phil Campbell, AL 35581
- **County:** Franklin
- **Neighborhood:** N/A
- **Coordinates:** 34.3605677, -87.6889405
- **Google Maps:** https://www.google.com/maps?q=34.3605677,-87.6889405

## Listing Agent

- **Name:** Jarred Pierce
- **Brokerage:** American Realty Company LLC
- **Phone:** 2565776900
- **Email:** jarredpiercemusic@gmail.com

## Primary Photo

![0 Hwy 81 - Primary Photo](http://lh.rdcpix.com/07f7016c2808261b114834cc718be9cfl-f1599617024r.jpg)

*9 total photos available on [listing page](https://www.propertysimple.com/listing/0-hwy-81-phil-campbell-al-35581-r527218)*

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**MLS#:** 527218 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Strategic MLS Alliance, INC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/0-hwy-81-phil-campbell-al-35581-r527218)

---

## Structured Data

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  "@type": "RealEstateListing",
  "name": "0 Hwy 81, Phil Campbell, AL 35581",
  "description": "If you are looking for privacy on a lakefront property, this may be the one for you!  This 7 acres boasts approximately 1,350ft. of water frontage on cummings creek of Upper Bear lake in Phil Campbell.  The seller will have a new survey with 15 ft. wide easement to the property added.  The opportunities are endless!  Build your new home and enjoy the lake life.  No restrictions!  No dock permit with this property.",
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  "datePosted": "2026-06-18",
  "price": 149000,
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