About This Home

This 2-bedroom, 2-bathroom condo at 1 Baya in Rancho Santa Margarita, CA is listed for $569,999 ($544 per sqft). Built in 1990, the home offers 1,047 sqft of living space on a 1.16 acres lot.

Key Features

  • Built in 1990
  • 1.16 acre lot
  • 2 parking spaces
  • Fireplace

Property Details

1 story
2 full
1-car garage
1990

Amenities

FireplaceSpaA/C
Listing Description

Discover this beautiful 2-bedroom, 2-bathroom lower-level condo located in the highly desirable city of Rancho Santa Margarita. Offering privacy, comfort, and convenience, this private end-unit home features two patios, an attached 1-car garage with direct interior access, and one dedicated carport space.

Inside, you'll find a bright and open floor plan with afternoon natural light, plantation wood shutters, elegant tile flooring, and laminate wood-style flooring. The inviting family room includes a cozy fireplace and flows seamlessly into the kitchen and dining area, making it ideal for everyday living and entertaining.

Recent upgrades include dining area lighting and a newer dishwasher, central air conditioning. Both bedrooms are generously sized and offer large closets. The individual laundry room adds everyday practicality, while the spacious primary suite provides a true retreat with two closets and a primary bathroom featuring a large vanity and makeup area.

There may also be potential to expand the bathroom layout with a freestanding tub, if desired. The community offers an association pool, perfect for warmer summer days. Enjoy an exceptional location just minutes from the toll road, shopping, dining, Tijeras Creek Golf Course, and top-rated schools. Additional benefits include a low tax rate and no Mello-Roos.

Monthly Cost Estimate

$3,804/mo

20% down · 6.5% · 30 years

Principal$412
Interest$2,470
Insurance$166
HOA$756

Estimates only. Actual payments may vary.

Location

1 Baya

Rancho Santa Margarita, CA 92688

La Ventana (LAV)

Property Details

Flooring

TileLaminate

Construction

Frame Stucco Drywall Walls

Parking

GarageCarport

Heating

Central

Cooling

Central Air

Appliances

Gas RangeGas Oven

Questions & Answers

This 2-bedroom, 2-bathroom condo at 1 Baya is listed at $569,999 ($544/sqft). The estimated monthly payment is $3,804 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $756/month.

Key features include: Built in 1990, 1.16 acre lot, 2 parking spaces, Fireplace.

This property is listed by Erik Kaiser.

EK

Erik Kaiser

License 01111620

Agent at RE/MAX TERRASOL

Listed by RE/MAX TERRASOL · Broker phone: (714) 536-6529 · Broker website

MLS# OC26146604· Source: California Regional Multiple Listing Service, Inc· 117 days on PropertySimple

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1 Baya, Rancho Santa Margarita, CA 92688

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