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About This Home

This 3-bedroom, 2-bathroom single family at 1 Cape Lane in North Topsail Beach, NC is listed for $890,000 ($510 per sqft). Built in 1999, the home offers 1,744 sqft of living space on a 0.61 acres lot.

Agent Description

Motivated seller! This is the most affordable island home in a true waterfront community in North Topsail Beach. Whether you're looking for a primary residence, second home, or investment opportunity, this property checks all the boxes. Enjoy ocean, sound, and ICW views from this charming coastal retreat.

This 3BR/2BA home is located in the desirable Cape Island community and sits on a rare 0.6-acre corner lot featuring mature palm trees and established landscaping. The bright, open living area offers cathedral ceilings, abundant natural light, and access to a spacious deck perfect for relaxing and enjoying coastal sunsets.

The kitchen includes a breakfast bar and dining area ideal for entertaining. The main level features two bedrooms, a full bath, and laundry area. Upstairs, the private primary suite offers water views, a sitting area, kitchenette, walk-in closet, private en-suite bath, and its own deck overlooking the sound for spectacular sunset views.

Community amenities include private beach access, pool, and boat ramp. This property has not been used as a rental in recent years, but the seller recently listed it for the current season. A rental projection exceeding $70,000 annually is available, offering excellent income potential for investors. Conveniently located near local dining and coastal attractions, this island home is a must-see.

Key Features

  • Built in 1999
  • 0.61 acre lot
  • 2 stories
  • 2 parking spaces
  • Fireplace

Property Details

2 stories
2 full
2 spaces
1999

Amenities

FireplaceViewA/C

Monthly Cost Estimate

$5,710/mo

20% down · 6.5% · 30 years

Principal$644
Interest$3,857
Insurance$260
HOA$950

Estimates only. Actual payments may vary.

Location

1 Cape Lane

North Topsail Beach, NC 28460

Cape Island

Features & Amenities

Interior Features

High CeilingsKitchen IslandCeiling Fan(s)FurnishedWalk-in ShowerBlinds/ShadesGas LogTile Counters

Property Details

Flooring

CarpetTile

Construction

Fiber Cement Wood Frame

Views

Ocean

Pool Features

PorchDeck

Parking

Garage

Heating

Heat Pump (Heating)Electric (Heating)

Cooling

Central Air

Appliances

Electric OvenElectric CooktopBuilt-In MicrowaveWasherRefrigeratorDryerDishwasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1 Cape Lane is listed at $890,000 ($510/sqft). The estimated monthly payment is $4,807 based on 20% down at 6.5% interest.

HOA fees are $950/month.

Key features include: Built in 1999, 0.61 acre lot, 2 stories, 2 parking spaces, Fireplace. Interior Features: High Ceilings, Kitchen Island, Ceiling Fan(s).

This property is listed by Joann Marie McDermon and can be reached at 4846141204 or joann@treasurerealty.com.

JM

Joann Marie McDermon

Agent at Better Homes and Gardens Real Estate Treasure

(484) 614-1204

Listed by Better Homes and Gardens Real Estate Treasure · View on Broker Site

MLS# 100558828· Source: listhub· Updated 87 days ago

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1 Cape Lane, North Topsail Beach, NC 28460

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