# 1 Cottonwood Circle, Saugerties, NY 12477 > **TL;DR:** 3bd/3ba townhouse, $439,900 ($304/sqft), built 1988, 1,446 sqft. > Fireplace, A/C, 2-car garage. Est. $2,352/mo. Listed 26 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $439,900 | | Price/sqft | $304 | | Bedrooms | 3 | | Bathrooms | 2 full, 1 half | | Square Feet | 1,446 | | Year Built | 1988 | | Lot Size | 9,583 sqft (0.22 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 26 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,224 | | Estimated Insurance | $128 | | **Total** | **$2,352** | ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 1988 - 0.22 acre lot - 2 stories - Fireplace ## Description ### Agent Description One of those rare finds that is often sought and seldomly available! This beautifully maintained end-unit townhouse offers the convenience of one-level living with plenty of additional space upstairs. Featuring 3 bedrooms and 2 1/2 baths, this home offers a flexible layout with a first-floor bedroom and full bath, plus two additional bedrooms and a full bath upstairs. The spacious living area features soaring ceilings and a real wood-burning fireplace, creating a warm and inviting space to relax and entertain. The kitchen and dining areas flow easily into the main living space, while the newer carpet and Autumn Cherry laminate flooring add warmth and style throughout. Numerous updates include a new hot water heater and new central A/C. Enjoy the outdoors in the gorgeous, fenced backyard, offering a wonderful private space for relaxing, gardening, entertaining, or simply enjoying the seasons. A 2-car attached garage provides convenience and plenty of storage, and best of all--NO HOA! Municipal water and sewer, natural gas, and all the conveniences of village living make this an especially appealing opportunity. Conveniently located in Saugerties, close to shops, restaurants, schools, and everything the village has to offer. A rare combination of comfort, convenience, space, and value come see why this end-unit townhouse is one you won't want to miss! ## Location - **Address:** 1 Cottonwood Circle, Saugerties, NY 12477 - **County:** Ulster - **Coordinates:** 42.050505, -73.960304 - **Google Maps:** https://www.google.com/maps?q=42.050505,-73.960304 ## Listing Agent - **Name:** Kyla Thomas - **Brokerage:** Howard Hanna Rand Realty - **Broker Phone:** (845) 338-5252 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1-Cottonwood-Cir_Saugerties_NY_12477_M47255-54106?f=listhub&s=UCMLSNY&m=20265922&c=propsimple) ## Photos ![1 Cottonwood Circle - Photo 1](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2750179708r.jpg) ![1 Cottonwood Circle - Photo 2](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1581196375r.jpg) ![1 Cottonwood Circle - Photo 3](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f898789095r.jpg) ![1 Cottonwood Circle - Photo 4](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f3049601503r.jpg) ![1 Cottonwood Circle - Photo 5](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f4031842148r.jpg) ![1 Cottonwood Circle - Photo 6](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f283816583r.jpg) ![1 Cottonwood Circle - Photo 7](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2733469280r.jpg) ![1 Cottonwood Circle - Photo 8](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1630675558r.jpg) ![1 Cottonwood Circle - Photo 9](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2626410412r.jpg) ![1 Cottonwood Circle - Photo 10](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2628973723r.jpg) ![1 Cottonwood Circle - Photo 11](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f3094668222r.jpg) ![1 Cottonwood Circle - Photo 12](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1131614334r.jpg) ![1 Cottonwood Circle - Photo 13](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f565858813r.jpg) ![1 Cottonwood Circle - Photo 14](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f3726263369r.jpg) ![1 Cottonwood Circle - Photo 15](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f4179939847r.jpg) ![1 Cottonwood Circle - Photo 16](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f3479129470r.jpg) ![1 Cottonwood Circle - Photo 17](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f342053958r.jpg) ![1 Cottonwood Circle - Photo 18](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f3627328167r.jpg) ![1 Cottonwood Circle - Photo 19](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f3489002902r.jpg) ![1 Cottonwood Circle - Photo 20](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2336679532r.jpg) ![1 Cottonwood Circle - Photo 21](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1655234987r.jpg) ![1 Cottonwood Circle - Photo 22](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f234470034r.jpg) ![1 Cottonwood Circle - Photo 23](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f709253400r.jpg) ![1 Cottonwood Circle - Photo 24](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f567159793r.jpg) ![1 Cottonwood Circle - Photo 25](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1535335207r.jpg) ![1 Cottonwood Circle - Photo 26](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2690894992r.jpg) ![1 Cottonwood Circle - Photo 27](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1121106367r.jpg) ![1 Cottonwood Circle - Photo 28](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f326811957r.jpg) ![1 Cottonwood Circle - Photo 29](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f877610222r.jpg) ![1 Cottonwood Circle - Photo 30](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2817259233r.jpg) ![1 Cottonwood Circle - Photo 31](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2713240912r.jpg) ![1 Cottonwood Circle - Photo 32](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2323977095r.jpg) ![1 Cottonwood Circle - Photo 33](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f775725194r.jpg) ![1 Cottonwood Circle - Photo 34](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2824159137r.jpg) ![1 Cottonwood Circle - Photo 35](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f4222330471r.jpg) ![1 Cottonwood Circle - Photo 36](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f587657619r.jpg) ![1 Cottonwood Circle - Photo 37](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1736307527r.jpg) ![1 Cottonwood Circle - Photo 38](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2158828579r.jpg) ![1 Cottonwood Circle - Photo 39](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1146945066r.jpg) ![1 Cottonwood Circle - Photo 40](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1566217647r.jpg) ![1 Cottonwood Circle - Photo 41](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f381771327r.jpg) ![1 Cottonwood Circle - Photo 42](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1000728313r.jpg) ![1 Cottonwood Circle - Photo 43](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1513780104r.jpg) ![1 Cottonwood Circle - Photo 44](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f3974483951r.jpg) ![1 Cottonwood Circle - Photo 45](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1588671182r.jpg) ![1 Cottonwood Circle - Photo 46](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f2929342917r.jpg) ![1 Cottonwood Circle - Photo 47](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1730006944r.jpg) ![1 Cottonwood Circle - Photo 48](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f1686082841r.jpg) ![1 Cottonwood Circle - Photo 49](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f4083320811r.jpg) ![1 Cottonwood Circle - Photo 50](http://lh.rdcpix.com/400bbed844f1191d2e03a5c9f26ddd29l-f655953321r.jpg) --- **MLS#:** 20265922 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Hudson Valley Catskill Region MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1-cottonwood-circle-saugerties-ny-12477-da712d05b4de4302a2d1a4b14b7e6ffb) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1-cottonwood-circle-saugerties-ny-12477-da712d05b4de4302a2d1a4b14b7e6ffb#listing", "url": "https://www.propertysimple.ai/listing/1-cottonwood-circle-saugerties-ny-12477-da712d05b4de4302a2d1a4b14b7e6ffb", "name": "1 Cottonwood Circle, Saugerties, NY 12477", "description": "One of those rare finds that is often sought and seldomly available! This beautifully maintained end-unit townhouse offers the convenience of one-level living with plenty of additional space upstairs. 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