About This Home

This 3-bedroom, 2-bathroom single family at 1 Highland Street in Oneonta, NY is listed for $144,900 ($132 per sqft). Built in 1940, the home offers 1,100 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 1940
  • 0.13 acre lot
  • 2 stories

Property Details

2 stories
1 full, 1 half
1940

Amenities

Hardwood
Listing Description

TURN-KEY AFFORDABLE ONEONTA HOME!!! Located centrally on a Neighborhood Street, you'll find privacy yet within walking distance to both Downtown Oneonta and Wilber Park. Outside highlights include a partially covered front porch, PRIVATE BACK DECK, & a GOOD SIZED PRIVATE FENCED IN BACKYARD!

Inside on the first floor you will find a dining room, kitchen w/stainless appliances, large full bath, large laundry room, seasonal enclosed porch, & living room. Additionally upstairs features three bedrooms and a half bath. To top it off - NEW FURNACE (2026), NEW HOT WATER HEATER, UPDATED ELECTRIC, & HARDWOOD FLOORS THROUGHOUT! Affordable turn-key options like this don't come around often ... don't hesitate!!!

Monthly Cost Estimate

$775/mo

20% down · 6.5% · 30 years

Principal$105
Interest$628
Insurance$42

Estimates only. Actual payments may vary.

Location

1 Highland Street

Oneonta, NY 13820

Features & Amenities

Interior Features

SeparateFormalDiningRoomSeparateFormalLivingRoom

Exterior Features

DeckEnclosedPorchFullyFencedGravelDrivewayPorch

Property Details

Flooring

HardwoodTileVaries

Construction

ShakeSiding

Outdoor Features

DeckPorch

Parking

Garage

Heating

Natural GasForced Air

Appliances

DryerGasOvenGasRangeGasWaterHeaterMicrowaveRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1 Highland Street is listed at $144,900 ($132/sqft). The estimated monthly payment is $775 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1940, 0.13 acre lot, 2 stories. Interior Features: SeparateFormalDiningRoom, SeparateFormalLivingRoom. Exterior Features: Deck, EnclosedPorch, FullyFenced.

This property is listed by Lance Thomas.

LT

Lance Thomas

License 10401283718

Agent at Benson Agency Real Estate LLC

Listed by Benson Agency Real Estate LLC · Broker phone: (607) 432-4391 · View on Broker Site · Broker website

MLS# R1698624· Source: New York State Alliance of MLSs, LLC· 107 days on PropertySimple

Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1 Highland Street, Oneonta, NY 13820

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