About This Home

This 3-bedroom, 1-bathroom single family at 10 Cummings Street in Montpelier, VT is listed for $389,000 ($325 per sqft). Built in 1900, the home offers 1,196 sqft of living space on a 0.32 acres lot.

Key Features

  • Built in 1900
  • 0.32 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
1 full
1900

Amenities

WaterfrontHardwood
Listing Description

There's a wonderfully delightful feeling you get when you visit this beautifully maintained New Englander, where vintage charm, thoughtful updates and a surprisingly private natural setting come together. All within a mile of downtown Montpelier. Lovingly cared for and move-in ready, this 3-bed, 1-bath home is NOT in the FLOOD zone and offers the e

ase and flexibility of main-level living, with a bedroom, full bath and laundry on the first floor, plus two additional bedrooms upstairs. The warm and welcoming country kitchen feels like the heart of the home, while a Jotul wood stove and propane Rinnai keep things cozy through the Vermont winter without the worry of oil heat.

Many of the improvements are easy to see, while some of the most important are behind the scenes, including new siding and exterior insulation, and the replacement of existing plumbing with PVC, to name a few. As inviting as this house is, step outside and you'll discover what truly sets this property apart.

The North Branch provides a tranquil backdrop to a backyard that feels remarkably private and peaceful. Sip your morning coffee on the covered porch overlooking the meditation garden, settle into a chair beside the water, or slip a kayak into the river right from home.

Swim and paddle in summer, and when winter arrives, trade the kayak for skates or skis. There's room for the kids and pups to play, space to garden, and a wonderful sense of privacy and serenity that feels worlds away. At the end of this no-through, town-maintained street, the outdoor lifestyle continues with nearby access to an extensive network of walking, hiking, biking and x-country ski trails.

Downtown, the State House, North Branch and Hubbard Park are close, offering a rare combination of nature, privacy and city convenience. Charming, comfortable and thoughtfully updated, this is more than a home, it's a peaceful sanctuary where the rhythms of nature are part of everyday life. OPEN HOUSE - Sunday, Nov. 1st - noon to 2p.

Monthly Cost Estimate

$2,080/mo

20% down · 6.5% · 30 years

Principal$281
Interest$1,686
Insurance$113

Estimates only. Actual payments may vary.

Location

10 Cummings Street

Montpelier, VT 05602

Features & Amenities

Interior Features

Ceiling FanDining AreaDraperiesKitchen IslandNatural Light1st Floor LaundryAttic with Pulldown

Exterior Features

Garden SpaceNatural ShadePatioCovered PorchShedStorage

Property Details

Flooring

CombinationTileHardwoodLaminateParquet Wood

Construction

Wood Frame Vinyl Siding

Outdoor Features

PatioPorch

Heating

WoodWood StoveOther (Heating)Propane (Heating)

Appliances

DishwasherDryerElectric RangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 1-bathroom single family at 10 Cummings Street is listed at $389,000 ($325/sqft). The estimated monthly payment is $2,080 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1900, 0.32 acre lot, 2 stories, Waterfront. Interior Features: Ceiling Fan, Dining Area, Draperies. Exterior Features: Garden Space, Natural Shade, Patio.

This property is listed by Trish Sawyer.

TS

Trish Sawyer

Agent at New England Landmark Realty Ltd.

Listed by New England Landmark Realty Ltd. · Broker phone: (866) 324-2427 · View on Broker Site · Broker website

MLS# 5112110· Source: PrimeMLS· 31 days on PropertySimple

Copyright © 2026 PrimeMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10 Cummings Street, Montpelier, VT 05602

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