# 10 Illinois Street, Saint Charles, IL 60174

> **TL;DR:** 4bd/5ba condo, $2,995,000 ($642/sqft), built 2024, 4,662 sqft.
> Fireplace, Waterfront, A/C. Est. $13,608/mo. Listed 62 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,995,000 |
| Price/sqft | $642 |
| Bedrooms | 4 |
| Bathrooms | 5 full |
| Square Feet | 4,662 |
| Year Built | 2024 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 62 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $12,978 |
| HOA | $630 |
| **Total** | **$13,608** |

## Nearby Schools

- **Middle:** Thompson Middle School
- **High:** St Charles East High School

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 2024
- 2 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
One of a kind - 5th Floor Penthouse in the Sterling Bank building. Enjoy incomparable views of the Fox River, and downtown St. Charles. This is a rare offering - never to be duplicated. Elevator service (2) brings you to this newly constructed (2024) masterpiece. Built for entertaining: nearly 5,000 sq. ft with 10' ceilings & exquisite detail constructed McNally Construction Mgmt (an Avondale Custom Homes company). Uncompromising details - from the floating geometric designed ceiling, to the large format Porcelain tile flooring, no detail was missed. The Gourmet Kitchen features commercial grade appliances (Bluestar Platinum Series 60" range, Wolf, Sub-Zero) and is the centerpiece for intimate meals to full scale events. The Great Room features floor-to-ceiling full radius wall of windows with stunning views of the Fox River & downtown St. Charles. Gracious bedrooms (all en suite) with a 4th Bedroom/Study. The owner invested 800K (approx.) to create the private Roof Deck - complete with louvered Pergola, outdoor kitchen/grill station, and extended turf area (pet friendly). The Primary Suite is truly a retreat: doorless shower with programmable, multi-head shower spray system & Dressing Room with custom built-in closet system. Enhanced entertaining & lifestyle conveniences with the Savant Home Automation system (media/AV, lighting, shading system, and security). TOO MUCH TO LIST! 70+ Page eBrochure.

## Location

- **Address:** 10 Illinois Street, Saint Charles, IL 60174
- **County:** Kane
- **Coordinates:** 41.912045, -88.313171
- **Google Maps:** https://www.google.com/maps?q=41.912045,-88.313171

## Listing Agent

- **Name:** Jay Rodgers
- **Brokerage:** eXp Realty - St. Charles
- **Phone:** (888) 574-9405
- **Email:** jay@rodgersgroup.com

## Primary Photo

![10 Illinois Street - Primary Photo](http://lh.rdcpix.com/001ebf031ebd219fa9001f8905e57768l-f95217963r.jpg)

*48 total photos available on [listing page](https://www.propertysimple.com/listing/10-illinois-street-st-charles-il-60174-12606656)*

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**MLS#:** 12606656 | **Updated:** 2026-06-18
**Source:** listhub

*Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/10-illinois-street-st-charles-il-60174-12606656)

---

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