About This Home

This 4-bedroom, 3-bathroom single family at 10 Phyllis Road in Mastic Beach, NY is listed for $679,000 ($250 per sqft). Built in 1950, the home offers 2,715 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 1950
  • 0.23 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
1950

Amenities

FireplaceHardwood
Listing Description

SPACIOUS, BEAUTIFUL, MOVE IN READY, 2715 sq.ft., 4 BDR/3BA HOME WITH LEGAL ACCESSORY APARTMENT; the accessory apartment provides monthly rental income ($2,450), that can cover more than half of the entire home mortgage payment, an INCOME-GENERATING DREAM!

This Pride-in-Ownership home was Built completely New from the ground up in 1990 (replacing the existing structure), this well maintained Residence provides the structural piece of mind alongside an incredible financial advantage. Perfect for smart buyers, who want to own their home and also receive income!

PROPERTY CONFIGURATION: OWNERS RESIDENCE: From the private Crescent-shaped driveway and your covered brick front porch, enter into the light-filled Living, Dining and Kitchen areas-Open floor plan, with Oak hardwood floors, high Cathedral ceilings, Arch-top windows, Eat-in-Kitchen, with 3 bedrooms, 2 full bathrooms, also with contemporary construct

ion standards: 4 Zone heating system, W/D, Ductless Air Conditioning, Ceiling fans, Recessed lighting, a Marble-topped Spa-jetted tub in the 14' x 18' Master Bathroom with separate shower, an 18' x 21' Great room/Family room with fireplace and oversized windows that look out into the treed rear yard, with decks and also a soaking tub, in the fully fenced and landscaped for privacy property, to enjoy, relax, entertain, and live comfortably.

Plus Ample additional storage in Basement, Attic, and sheds. LEGAL ACCESSORY APARTMENT: A fully Legal, 1-bedroom, 1-bathroom unit, that operates completely independently of the main house. THE ULTIMATE FINANCIAL ADVANTAGE: Immediate stress free Income.

The Legal Accessory Apartment generates $2,450 in steady Income, with a steady, reliable tenant of 4+ years already in place. MASSIVE MORTGAGE SUBSIDIZATION: That $2,450 monthly rental income of the apartment effectively carries between three hundred and fifty to four hundred thousand of your monthly mortgage balance (at current rates, buyer to verify amounts).

UNRIVALED AFFORDABILITY: By offsetting more than half of your principal purchase price, this rental Income, allows you to secure a premium 2,715 sq.ft. Pride-in-Ownership Home. KEY FEATURES YOU"LL LOVE: The 1990 Construction Advantages: Enjoy Modern electrical, plumbing, insulation and framing standards, compared to older homes in the area.

TURNKEY RENTAL MANAGEMENT: Enjoy immediate piece of mind on Closing day, with a proven long term tenant, who loves the apartment of the home and treats it like their own. SMART LAYOUT: Excellent architectural separation ensures maximum privacy and independent living spaces between the primary home and the accessory unit.

LOCATION: On a quiet tree lined street, and also close to Boating Marinas, Beaches, and Parks. A TRUE VALUE HOME: Don't miss the rare chance to build equity faster, with low taxes and no flood insurance required, and to live more affordably in this One-of-a-Kind Home at 10 Phyliss Road! Schedule your private Tour today!

Monthly Cost Estimate

$3,631/mo

20% down · 6.5% · 30 years

Principal$491
Interest$2,942
Insurance$198

Estimates only. Actual payments may vary.

Location

10 Phyllis Road

Mastic Beach, NY 11951

Features & Amenities

Interior Features

Eat-in KitchenFormal Dining

Property Details

Flooring

Hardwood

Construction

Frame

Outdoor Features

PatioDeckPorch

Parking

Driveway

Heating

OilBaseboard

Cooling

Ductless

Appliances

DishwasherDryerRefrigeratorWasherOil Water Heater

Questions & Answers

This 4-bedroom, 3-bathroom single family at 10 Phyllis Road is listed at $679,000 ($250/sqft). The estimated monthly payment is $3,631 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1950, 0.23 acre lot, 2 stories, Fireplace. Interior Features: Eat-in Kitchen, Formal Dining.

This property is listed by Matthew Hart and can be reached at 6319614626.

MH

Matthew Hart

Agent at World Properties Int'l Sea to Sky Realty

(631) 961-4626
Agent website

Listed by World Properties Int'l Sea to Sky Realty · Broker phone: (917) 202-8386 · View on Broker Site · Broker website

MLS# 997292· Source: OneKey MLS· 115 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10 Phyllis Road, Mastic Beach, NY 11951

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