# 10 Phyllis Road, Mastic Beach, NY 11951 > **TL;DR:** 4bd/3ba single family, $679,000 ($250/sqft), built 1950, 2,715 sqft. > Fireplace, Hardwood. Est. $3,631/mo. Listed 134 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $679,000 | | Price/sqft | $250 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,715 | | Year Built | 1950 | | Lot Size | 10,019 sqft (0.23 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 134 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,433 | | Estimated Insurance | $198 | | **Total** | **$3,631** | ## Nearby Schools - **Elementary:** Nathaniel Woodhull Elementary School - **Middle:** William Paca Middle School - **High:** William Floyd High School ## Key Amenities - Fireplace - Hardwood ## Property Highlights - Built in 1950 - 0.23 acre lot - 2 stories - Fireplace ## Description ### Agent Description SPACIOUS, BEAUTIFUL, MOVE IN READY, 2715 sq.ft., 4 BDR/3BA HOME WITH LEGAL ACCESSORY APARTMENT; the accessory apartment provides monthly rental income ($2,450), that can cover more than half of the entire home mortgage payment, an INCOME-GENERATING DREAM! This Pride-in-Ownership home was Built completely New from the ground up in 1990 (replacing the existing structure), this well maintained Residence provides the structural piece of mind alongside an incredible financial advantage. Perfect for smart buyers, who want to own their home and also receive income! PROPERTY CONFIGURATION: OWNERS RESIDENCE: From the private Crescent-shaped driveway and your covered brick front porch, enter into the light-filled Living, Dining and Kitchen areas-Open floor plan, with Oak hardwood floors, high Cathedral ceilings, Arch-top windows, Eat-in-Kitchen, with 3 bedrooms, 2 full bathrooms, also with contemporary construction standards: 4 Zone heating system, W/D, Ductless Air Conditioning, Ceiling fans, Recessed lighting, a Marble-topped Spa-jetted tub in the 14' x 18' Master Bathroom with separate shower, an 18' x 21' Great room/Family room with fireplace and oversized windows that look out into the treed rear yard, with decks and also a soaking tub, in the fully fenced and landscaped for privacy property, to enjoy, relax, entertain, and live comfortably. Plus Ample additional storage in Basement, Attic, and sheds. LEGAL ACCESSORY APARTMENT: A fully Legal, 1-bedroom, 1-bathroom unit, that operates completely independently of the main house. THE ULTIMATE FINANCIAL ADVANTAGE: Immediate stress free Income. The Legal Accessory Apartment generates $2,450 in steady Income, with a steady, reliable tenant of 4+ years already in place. MASSIVE MORTGAGE SUBSIDIZATION: That $2,450 monthly rental income of the apartment effectively carries between three hundred and fifty to four hundred thousand of your monthly mortgage balance (at current rates, buyer to verify amounts). UNRIVALED AFFORDABILITY: By offsetting more than half of your principal purchase price, this rental Income, allows you to secure a premium 2,715 sq.ft. Pride-in-Ownership Home. KEY FEATURES YOU"LL LOVE: The 1990 Construction Advantages: Enjoy Modern electrical, plumbing, insulation and framing standards, compared to older homes in the area. TURNKEY RENTAL MANAGEMENT: Enjoy immediate piece of mind on Closing day, with a proven long term tenant, who loves the apartment of the home and treats it like their own. SMART LAYOUT: Excellent architectural separation ensures maximum privacy and independent living spaces between the primary home and the accessory unit. LOCATION: On a quiet tree lined street, and also close to Boating Marinas, Beaches, and Parks. A TRUE VALUE HOME: Don't miss the rare chance to build equity faster, with low taxes and no flood insurance required, and to live more affordably in this One-of-a-Kind Home at 10 Phyliss Road! Schedule your private Tour today! ## Location - **Address:** 10 Phyllis Road, Mastic Beach, NY 11951 - **County:** Suffolk County - **Coordinates:** 40.760028, -72.842189 - **Google Maps:** https://www.google.com/maps?q=40.760028,-72.842189 ## Listing Agent - **Name:** Matthew Hart - **Brokerage:** World Properties Int'l Sea to Sky Realty - **Phone:** 6319614626 - **Broker Phone:** (917) 202-8386 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/10-Phyllis-Dr_Mastic-Beach_NY_11951_M95495-99647?f=listhub&s=MLSLINY&m=997292&c=propsimple) ## Photos ![10 Phyllis Road - Photo 1](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f1778619328r.jpg) ![10 Phyllis Road - Photo 2](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f2944584777r.jpg) ![10 Phyllis Road - Photo 3](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f1217691500r.jpg) ![10 Phyllis Road - Photo 4](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f3060561881r.jpg) ![10 Phyllis Road - Photo 5](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f4294381618r.jpg) ![10 Phyllis Road - Photo 6](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f2045402159r.jpg) ![10 Phyllis Road - Photo 7](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f3250439539r.jpg) ![10 Phyllis Road - Photo 8](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f3548118367r.jpg) ![10 Phyllis Road - Photo 9](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f2349731596r.jpg) ![10 Phyllis Road - Photo 10](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f1620385866r.jpg) ![10 Phyllis Road - Photo 11](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f2349731596r.jpg) ![10 Phyllis Road - Photo 12](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f2431536421r.jpg) ![10 Phyllis Road - Photo 13](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f3042325434r.jpg) ![10 Phyllis Road - Photo 14](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f609531323r.jpg) ![10 Phyllis Road - Photo 15](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f3865636497r.jpg) ![10 Phyllis Road - Photo 16](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f1302791101r.jpg) ![10 Phyllis Road - Photo 17](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f2546402953r.jpg) ![10 Phyllis Road - Photo 18](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f2293903202r.jpg) ![10 Phyllis Road - Photo 19](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f3632407139r.jpg) ![10 Phyllis Road - Photo 20](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f79194645r.jpg) ![10 Phyllis Road - Photo 21](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f1355336697r.jpg) ![10 Phyllis Road - Photo 22](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f2541351465r.jpg) ![10 Phyllis Road - Photo 23](http://lh.rdcpix.com/bec3f87bf26efa523c4db0bd40653c9cl-f3849864833r.jpg) --- **MLS#:** 997292 | **Updated:** 2026-09-19 **Source:** listhub *Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/10-phyllis-road-mastic-beach-ny-11951-y997292) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/10-phyllis-road-mastic-beach-ny-11951-y997292#listing", "url": "https://www.propertysimple.ai/listing/10-phyllis-road-mastic-beach-ny-11951-y997292", "name": "10 Phyllis Road, Mastic Beach, NY 11951", "description": "SPACIOUS, BEAUTIFUL, MOVE IN READY, 2715 sq.ft., 4 BDR/3BA HOME WITH LEGAL ACCESSORY APARTMENT; the accessory apartment provides monthly rental income ($2,450), that can cover more than half of the entire home mortgage payment, an INCOME-GENERATING DREAM! This Pride-in-Ownership home was Built completely New from the ground up in 1990 (replacing the existing structure), this well maintained Residence provides the structural piece of mind alongside an incredible financial advantage. Perfect for smart buyers, who want to own their home and also receive income! PROPERTY CONFIGURATION: OWNERS RESIDENCE: From the private Crescent-shaped driveway and your covered brick front porch, enter into the light-filled Living, Dining and Kitchen areas-Open floor plan, with Oak hardwood floors, high Cathedral ceilings, Arch-top windows, Eat-in-Kitchen, with 3 bedrooms, 2 full bathrooms, also with contemporary construction standards: 4 Zone heating system, W/D, Ductless Air Conditioning, Ceiling fans, Recessed lighting, a Marble-topped Spa-jetted tub in the 14' x 18' Master Bathroom with separate shower, an 18' x 21' Great room/Family room with fireplace and oversized windows that look out into the treed rear yard, with decks and also a soaking tub, in the fully fenced and landscaped for privacy property, to enjoy, relax, entertain, and live comfortably. Plus Ample additional storage in Basement, Attic, and sheds. LEGAL ACCESSORY APARTMENT: A fully Legal, 1-bedroom, 1-bathroom unit, that operates completely independently of the main house. THE ULTIMATE FINANCIAL ADVANTAGE: Immediate stress free Income. The Legal Accessory Apartment generates $2,450 in steady Income, with a steady, reliable tenant of 4+ years already in place. MASSIVE MORTGAGE SUBSIDIZATION: That $2,450 monthly rental income of the apartment effectively carries between three hundred and fifty to four hundred thousand of your monthly mortgage balance (at current rates, buyer to verify amounts). UNRIVALED AFFORDABILITY: By offsetting more than half of your principal purchase price, this rental Income, allows you to secure a premium 2,715 sq.ft. Pride-in-Ownership Home. KEY FEATURES YOU\"LL LOVE: The 1990 Construction Advantages: Enjoy Modern electrical, plumbing, insulation and framing standards, compared to older homes in the area. TURNKEY RENTAL MANAGEMENT: Enjoy immediate piece of mind on Closing day, with a proven long term tenant, who loves the apartment of the home and treats it like their own. SMART LAYOUT: Excellent architectural separation ensures maximum privacy and independent living spaces between the primary home and the accessory unit. LOCATION: On a quiet tree lined street, and also close to Boating Marinas, Beaches, and Parks. A TRUE VALUE HOME: Don't miss the rare chance to build equity faster, with low taxes and no flood insurance required, and to live more affordably in this One-of-a-Kind Home at 10 Phyliss Road! 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