About This Home

This 2-bedroom, 2-bathroom condo at 10 Silk Bay Drive #122 in Santa Rosa Beach, FL is listed for $359,900 ($386 per sqft). Built in 2005, the home offers 933 sqft of living space on a N/A lot.

Key Features

  • Built in 2005
  • 2 stories

Property Details

2 stories
2 full
#122
2005

Amenities

A/C
Listing Description

***OPEN HOUSE! SAT, OCT 31, 11AM-2PM*** Escape to effortless coastal living at 10 Silk Bay Drive, Unit 122, situated in the desirable Topsail Village community on the peaceful west end of Scenic Highway 30A in Santa Rosa Beach, Florida. While many balconies face the parking lot, this exceptional residence offers greater privacy with a covered balcony surrounded by lush, mature trees and natural greenery.

Lightly used primarily by a commuter owner and sold fully furnished and turnkey ready, this coastal retreat is primed for immediate residential living, a second-home getaway, or a top-tier short-term vacation rental (STR) with annual income projections at ~$35,000.

The interior showcases an open-concept living space designed for low-maintenance living with zero carpet throughout, clean tile in the kitchen and bathrooms, and stylish wood-look flooring through the main living areas and bedrooms. The well-appointed kitchen features modern stainless steel appliances, plenty of cabinetry, and a welcoming breakfast bar that connects seamlessly to the dining and living spaces.

Multiple improvements offer true peace of mind, highlighted by a 2023 HVAC system, a brand new in-unit washer and dryer, and an upgraded primary ensuite bathroom complete with a custom floor-to-ceiling tile shower and a sleek frameless glass enclosure.

Ownership costs are exceptionally low for South Walton; HOA dues are just $515 per month covering exterior building maintenance, landscaping, trash collection, pool access, and master insurance. Topsail Village residents and guests enjoy fantastic on-site amenities, including a sparkling community swimming pool, outdoor grilling and picnic areas, bike racks, and golf cart friendly access.

The location delivers unbeatable convenience to the best of 30A: you are less than one mile from multiple sugar-white sand public beach accesses, such as Dune Allen Regional, and right next door to Topsail Hill Preserve State Park and Point Washington State Forest trails.

Ride bikes or take a golf cart down the Timpoochee Trail to Gulf Place, Shunk Gulley Oyster Bar, and Vue on 30A, or take a quick drive to Grand Boulevard shopping, dining, and Sacred Heart Hospital. With its rare combination of private nature views, recent system upgrades, low fees, and turn-key rental potential, this unit represents one of the strongest overall values on the Emerald Coast.

Monthly Cost Estimate

$3,472/mo

20% down · 6.5% · 30 years

Principal$260
Interest$1,560
Insurance$105
HOA$1,547

Estimates only. Actual payments may vary.

Location

10 Silk Bay Drive #122

Santa Rosa Beach, FL 32459

TOPSAIL VILLAGE

Features & Amenities

Interior Features

Breakfast Bar

Exterior Features

Balcony

Property Details

Construction

Siding CmntFbrHrdBrd

Outdoor Features

Patio

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRefrigeratorStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 2-bedroom, 2-bathroom condo at 10 Silk Bay Drive is listed at $359,900 ($386/sqft). The estimated monthly payment is $3,472 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $1547/month.

Key features include: Built in 2005, 2 stories. Interior Features: Breakfast Bar. Exterior Features: Balcony.

This property is listed by Courtney Pantalena.

CP

Courtney Pantalena

License 3504789

Agent at Coldwell Banker Realty

Listed by Coldwell Banker Realty · Broker phone: (850) 501-1545 · View on Broker Site · Broker website

MLS# 1011842· Source: Emerald Coast Association of Realtors· 48 days on PropertySimple

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10 Silk Bay Drive #122, Santa Rosa Beach, FL 32459

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