About This Home

This 3-bedroom, 2-bathroom single family at 10 Spencer Lane in Clay City, KY is listed for $215,000 ($153 per sqft). Built in 1996, the home offers 1,408 sqft of living space on a 0.26 acres lot.

Key Features

  • Built in 1996
  • 0.26 acre lot
  • Fireplace

Property Details

1 story
2 full
1-car garage
1996

Amenities

FireplaceA/C
Listing Description

Cozy, updated, and ready to welcome you home! This beautifully refreshed 3-bedroom, 2-bath home at 10 Spencer Lane in Clay City offers a warm and inviting feel from the moment you arrive. The beautiful new covered front porch wraps around the right side of the home, creating the perfect place to enjoy your morning coffee, unwind in the evenings, or simply relax and take in the peaceful surroundings.

Step inside to a comfortable living room centered around a cozy fireplace-the perfect spot to gather on cool Kentucky evenings. New luxury vinyl flooring flows throughout the home, giving each room a fresh, updated look while still keeping that comfortable, homey feel.

The home has been completely updated, making it easy to move right in and start enjoying. Outside, the detached garage provides plenty of room for parking, storage, hobbies, or a workshop. With its inviting wraparound covered porch, cozy fireplace, fresh updates, and comfortable setting, this is the kind of home that just feels good the moment you walk through the door. Come see all that 10 Spencer Lane has to offer!

Monthly Cost Estimate

$1,150/mo

20% down · 6.5% · 30 years

Principal$155
Interest$932
Insurance$63

Estimates only. Actual payments may vary.

Location

10 Spencer Lane

Clay City, KY 40312

Rural

Features & Amenities

Interior Features

Eat-in KitchenPrimary First FloorWalk-In Closet(s)Ceiling Fan(s)

Property Details

Flooring

Vinyl

Construction

Vinyl Siding

Parking

Garage - DetachedGarageOff Street

Heating

Electric (Heating)Forced Air

Cooling

Central AirCeiling Fan(s)Electric

Appliances

DryerRefrigeratorWasherRangeDryerRefrigeratorWasherRange

Questions & Answers

This 3-bedroom, 2-bathroom single family at 10 Spencer Lane is listed at $215,000 ($153/sqft). The estimated monthly payment is $1,150 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1996, 0.26 acre lot, Fireplace. Interior Features: Eat-in Kitchen, Primary First Floor, Walk-In Closet(s).

This property is listed by Cathie Witt-Pyle.

CW

Cathie Witt-Pyle

Agent at Keller Williams Commonwealth

Listed by Keller Williams Commonwealth · Broker phone: (859) 721-2121 · View on Broker Site · Broker website

MLS# 26027064· Source: ImagineMLS· 30 days on PropertySimple

Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10 Spencer Lane, Clay City, KY 40312

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