About This Home

This 5-bedroom, 2-bathroom single family at 10 State Street in Potsdam, NY is listed for $184,900 ($97 per sqft). Built in 1930, the home offers 1,904 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 1930
  • 0.20 acre lot
  • 2 stories

Property Details

2 stories
2 full
1-car garage
1930
Listing Description

Spacious 5-bedroom, 2-full-bath village home offering generously sized rooms, a convenient location, and excellent income potential. An added bonus is the first-floor bedroom and first-floor full bathroom, providing flexibility and convenient one-level living options.

Currently rented with annual rental income of $27,500, this property presents a great investment opportunity while also offering the space and layout to serve as a wonderful single-family home in the future. Inside, you'll find large bedrooms and spacious living areas with plenty of character.

The home has benefited from several improvements over the years. Much of the flooring was replaced and the interior was painted approximately five to six years ago. Additional insulation in the main house helps with heating efficiency. Other improvements include a furnace installed in 2017, a water heater installed in 2024, newer washer, and a shingled roof that is only a few years old.

The home also features a dry basement offering additional storage space. Outside, you'll find a blacktop driveway and one-stall garage. Located on a quiet village street, the property offers a comfortable setting while remaining convenient to village amenities.

For the most recent 12-month period, reported expenses include $981 for electricity, $1,590 for gas, and $1,072 for insurance. With its high rental income, five large bedrooms, first-floor bedroom and bath, and recent improvements, 10 State Street offers an appealing opportunity for an investor or future owner-occupant.

Monthly Cost Estimate

$989/mo

20% down · 6.5% · 30 years

Principal$134
Interest$801
Insurance$54

Estimates only. Actual payments may vary.

Location

10 State Street

Potsdam, NY 13676

Features & Amenities

Exterior Features

Covered porchEnclosed porch

Property Details

Flooring

VinylLaminate

Construction

Wood siding

Outdoor Features

Porch

Parking

DrivewayGarage

Questions & Answers

This 5-bedroom, 2-bathroom single family at 10 State Street is listed at $184,900 ($97/sqft). The estimated monthly payment is $989 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1930, 0.20 acre lot, 2 stories. Exterior Features: Covered porch, Enclosed porch.

This property is listed by Beth Reasoner and can be reached at 3152765668.

BR

Beth Reasoner

Agent at Plumley Real Estate LLC

(315) 276-5668

Listed by Plumley Real Estate LLC · Broker phone: 3152656720 · View on Broker Site · Broker website

MLS# 53436· Source: St. Lawrence Board of Realtors· 1 day on PropertySimple

Copyright © 2026 St. Lawrence Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10 State Street, Potsdam, NY 13676

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