# 100 Cherry Street #406, Panama City, FL 32401

> **TL;DR:** 2bd/2ba condo, $289,000 ($231/sqft), built 1975, 1,250 sqft.
> Waterfront, A/C. Est. $4,254/mo. Listed 20 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $289,000 |
| Price/sqft | $231 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 1,250 |
| Year Built | 1975 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 20 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,461 |
| Estimated Insurance | $84 |
| HOA | $2,709 |
| **Total** | **$4,254** |

## Nearby Schools

- **Elementary:** Cherry Street
- **Middle:** Jinks
- **High:** Bay

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1975
- Waterfront

## Description

### Agent Description
2-bedroom, 2-bath residence featuring new flooring and brand-new appliances throughout. This property offers access to exceptional community amenities, including a large swimming pool, covered pavilion, and a clubhouse complete with kitchen and restrooms--ideal for gatherings and events. Enjoy waterfront living with a fishing and boat mooring dock equipped with electric and water service, plus a convenient fish cleaning station. Boat tie-up is permitted for up to 48 hours. A fantastic opportunity for comfortable living with resort-style amenities. Seller will pay a years worth of HOA dues with an acceptable offer.

## Location

- **Address:** 100 Cherry Street #406, Panama City, FL 32401
- **County:** Bay
- **Neighborhood:** Cove Condominium
- **Coordinates:** 30.145116, -85.65723
- **Google Maps:** https://www.google.com/maps?q=30.145116,-85.65723

## Listing Agent

- **Name:** Charles Sowers · **License:** SL3392374
- **Brokerage:** Realty ONE Group Emerald Coast
- **Broker Phone:** (850) 830-5955
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/100-Cherry-St-Apt-406_Panama-City_FL_32401_M59986-74959?f=listhub&s=BCARFL&m=796513&c=propsimple)

## Photos

![100 Cherry Street #406 - Photo 1](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1782066549r.jpg)

![100 Cherry Street #406 - Photo 2](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f3005890620r.jpg)

![100 Cherry Street #406 - Photo 3](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f2673770142r.jpg)

![100 Cherry Street #406 - Photo 4](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f2270664246r.jpg)

![100 Cherry Street #406 - Photo 5](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f3286856290r.jpg)

![100 Cherry Street #406 - Photo 6](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1944943860r.jpg)

![100 Cherry Street #406 - Photo 7](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f2009884811r.jpg)

![100 Cherry Street #406 - Photo 8](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f3054598654r.jpg)

![100 Cherry Street #406 - Photo 9](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1187755019r.jpg)

![100 Cherry Street #406 - Photo 10](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f152700128r.jpg)

![100 Cherry Street #406 - Photo 11](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f2060206633r.jpg)

![100 Cherry Street #406 - Photo 12](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1030898082r.jpg)

![100 Cherry Street #406 - Photo 13](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1331718643r.jpg)

![100 Cherry Street #406 - Photo 14](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1725730592r.jpg)

![100 Cherry Street #406 - Photo 15](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f2907073475r.jpg)

![100 Cherry Street #406 - Photo 16](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f108054934r.jpg)

![100 Cherry Street #406 - Photo 17](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f2951581248r.jpg)

![100 Cherry Street #406 - Photo 18](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1696240852r.jpg)

![100 Cherry Street #406 - Photo 19](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f230907201r.jpg)

![100 Cherry Street #406 - Photo 20](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1363183749r.jpg)

![100 Cherry Street #406 - Photo 21](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f3106477789r.jpg)

![100 Cherry Street #406 - Photo 22](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f2660430833r.jpg)

![100 Cherry Street #406 - Photo 23](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1420885580r.jpg)

![100 Cherry Street #406 - Photo 24](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1006384411r.jpg)

![100 Cherry Street #406 - Photo 25](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f2304903105r.jpg)

![100 Cherry Street #406 - Photo 26](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f81746312r.jpg)

![100 Cherry Street #406 - Photo 27](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f3929323568r.jpg)

![100 Cherry Street #406 - Photo 28](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f1341195437r.jpg)

![100 Cherry Street #406 - Photo 29](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f2866619407r.jpg)

![100 Cherry Street #406 - Photo 30](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f599609042r.jpg)

![100 Cherry Street #406 - Photo 31](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f656344888r.jpg)

![100 Cherry Street #406 - Photo 32](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f3617348639r.jpg)

![100 Cherry Street #406 - Photo 33](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f3919159635r.jpg)

![100 Cherry Street #406 - Photo 34](http://lh.rdcpix.com/06be202df834e4b6bdcda239fed70006l-f3597553072r.jpg)

---

**MLS#:** 796513 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/100-cherry-street-panama-city-fl-32401-230623d61b9246bfa78725a9e006f67b)

---

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