# 1000 Bay Drive #528, Niceville, FL 32578 > **TL;DR:** 2bd/2ba townhouse, $274,900 ($193/sqft), built 1982, 1,422 sqft. > Hardwood, A/C. Est. $1,804/mo. Listed 5 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $274,900 | | Price/sqft | $193 | | Bedrooms | 2 | | Bathrooms | 2 full | | Square Feet | 1,422 | | Year Built | 1982 | | Lot Size | 3,049 sqft (0.07 acres) | | Stories | 1 | | Property Type | Townhouse (Townhouse) | | Status | Active | | Days on Market | 5 | ## Why This Home Stands Out - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,390 | | Estimated Insurance | $80 | | HOA | $334 | | **Total** | **$1,804** | ## Nearby Schools - **Elementary:** Bluewater - **Middle:** Ruckel - **High:** Niceville ## Key Amenities - Hardwood - A/C ## Property Highlights - Built in 1982 - 0.07 acre lot - 4 parking spaces ## Description ### Agent Description Affordable, Easy, Low-Maintenance living in the heart of Bluewater Bay! This beautifully maintained one-story, 1,422 sq ft, End-Unit Patio Home offers 2 bedrooms, 2 bathrooms, a flexible bonus space, private courtyard, & backyard- all in a desirable master-planned community known for its exceptional lifestyle & amenities. Inside, the open-concept living & dining areas feature beautiful wood flooring & flow into a versatile bonus space ideal for a home office, hobby room, reading area, or possibly an additional 3rd Bedroom conversion. The well-sized kitchen offers ample cabinet storage, space for casual dining, new refrigerator (2025), & sliding glass doors opening to a charming private paver courtyard. Whether you're enjoying your morning coffee, tending a few garden plants, or gathering with friends, this outdoor space adds another layer of livability & charm. Both bedrooms feature spacious layouts, with walk-in closets. The primary suite includes an en-suite bathroom, with oversized vanity, & Shower with grab bar entry. private access to the paved patio and backyard. A dedicated laundry room with washer and dryer adds convenience. Enjoy the benefits of low-maintenance ownership, with the HOA covering exterior landscaping, siding, and roof. The roof is approximately 8-10 years old, and the HVAC was replaced in 2022. As an end unit, this home offers added privacy and a wonderful outdoor setting tucked in amongst beautiful mature trees & greenery. (READ MORE) Bluewater Bay places recreation & relaxation just minutes from your door. The Bluewater Bay Marina Complex is approximately 0.8 miles away & offers boat slips, storage, fuel, ship supplies, & waterfront dining at local favorite LJ Schooners Restaurant & Oyster Bar - a wonderful place to gather with friends, enjoy a meal, & watch the sunset over the water. The community pool is approximately 0.4 miles away, while the Bluewater Bay Tennis & Pickleball Center is approximately 0.6 miles away & features lit clay courts & a full-service clubhouse. Golf enthusiasts will love being approximately 1 mile from Bluewater Bay Golf Club, featuring 18 holes of championship golf designed by Tom Fazio & Jerry Pate. The community also offers disc golf, walking paths, tree-lined streets, & two parks with playgrounds. You are also an easy, appropriately 10 miles, from the World Famous White Sand Beaches & the sparkling Emerald Green Waters of the Gulf! Whether you're looking for a full-time residence, second home, or an easy-care coastal lifestyle, this Bluewater Bay patio home offers the opportunity to spend more time enjoying where you live! Call Your Realtor today to schedule a Tour! ## Location - **Address:** 1000 Bay Drive #528, Niceville, FL 32578 - **County:** Okaloosa - **Neighborhood:** ROYAL OAK VILLAS BLUEWATER BAY - **Coordinates:** 30.488747, -86.441099 - **Google Maps:** https://www.google.com/maps?q=30.488747,-86.441099 ## Listing Agent - **Name:** Karen K Martineau · **License:** 3096846 - **Brokerage:** RE/MAX Coastal Properties - **Phone:** 8504996930 - **Broker Phone:** (850) 837-9900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1000-Bay-Dr-Apt-528_Niceville_FL_32578_M66078-99962?f=listhub&s=ECARMLSFL&m=1011665&c=propsimple) ## Photos ![1000 Bay Drive #528 - Photo 1](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f4015009022r.jpg) ![1000 Bay Drive #528 - Photo 2](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f3632619700r.jpg) ![1000 Bay Drive #528 - Photo 3](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f3012504940r.jpg) ![1000 Bay Drive #528 - Photo 4](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f4007190712r.jpg) ![1000 Bay Drive #528 - Photo 5](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2985270886r.jpg) ![1000 Bay Drive #528 - Photo 6](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f3068015611r.jpg) ![1000 Bay Drive #528 - Photo 7](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2280455935r.jpg) ![1000 Bay Drive #528 - Photo 8](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1843361667r.jpg) ![1000 Bay Drive #528 - Photo 9](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1695632980r.jpg) ![1000 Bay Drive #528 - Photo 10](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1928015489r.jpg) ![1000 Bay Drive #528 - Photo 11](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2116262123r.jpg) ![1000 Bay Drive #528 - Photo 12](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1537578330r.jpg) ![1000 Bay Drive #528 - Photo 13](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f3632112680r.jpg) ![1000 Bay Drive #528 - Photo 14](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f738025975r.jpg) ![1000 Bay Drive #528 - Photo 15](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f412572695r.jpg) ![1000 Bay Drive #528 - Photo 16](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2012627245r.jpg) ![1000 Bay Drive #528 - Photo 17](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f275208773r.jpg) ![1000 Bay Drive #528 - Photo 18](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f332362675r.jpg) ![1000 Bay Drive #528 - Photo 19](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2838504424r.jpg) ![1000 Bay Drive #528 - Photo 20](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1384967612r.jpg) ![1000 Bay Drive #528 - Photo 21](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f230236565r.jpg) ![1000 Bay Drive #528 - Photo 22](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1238760302r.jpg) ![1000 Bay Drive #528 - Photo 23](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f3394809174r.jpg) ![1000 Bay Drive #528 - Photo 24](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1192757210r.jpg) ![1000 Bay Drive #528 - Photo 25](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f322322772r.jpg) ![1000 Bay Drive #528 - Photo 26](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2392444248r.jpg) ![1000 Bay Drive #528 - Photo 27](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f772908480r.jpg) ![1000 Bay Drive #528 - Photo 28](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2457004256r.jpg) ![1000 Bay Drive #528 - Photo 29](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2640803783r.jpg) ![1000 Bay Drive #528 - Photo 30](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f3372977180r.jpg) ![1000 Bay Drive #528 - Photo 31](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f841807651r.jpg) ![1000 Bay Drive #528 - Photo 32](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f3471832213r.jpg) ![1000 Bay Drive #528 - Photo 33](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2643047066r.jpg) ![1000 Bay Drive #528 - Photo 34](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f148571030r.jpg) ![1000 Bay Drive #528 - Photo 35](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1775632716r.jpg) ![1000 Bay Drive #528 - Photo 36](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1921442719r.jpg) ![1000 Bay Drive #528 - Photo 37](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2255604162r.jpg) ![1000 Bay Drive #528 - Photo 38](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f654675569r.jpg) ![1000 Bay Drive #528 - Photo 39](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f168106493r.jpg) ![1000 Bay Drive #528 - Photo 40](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f2332396605r.jpg) ![1000 Bay Drive #528 - Photo 41](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f3437662182r.jpg) ![1000 Bay Drive #528 - Photo 42](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f3030026274r.jpg) ![1000 Bay Drive #528 - Photo 43](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f810519197r.jpg) ![1000 Bay Drive #528 - Photo 44](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1420540654r.jpg) ![1000 Bay Drive #528 - Photo 45](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f1218937486r.jpg) ![1000 Bay Drive #528 - Photo 46](http://lh.rdcpix.com/9f9db713ab0d0daf4da38614392ac500l-f3585539218r.jpg) --- **MLS#:** 1011665 | **Updated:** 2026-09-13 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1000-bay-drive-niceville-fl-32578-1011665) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1000-bay-drive-niceville-fl-32578-1011665#listing", "url": "https://www.propertysimple.ai/listing/1000-bay-drive-niceville-fl-32578-1011665", "name": "1000 Bay Drive #528, Niceville, FL 32578", "description": "Affordable, Easy, Low-Maintenance living in the heart of Bluewater Bay! This beautifully maintained one-story, 1,422 sq ft, End-Unit Patio Home offers 2 bedrooms, 2 bathrooms, a flexible bonus space, private courtyard, & backyard- all in a desirable master-planned community known for its exceptional lifestyle & amenities. Inside, the open-concept living & dining areas feature beautiful wood flooring & flow into a versatile bonus space ideal for a home office, hobby room, reading area, or possibly an additional 3rd Bedroom conversion. The well-sized kitchen offers ample cabinet storage, space for casual dining, new refrigerator (2025), & sliding glass doors opening to a charming private paver courtyard. Whether you're enjoying your morning coffee, tending a few garden plants, or gathering with friends, this outdoor space adds another layer of livability & charm. Both bedrooms feature spacious layouts, with walk-in closets. The primary suite includes an en-suite bathroom, with oversized vanity, & Shower with grab bar entry. private access to the paved patio and backyard. A dedicated laundry room with washer and dryer adds convenience. Enjoy the benefits of low-maintenance ownership, with the HOA covering exterior landscaping, siding, and roof. The roof is approximately 8-10 years old, and the HVAC was replaced in 2022. As an end unit, this home offers added privacy and a wonderful outdoor setting tucked in amongst beautiful mature trees & greenery. (READ MORE) Bluewater Bay places recreation & relaxation just minutes from your door. The Bluewater Bay Marina Complex is approximately 0.8 miles away & offers boat slips, storage, fuel, ship supplies, & waterfront dining at local favorite LJ Schooners Restaurant & Oyster Bar - a wonderful place to gather with friends, enjoy a meal, & watch the sunset over the water. The community pool is approximately 0.4 miles away, while the Bluewater Bay Tennis & Pickleball Center is approximately 0.6 miles away & features lit clay courts & a full-service clubhouse. Golf enthusiasts will love being approximately 1 mile from Bluewater Bay Golf Club, featuring 18 holes of championship golf designed by Tom Fazio & Jerry Pate. 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