About This Home

This 4-bedroom, 3-bathroom single family at 1000 Cayo Costa in Cayo Costa, FL is listed for $3,250,000 ($1,078 per sqft). Built in 2011, the home offers 3,014 sqft of living space on a 1.80 acres lot.

Key Features

  • Built in 2011
  • 1.80 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full
3-car garage
2011

Amenities

FireplaceWaterfrontViewA/C
Listing Description

It Begins With a Boat Ride... and Ends Somewhere You Never Want to Leave! You idle through calm blue water, leaving the mainland behind. The noise fades. The pace slows. Palms appear. Sand glows white. And suddenly, you arrive, not at a house, but at a feeling.

Hidden inside Cayo Costa State Park, within 2,500 acres of protected wilderness, this 1.8-acre off-grid waterfront estate feels like something discovered, not built. Surrounded by the Gulf of Mexico on one side and tranquil back-bay waters on the other, it's as if you've washed ashore on your own private island, only this one was designed with intention, craftsmanship, and extraordinary care.

Your boat rests safely in a sheltered bay at a private dock with lift. Step ashore and follow meandering wooden boardwalks through lush tropical surroundings. Each turn reveals something new, an open-air pavilion, a gazebo, firelight flickering, an outdoor kitchen waiting for long dinners and longer conversations.

It feels West Indies-inspired, resort-like, and impossibly private. Inside, the story continues. Tropical woods, custom millwork, and warm textures wrap the home in character and soul. The great room opens effortlessly to the outdoors, anchored by a beautiful kitchen with custom mahogany cabinetry, live-edge granite, and high-end appliances.

Morning coffee becomes a ritual as sunlight dances across palms and water. Time stretches. Nothing is rushed here. The primary suite is its own quiet chapter, private, serene, connected to nature, where indoor and outdoor living blur into one. Guest spaces are inviting and comfortable, perfect for family, friends, or those lucky enough to be invited to stay awhile.

Though the setting feels delightfully marooned, modern life never intrudes. A brand-new, state-of-the-art solar, lithium battery, and generator system powers the home seamlessly, delivering full comfort with true off-grid independence. Days are filled with simple adventures, kayaking quiet waters, biking sandy trails, exploring miles of untouched b

each, or hopping on the boat for lunch at nearby island favorites, before returning home, where the world once again slips away. This is not a place you stumble upon twice. It cannot be recreated. It cannot be replaced. It's the kind of place people talk about long after they've left and the kind of place owners never truly want to.

Monthly Cost Estimate

$17,382/mo

20% down · 6.5% · 30 years

Principal$2,350
Interest$14,083
Insurance$948

Estimates only. Actual payments may vary.

Location

1000 Cayo Costa

Cayo Costa, FL 33924

CAYO COSTA

Features & Amenities

Interior Features

WetBarBreakfastBarBreakfastAreaSeparateFormalDiningRoomDualSinksEatInKitchenFamilyDiningRoomFireplaceKitchenIslandLivingDiningRoomCustomMirrorsPantrySittingAreaInPrimaryShowerOnlySeparateShowerUpperLevelPrimaryVaultedCeilingsBarWalkInClosets

Exterior Features

DeckFenceSecurityHighImpactDoorsOutdoorKitchenOutdoorShowerPatioRoomForPoolStorage

Property Details

Flooring

TileWood

Construction

WoodSiding

Views

Water

Outdoor Features

DeckPatioPorch

Parking

GarageUnderground/BasementCovered

Heating

Electric (Heating)Central

Cooling

Ceiling Fan(s)ElectricCentral AirZoned

Appliances

BuiltInOvenCooktopDryerDishwasherFreezerDisposalIceMakerMicrowaveRangeRefrigeratorRefrigeratorWithIceMakerTanklessWaterHeaterWaterPurifierWasherSolarHotWater

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1000 Cayo Costa is listed at $3,250,000 ($1,078/sqft). The estimated monthly payment is $17,382 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2011, 1.80 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: WetBar, BreakfastBar, BreakfastArea. Exterior Features: Deck, Fence, SecurityHighImpactDoors.

This property is listed by Michael McMurray.

MM

Michael McMurray

License 280500145

Agent at Royal Shell Real Estate, Inc.

Listed by Royal Shell Real Estate, Inc. · Broker phone: (239) 689-7653 · View on Broker Site · Broker website

MLS# 2026031845· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 282 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1000 Cayo Costa, Cayo Costa, FL 33924

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