# 1000 Cayo Costa, Cayo Costa, FL 33924 > **TL;DR:** 4bd/3ba single family, $3,250,000 ($1078/sqft), built 2011, 3,014 sqft. > Fireplace, Waterfront, View, A/C. Est. $17,382/mo. Listed 288 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $3,250,000 | | Price/sqft | $1078 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 3,014 | | Year Built | 2011 | | Lot Size | 78,408 sqft (1.80 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 288 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $16,434 | | Estimated Insurance | $948 | | **Total** | **$17,382** | ## Key Amenities - Fireplace - Waterfront - View - A/C - 3-car garage ## Property Highlights - Built in 2011 - 1.80 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description It Begins With a Boat Ride... and Ends Somewhere You Never Want to Leave! You idle through calm blue water, leaving the mainland behind. The noise fades. The pace slows. Palms appear. Sand glows white. And suddenly, you arrive, not at a house, but at a feeling. Hidden inside Cayo Costa State Park, within 2,500 acres of protected wilderness, this 1.8-acre off-grid waterfront estate feels like something discovered, not built. Surrounded by the Gulf of Mexico on one side and tranquil back-bay waters on the other, it's as if you've washed ashore on your own private island, only this one was designed with intention, craftsmanship, and extraordinary care. Your boat rests safely in a sheltered bay at a private dock with lift. Step ashore and follow meandering wooden boardwalks through lush tropical surroundings. Each turn reveals something new, an open-air pavilion, a gazebo, firelight flickering, an outdoor kitchen waiting for long dinners and longer conversations. It feels West Indies-inspired, resort-like, and impossibly private. Inside, the story continues. Tropical woods, custom millwork, and warm textures wrap the home in character and soul. The great room opens effortlessly to the outdoors, anchored by a beautiful kitchen with custom mahogany cabinetry, live-edge granite, and high-end appliances. Morning coffee becomes a ritual as sunlight dances across palms and water. Time stretches. Nothing is rushed here. The primary suite is its own quiet chapter, private, serene, connected to nature, where indoor and outdoor living blur into one. Guest spaces are inviting and comfortable, perfect for family, friends, or those lucky enough to be invited to stay awhile. Though the setting feels delightfully marooned, modern life never intrudes. A brand-new, state-of-the-art solar, lithium battery, and generator system powers the home seamlessly, delivering full comfort with true off-grid independence. Days are filled with simple adventures, kayaking quiet waters, biking sandy trails, exploring miles of untouched beach, or hopping on the boat for lunch at nearby island favorites, before returning home, where the world once again slips away. This is not a place you stumble upon twice. It cannot be recreated. It cannot be replaced. It's the kind of place people talk about long after they've left and the kind of place owners never truly want to. ## Location - **Address:** 1000 Cayo Costa, Cayo Costa, FL 33924 - **County:** Lee - **Neighborhood:** CAYO COSTA - **Coordinates:** 26.655335, -82.239997 - **Google Maps:** https://www.google.com/maps?q=26.655335,-82.239997 ## Virtual Tour & Media - **Video Tour:** https://www.eastont.com/mcmurrayandmembers-1/1000 ## Listing Agent - **Name:** Michael McMurray · **License:** 280500145 - **Brokerage:** Royal Shell Real Estate, Inc. - **Broker Phone:** (239) 689-7653 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1000-Cayo-Costa_Captiva_FL_33924_M66068-92558?f=listhub&s=FMSWFL&m=2026031845&c=propsimple) ## Photos ![1000 Cayo Costa - Photo 1](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3210813251r.jpg) ![1000 Cayo Costa - Photo 2](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2771706549r.jpg) ![1000 Cayo Costa - Photo 3](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2659614482r.jpg) ![1000 Cayo Costa - Photo 4](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1704041914r.jpg) ![1000 Cayo Costa - Photo 5](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3608575926r.jpg) ![1000 Cayo Costa - Photo 6](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3926606499r.jpg) ![1000 Cayo Costa - Photo 7](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3688093372r.jpg) ![1000 Cayo Costa - Photo 8](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2094665062r.jpg) ![1000 Cayo Costa - Photo 9](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1475814154r.jpg) ![1000 Cayo Costa - Photo 10](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f4130863877r.jpg) ![1000 Cayo Costa - Photo 11](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f668092352r.jpg) ![1000 Cayo Costa - Photo 12](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2670495761r.jpg) ![1000 Cayo Costa - Photo 13](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f502712078r.jpg) ![1000 Cayo Costa - Photo 14](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2301426528r.jpg) ![1000 Cayo Costa - Photo 15](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f185775245r.jpg) ![1000 Cayo Costa - Photo 16](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f179988387r.jpg) ![1000 Cayo Costa - Photo 17](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1292303586r.jpg) ![1000 Cayo Costa - Photo 18](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3347723581r.jpg) ![1000 Cayo Costa - Photo 19](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f104662894r.jpg) ![1000 Cayo Costa - Photo 20](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f57079821r.jpg) ![1000 Cayo Costa - Photo 21](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1473854837r.jpg) ![1000 Cayo Costa - Photo 22](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f368231297r.jpg) ![1000 Cayo Costa - Photo 23](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2976958734r.jpg) ![1000 Cayo Costa - Photo 24](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f781757750r.jpg) ![1000 Cayo Costa - Photo 25](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2036093927r.jpg) ![1000 Cayo Costa - Photo 26](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3707863087r.jpg) ![1000 Cayo Costa - Photo 27](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1309152274r.jpg) ![1000 Cayo Costa - Photo 28](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3558019975r.jpg) ![1000 Cayo Costa - Photo 29](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f569420864r.jpg) ![1000 Cayo Costa - Photo 30](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2333949440r.jpg) ![1000 Cayo Costa - Photo 31](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2478518180r.jpg) ![1000 Cayo Costa - Photo 32](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2092669276r.jpg) ![1000 Cayo Costa - Photo 33](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f4045168838r.jpg) ![1000 Cayo Costa - Photo 34](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1652172889r.jpg) ![1000 Cayo Costa - Photo 35](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3156974060r.jpg) ![1000 Cayo Costa - Photo 36](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3036173979r.jpg) ![1000 Cayo Costa - Photo 37](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3402191839r.jpg) ![1000 Cayo Costa - Photo 38](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1086173316r.jpg) ![1000 Cayo Costa - Photo 39](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1390028325r.jpg) ![1000 Cayo Costa - Photo 40](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1003658752r.jpg) ![1000 Cayo Costa - Photo 41](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1917785845r.jpg) ![1000 Cayo Costa - Photo 42](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f4278508427r.jpg) ![1000 Cayo Costa - Photo 43](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f4124412658r.jpg) ![1000 Cayo Costa - Photo 44](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2554522278r.jpg) ![1000 Cayo Costa - Photo 45](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3588981369r.jpg) ![1000 Cayo Costa - Photo 46](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1685893147r.jpg) ![1000 Cayo Costa - Photo 47](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f426184016r.jpg) ![1000 Cayo Costa - Photo 48](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f1042812236r.jpg) ![1000 Cayo Costa - Photo 49](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f2365961964r.jpg) ![1000 Cayo Costa - Photo 50](http://lh.rdcpix.com/954f528517120079aa80c568358d84fel-f3760449190r.jpg) --- **MLS#:** 2026031845 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/1000-cayo-costa-cayo-costa-fl-33924-523031d5c103483faca8dbf30b054cd4) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/1000-cayo-costa-cayo-costa-fl-33924-523031d5c103483faca8dbf30b054cd4#listing", "url": "https://www.propertysimple.ai/listing/1000-cayo-costa-cayo-costa-fl-33924-523031d5c103483faca8dbf30b054cd4", "name": "1000 Cayo Costa, Cayo Costa, FL 33924", "description": "It Begins With a Boat Ride... and Ends Somewhere You Never Want to Leave! You idle through calm blue water, leaving the mainland behind. The noise fades. The pace slows. Palms appear. Sand glows white. And suddenly, you arrive, not at a house, but at a feeling. Hidden inside Cayo Costa State Park, within 2,500 acres of protected wilderness, this 1.8-acre off-grid waterfront estate feels like something discovered, not built. Surrounded by the Gulf of Mexico on one side and tranquil back-bay waters on the other, it's as if you've washed ashore on your own private island, only this one was designed with intention, craftsmanship, and extraordinary care. Your boat rests safely in a sheltered bay at a private dock with lift. Step ashore and follow meandering wooden boardwalks through lush tropical surroundings. Each turn reveals something new, an open-air pavilion, a gazebo, firelight flickering, an outdoor kitchen waiting for long dinners and longer conversations. It feels West Indies-inspired, resort-like, and impossibly private. Inside, the story continues. Tropical woods, custom millwork, and warm textures wrap the home in character and soul. 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