# 10009 Thomas Payne Circle, Charlotte, NC 28277 > **TL;DR:** 4bd/3ba single family, $824,900 ($272/sqft), built 1981, 3,035 sqft. > Fireplace, A/C. Est. $4,712/mo. Listed 11 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $824,900 | | Price/sqft | $272 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 3,035 | | Year Built | 1981 | | Lot Size | 14,810 sqft (0.34 acres) | | Stories | 2 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 11 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,171 | | Estimated Insurance | $241 | | HOA | $300 | | **Total** | **$4,712** | ## Nearby Schools - **Elementary:** McAlpine - **Middle:** J.M. Robinson - **High:** Providence ## Key Amenities - Fireplace - A/C ## Property Highlights - Built in 1981 - 0.34 acre lot - 2 stories - Fireplace ## Description ### Agent Description Breath of fresh air and country club living on the Raintree golf course! Located in the quiet, friendly Williamsburg section of Raintree, this 4-bedroom, 2.5-bath, all brick center-hall colonial offers an exceptional combination of golf course views, classic architectural character, and unlimited potential - all in a prime South Charlotte location with top rated schools and low annual HOA dues. **$50,000 Raintree Country Club initiation fee is WAIVED for its homeowners** A large front lawn, established landscaping, and spacious lot on a side street create the privacy, character, and breathing room in this rare gem. This home features newer ductwork and AC units, rich moldings, millwork, and Brazilian Cherry hardwood floors throughout the main level, with storage galore. The main floor includes a beautifully updated kitchen with pantry, formal dining room, bright living room, and an open & comfortable family room with a Genstone accented gas fireplace. One of the home's standout features is the enclosed screened porch with an elevated setting that offers peaceful, treehouse-like views over the golf course and mature trees, making it a wonderful space for morning coffee, outdoor dining, or pure relaxation. Upstairs, the comfortable primary suite with private bath includes a walk-in closet and another separate flex room currently used as a home office that can be converted to a large custom closet, nursery or additional bath. Three additional bedrooms and a bonus room provide plenty of flexible space for kids, guests, a playroom or perhaps a home gym. The prime South Charlotte location is only 5 minutes from The Arboretum and 7 minutes from Stonecrest, Rea Farms, Providence Promenade, Waverly, and easy access to I-485 from both Rea Road and Providence Road. This is a rare opportunity to enjoy the Raintree lifestyle, golf course setting, with space, character, and unbeatable location in an established and safe community. ## Location - **Address:** 10009 Thomas Payne Circle, Charlotte, NC 28277 - **County:** Mecklenburg - **Neighborhood:** Raintree - **Coordinates:** 35.075535, -80.798558 - **Google Maps:** https://www.google.com/maps?q=35.075535,-80.798558 ## Listing Agent - **Name:** Tom Brennan - **Brokerage:** Compass Carolinas LLC - **Phone:** 9803286620 - **Broker Phone:** (704) 234-7880 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/10009-Thomas-Payne-Cir_Charlotte_NC_28277_M65471-32782?f=listhub&s=CMLSNC&m=4421485&c=propsimple) ## Photos ![10009 Thomas Payne Circle - Photo 1](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2611185620r.jpg) ![10009 Thomas Payne Circle - Photo 2](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1789794627r.jpg) ![10009 Thomas Payne Circle - Photo 3](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3085128010r.jpg) ![10009 Thomas Payne Circle - Photo 4](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3253165090r.jpg) ![10009 Thomas Payne Circle - Photo 5](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f30522762r.jpg) ![10009 Thomas Payne Circle - Photo 6](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3123517240r.jpg) ![10009 Thomas Payne Circle - Photo 7](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f411059201r.jpg) ![10009 Thomas Payne Circle - Photo 8](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f736079482r.jpg) ![10009 Thomas Payne Circle - Photo 9](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3701345646r.jpg) ![10009 Thomas Payne Circle - Photo 10](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2547546072r.jpg) ![10009 Thomas Payne Circle - Photo 11](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f826682187r.jpg) ![10009 Thomas Payne Circle - Photo 12](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2688535138r.jpg) ![10009 Thomas Payne Circle - Photo 13](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1223577801r.jpg) ![10009 Thomas Payne Circle - Photo 14](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2709023996r.jpg) ![10009 Thomas Payne Circle - Photo 15](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f375200449r.jpg) ![10009 Thomas Payne Circle - Photo 16](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1557111365r.jpg) ![10009 Thomas Payne Circle - Photo 17](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3242147657r.jpg) ![10009 Thomas Payne Circle - Photo 18](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f750117867r.jpg) ![10009 Thomas Payne Circle - Photo 19](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1864776861r.jpg) ![10009 Thomas Payne Circle - Photo 20](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2227677628r.jpg) ![10009 Thomas Payne Circle - Photo 21](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f4146421116r.jpg) ![10009 Thomas Payne Circle - Photo 22](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2733238019r.jpg) ![10009 Thomas Payne Circle - Photo 23](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f432674775r.jpg) ![10009 Thomas Payne Circle - Photo 24](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3950644430r.jpg) ![10009 Thomas Payne Circle - Photo 25](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3277589530r.jpg) ![10009 Thomas Payne Circle - Photo 26](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f4135886370r.jpg) ![10009 Thomas Payne Circle - Photo 27](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1843497656r.jpg) ![10009 Thomas Payne Circle - Photo 28](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f808332273r.jpg) ![10009 Thomas Payne Circle - Photo 29](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2881823066r.jpg) ![10009 Thomas Payne Circle - Photo 30](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3580389467r.jpg) ![10009 Thomas Payne Circle - Photo 31](http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f645415104r.jpg) --- **MLS#:** 4421485 | **Updated:** 2026-09-18 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/10009-thomas-payne-circle-charlotte-nc-28277-4421485) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/10009-thomas-payne-circle-charlotte-nc-28277-4421485#listing", "url": "https://www.propertysimple.ai/listing/10009-thomas-payne-circle-charlotte-nc-28277-4421485", "name": "10009 Thomas Payne Circle, Charlotte, NC 28277", "description": "Breath of fresh air and country club living on the Raintree golf course! Located in the quiet, friendly Williamsburg section of Raintree, this 4-bedroom, 2.5-bath, all brick center-hall colonial offers an exceptional combination of golf course views, classic architectural character, and unlimited potential - all in a prime South Charlotte location with top rated schools and low annual HOA dues. **$50,000 Raintree Country Club initiation fee is WAIVED for its homeowners** A large front lawn, established landscaping, and spacious lot on a side street create the privacy, character, and breathing room in this rare gem. This home features newer ductwork and AC units, rich moldings, millwork, and Brazilian Cherry hardwood floors throughout the main level, with storage galore. The main floor includes a beautifully updated kitchen with pantry, formal dining room, bright living room, and an open & comfortable family room with a Genstone accented gas fireplace. One of the home's standout features is the enclosed screened porch with an elevated setting that offers peaceful, treehouse-like views over the golf course and mature trees, making it a wonderful space for morning coffee, outdoor dining, or pure relaxation. Upstairs, the comfortable primary suite with private bath includes a walk-in closet and another separate flex room currently used as a home office that can be converted to a large custom closet, nursery or additional bath. Three additional bedrooms and a bonus room provide plenty of flexible space for kids, guests, a playroom or perhaps a home gym. The prime South Charlotte location is only 5 minutes from The Arboretum and 7 minutes from Stonecrest, Rea Farms, Providence Promenade, Waverly, and easy access to I-485 from both Rea Road and Providence Road. This is a rare opportunity to enjoy the Raintree lifestyle, golf course setting, with space, character, and unbeatable location in an established and safe community.", "image": [ "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2611185620r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1789794627r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3085128010r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3253165090r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f30522762r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3123517240r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f411059201r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f736079482r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3701345646r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2547546072r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f826682187r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2688535138r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1223577801r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2709023996r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f375200449r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1557111365r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3242147657r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f750117867r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1864776861r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2227677628r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f4146421116r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2733238019r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f432674775r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3950644430r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3277589530r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f4135886370r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1843497656r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f808332273r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2881823066r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3580389467r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f645415104r.jpg" ], "primaryImageOfPage": { "@type": "ImageObject", "url": "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2611185620r.jpg", "caption": "10009 Thomas Payne Circle - Charlotte, NC" }, "datePosted": "2026-09-10T00:00:00+00:00", "dateModified": "2026-09-18T20:38:21.19944+00:00", "mainEntity": { "@type": "Accommodation", "@id": "https://www.propertysimple.ai/listing/10009-thomas-payne-circle-charlotte-nc-28277-4421485#property", "name": "10009 Thomas Payne Circle, Charlotte, NC 28277", "address": { "@type": "PostalAddress", "streetAddress": "10009 Thomas Payne Circle", "addressLocality": "Charlotte", "addressRegion": "NC", "postalCode": "28277", "addressCountry": "US" }, "geo": { "@type": "GeoCoordinates", "latitude": 35.075535, "longitude": -80.798558 }, "image": [ "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2611185620r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1789794627r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3085128010r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3253165090r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f30522762r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3123517240r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f411059201r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f736079482r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3701345646r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2547546072r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f826682187r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2688535138r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1223577801r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2709023996r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f375200449r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1557111365r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3242147657r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f750117867r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1864776861r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2227677628r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f4146421116r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2733238019r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f432674775r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3950644430r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3277589530r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f4135886370r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f1843497656r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f808332273r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f2881823066r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f3580389467r.jpg", "http://lh.rdcpix.com/32a9b5c1b07d2510f4b163daf8bfd185l-f645415104r.jpg" ], "identifier": { "@type": "PropertyValue", "propertyID": "MLS", "value": "4421485" }, "accommodationCategory": "Single Family Residence", "numberOfBedrooms": 4, "numberOfBathroomsTotal": 3, "numberOfFullBathrooms": 2, "numberOfPartialBathrooms": 1, "floorSize": { "@type": "QuantitativeValue", "value": 3035, "unitCode": "FTK", "unitText": "square feet" }, "yearBuilt": 1981, "amenityFeature": [ { "@type": "LocationFeatureSpecification", "name": "Heating", "value": "Forced Air, Natural Gas, Zoned" }, { "@type": "LocationFeatureSpecification", "name": "Cooling", "value": "Zoned, Ceiling Fan(s), Central Air" }, { "@type": "LocationFeatureSpecification", "name": "Appliances", "value": "Dishwasher, Electric Range" }, { "@type": "LocationFeatureSpecification", "name": "Construction Materials", "value": "Brick Full" }, { "@type": "LocationFeatureSpecification", "name": "Pool Features", "value": "Deck" }, { "@type": "LocationFeatureSpecification", "name": "Parking Features", "value": "Garage, Garage - Attached" }, { "@type": "LocationFeatureSpecification", "name": "Fireplace", "value": true }, { "@type": "LocationFeatureSpecification", "name": "Air Conditioning", "value": true } ], "additionalProperty": [ { "@type": "PropertyValue", "name": "Lot Size", "value": "0.34 acres" }, { "@type": "PropertyValue", "name": "Stories", "value": 2 }, { "@type": "PropertyValue", "name": "Property Subtype", "value": "Single Family Residence" } ] }, "offers": { "@type": "Offer", "@id": "https://www.propertysimple.ai/listing/10009-thomas-payne-circle-charlotte-nc-28277-4421485#offer", "url": "https://www.propertysimple.ai/listing/10009-thomas-payne-circle-charlotte-nc-28277-4421485", "price": 824900, "priceCurrency": "USD", "businessFunction": "http://purl.org/goodrelations/v1#Sell", "availability": "https://schema.org/InStock", "seller": { "@id": "https://www.propertysimple.ai/listing/10009-thomas-payne-circle-charlotte-nc-28277-4421485#agent" } }, "provider": { "@type": "Person", "@id": "https://www.propertysimple.ai/listing/10009-thomas-payne-circle-charlotte-nc-28277-4421485#agent", "name": "Tom Brennan", "telephone": "9803286620", "worksFor": { "@type": "Organization", "@id": "https://www.propertysimple.ai/listing/10009-thomas-payne-circle-charlotte-nc-28277-4421485#brokerage", "name": "Compass Carolinas LLC", "telephone": "(704) 234-7880" } } } ```