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About This Home

This 2-bedroom, 2-bathroom condo at 1003 Tropic Terrace in North Fort Myers, FL is listed for $109,000 ($117 per sqft). Built in 1964, the home offers 930 sqft of living space on a 0.25 acres lot.

Agent Description

Gulf Access Condo - NOT in a Flood Zone & No Age Restrictions! Affordable waterfront living is getting harder to find-especially with Gulf access, no flood zone, and no age restrictions-and this one checks all three. Located in Tropic Terrace, this first-floor 2-bedroom, 1.5-bath condo offers easy, low-maintenance living in a peaceful waterfront community.

Enjoy a screened lanai with landscaped views, perfect for morning coffee or relaxing after a day on the water. Inside, the layout is bright and functional with tile and carpet flooring, ceiling fans, and comfortable living space. For boaters, the community offers a boat ramp and dock leases available on a first-come basis, providing direct access to Southwest Florida waterways.

Residents enjoy a community pool, clubhouse, shuffleboard, and common laundry, all just minutes from downtown Fort Myers, shopping, dining, and I-75. The community allows one cat, making this a great option for pet lovers-another rare find in waterfront condos. Whether you're looking for a full-time home, winter retreat, or investment, this is a smart opportunity to get into a Gulf-access community without flood zone concerns.

Key Features

  • Built in 1964
  • 0.25 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
1 full, 1 half
1964

Amenities

WaterfrontA/C

Monthly Cost Estimate

$1,159/mo

20% down · 6.5% · 30 years

Principal$79
Interest$472
Insurance$32
HOA$576

Estimates only. Actual payments may vary.

Location

1003 Tropic Terrace

North Fort Myers, FL 33903

TROPIC TERRACE

Features & Amenities

Interior Features

BedroomOnMainLevelLivingDiningRoomMainLevelPrimaryTubShowerCableTv

Exterior Features

SprinklerIrrigation

Property Details

Flooring

TileCarpet

Construction

Block Concrete Stucco

Pool Features

Porch

Parking

AssignedGuest

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)ElectricCentral Air

Appliances

FreezerRefrigeratorSelfCleaningOven

Questions & Answers

This 2-bedroom, 2-bathroom condo at 1003 Tropic Terrace is listed at $109,000 ($117/sqft). The estimated monthly payment is $1,048 based on 20% down at 6.5% interest.

HOA fees are $576/month.

Key features include: Built in 1964, 0.25 acre lot, 2 stories, Waterfront. Interior Features: BedroomOnMainLevel, LivingDiningRoom, MainLevelPrimary. Exterior Features: SprinklerIrrigation.

This property is listed by Mary Lou Carpenter and can be reached at 2398399365 or marylou@sellinthesun.com.

MC

Mary Lou Carpenter

Agent at Rossman Realty Group Inc

(239) 839-9365

Listed by Rossman Realty Group Inc · View on Broker Site

MLS# 2025016421· Source: listhub· Updated 221 days ago

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1003 Tropic Terrace, North Fort Myers, FL 33903

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