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About This Home

This 4-bedroom, 4-bathroom single family at 1004 Crooked Creek Cove in Niceville, FL is listed for $974,900 ($249 per sqft). Built in 2004, the home offers 3,917 sqft of living space on a 0.25 acres lot.

Agent Description

Welcome to 1004 Crooked Creek, a beautifully updated, one-of-a-kind custom home nestled on a quiet cul-de-sac in the highly desirable Swift Creek community--right next to one of the neighborhood's charming family parks. From the moment you arrive, the curb appeal stands out with fresh landscaping, a newly built mailbox, updated outdoor lighting, and a decorative cedar fence (2024).

Inside, the home is filled with natural light thanks to soaring windows with transoms, offering serene views of the private backyard oasis and sparkling saltwater pool. The flexible floor plan begins with a versatile front room--perfect as a formal dining space, office, or sitting area.

The kitchen is designed to impress, featuring abundant cabinetry, granite countertops, a center island with prep sink, built-in oven and microwave, and a breakfast bar that opens to the dining area. Wood flooring flows throughout the main level, complemented by updated lighting, fixtures, and fresh paint.

The spacious family room showcases a custom corner gas fireplace and overlooks the open layout, while the main-level primary suite offers a peaceful retreat with a tray ceiling, French doors to the lanai, and a spa-like bath complete with whirlpool tub, separate shower, dual vanities, and a walk-in closet with custom shelving.

Upstairs, a catwalk and loft area lead to generously sized secondary bedrooms, including a Jack-and-Jill layout, a private guest suite with its own bath, and a large bonus room over the garage--perfect for a playroom, media room, or additional living space.

Step outside to your screened lanai and enjoy the fully refreshed pool area, featuring a brand-new pool liner, filter, light, and ladder (2025), along with updated screens and enhanced outdoor lighting. The home also includes smart upgrades such as B-hyve irrigation with drip systems for window boxes and planters, smart thermostats, and motion/temperature sensors for added efficiency and convenience.

Major system updates provide peace of mind, including a new roof (2024), HVAC system with added garage mini-split, and numerous improvements throughout--from insulated garage doors and finished garage space to new blinds and continued interior updates.

Located in the amenity-rich Swift Creek neighborhood, residents enjoy access to a clubhouse, pool, tennis courts, walking trails, playgrounds, and scenic lakes--perfect for an active and connected lifestyle. This thoughtfully upgraded home blends comfort, technology, and timeless design--schedule your private tour and experience it for yourself.

Key Features

  • Built in 2004
  • 0.25 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2004

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$5,514/mo

20% down · 6.5% · 30 years

Principal$705
Interest$4,225
Insurance$284
HOA$300

Estimates only. Actual payments may vary.

Location

1004 Crooked Creek Cove

Niceville, FL 32578

SWIFT CREEK PH 3

Features & Amenities

Interior Features

Breakfast BarBuilt-In BookcasesCeiling CathedralCeiling Tray/CofferdCeiling VaultedFireplaceKitchen IslandLighting RecessedNewly PaintedPantryPull Down StairsShelvingSplit BedroomUpgraded Media WingWasher/Dryer HookupWoodwork Painted

Exterior Features

Fenced Back YardHot TubHurricane ShuttersLawn PumpPool - EnclosedPool - Vinyl LinerSprinkler System

Property Details

Flooring

TileHardwoodCarpet

Construction

Concrete Frame Siding Brick Front Stucco

Pool Features

PatioPorch

Parking

GarageOversizeGuest

Heating

Natural Gas

Cooling

Central Air

Appliances

Auto Garage Door OpnCentral VacuumCooktopDishwasherDisposalMicrowaveRefrigeratorRefrigerator W/IceMkSmooth Stovetop RngeStove/Oven ElectricWine RefrigeratorWater Heater - Gas

Questions & Answers

This 4-bedroom, 4-bathroom single family at 1004 Crooked Creek Cove is listed at $974,900 ($249/sqft). The estimated monthly payment is $4,525 based on 20% down at 6.5% interest.

HOA fees are $300/month.

Key features include: Built in 2004, 0.25 acre lot, 2 stories, Fireplace. Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Cathedral. Exterior Features: Fenced Back Yard, Hot Tub, Hurricane Shutters.

This property is listed by Jennifer Purdy and can be reached at (850) 501-1545 or jen@jenpurdygroup.com.

JP

Jennifer Purdy

Agent at Coldwell Banker Realty

(850) 501-1545

Listed by Coldwell Banker Realty · View on Broker Site

MLS# 1000965· Source: listhub· Updated 45 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1004 Crooked Creek Cove, Niceville, FL 32578

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