About This Home

This 3-bedroom, 2-bathroom townhouse at 1004 Watson Street #1 in Key West, FL is listed for $895,000 ($1,105 per sqft). Built in 1923, the home offers 810 sqft of living space on a 0.05 acres lot.

Key Features

  • Built in 1923
  • 0.05 acre lot

Property Details

2 full
#1
1923

Amenities

ViewA/C
Listing Description

Historic Old Town Key West charm, completely reimagined with the luxury and convenience of modern living. Located in the desirable X Flood Zone, this extraordinary townhome has undergone an extensive, top to bottom transformation. Far more than a visual renovation, the home features under the hood all new plumbing and electric wiring and systems.

The beautifully redesigned interiors, contemporary finishes, and thoughtful upgrades throughout makes nearly everything feels brand new. One of only two units, the property enjoys an exceptionally low HOA fee of just $35 per month, covering common area insurance, maintenance, and reserves.

Even better, this stunning home is offered fully furnished as shown. Just bring your toothbrush and begin enjoying the island lifestyle on the day of closing. Inside are two inviting bedrooms, two beautifully renovated full bathrooms, and a versatile bonus area with a Murphy bed for guests or a home office.

The primary suite features a private ensuite bath, while both bathrooms showcase luxurious tiled walk-in showers and modern fixtures. The completely reimagined kitchen features a Frigidaire refrigerator, THOR gas range, ZLINE microwave, Samsung smart dishwasher, island sink with disposal, GE Profile all-in-one washer/dryer, wine cooler, and beverage cooler.

Soaring cathedral ceilings and two expansive skylights fill the living space with natural light. Central air conditioning and a supplemental mini-split provide year-round comfort. Outside, a private tropical retreat awaits, complete with a spacious deck, built-in seating, propane fire feature, string lights, privacy fencing, and full size hot tub.

A rare opportunity to enjoy the character of historic Key West with the freshness of a thoroughly reinvented home. Ideal as a primary residence, second home, or potential monthly rental. Completely reimagined, beautifully furnished, and move in ready.

Monthly Cost Estimate

$4,822/mo

20% down · 6.5% · 30 years

Principal$647
Interest$3,878
Insurance$261
HOA$35

Estimates only. Actual payments may vary.

Location

1004 Watson Street #1

Key West, FL 33040

GG Watson Sub (1.0)

Features & Amenities

Interior Features

Cathedral CeilingsBuilt-in CabinetsSky Light(s)Smoke AlarmsStorage

Exterior Features

Hot Tub

Property Details

Construction

Frame

Views

Water

Outdoor Features

Deck

Cooling

DuctlessCentral Air

Appliances

WasherDryerDishwasherRefrigeratorOvenMicrowaveDisposalWine Cooler

Questions & Answers

This 3-bedroom, 2-bathroom townhouse at 1004 Watson Street is listed at $895,000 ($1,105/sqft). The estimated monthly payment is $4,822 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $35/month.

Key features include: Built in 1923, 0.05 acre lot. Interior Features: Cathedral Ceilings, Built-in Cabinets, Sky Light(s). Exterior Features: Hot Tub.

This property is listed by Everett H Smith.

ES

Everett H Smith

Agent at Ocean Sotheby's International Realty

Listed by Ocean Sotheby's International Realty · Broker phone: (305) 294-1117 · View on Broker Site · Broker website

MLS# 621844· Source: Key West Association of Realtors· 2 days on PropertySimple

Copyright © 2026 Key West Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1004 Watson Street #1, Key West, FL 33040

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