About This Home

This 3-bedroom, 3-bathroom single family at 1005 Riverwatch Trace in Sparta, TN is listed for $1,274,000 ($286 per sqft). Built in 2006, the home offers 4,460 sqft of living space on a 3.32 acres lot.

Key Features

  • Built in 2006
  • 3.32 acre lot
  • 2 stories
  • 4 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
4 spaces
2006

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

Welcome to 1005 Riverwatch Trace, an exceptional 3-bedroom, 3.5-bath home with 4,460 sq. ft. of thoughtfully designed living space, located within a golfing community in the highly sought-after Mountain Harbor. This home is a masterpiece of craftsmanship and comfort, built to impress with high-end finishes and thoughtful details throughout.

At the heart of the home is a master culinary kitchen - a beautifully appointed and featuring Viking & Subzero appliances: refrigerator, freezer, wine fridge, and a gas cooktop with hood. The spacious walk-in pantry is a must see. The home is designed for both elegance and function, boasting Pella windows, Trex decking, central vacuum, a whole-home generator, and a beautiful gas fireplace.

It's also perfect for generational living with a full finished basement, showcasing it's own garage and walk-out access.Enjoy a dedicated office, formal dining room, and a screened porch- then step outside to unwind by your own saltwater pool.

Monthly Cost Estimate

$7,364/mo

20% down · 6.5% · 30 years

Principal$921
Interest$5,521
Insurance$372
HOA$550

Estimates only. Actual payments may vary.

Location

1005 Riverwatch Trace

Sparta, TN 38583

Mountain Harbor Pointe

Features & Amenities

Interior Features

Central VacuumNew PaintCeiling Fan(s)Vaulted Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

CarpetTileHardwood

Construction

Frame Brick

Views

Lake

Outdoor Features

PorchDeckPatio

Parking

OpenUnderground/BasementGarage

Heating

Electric (Heating)Natural Gas

Cooling

Central Air

Appliances

Gas Water HeaterDishwasherElectric OvenRefrigeratorGas RangeMicrowaveRange Hood

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1005 Riverwatch Trace is listed at $1,274,000 ($286/sqft). The estimated monthly payment is $7,364 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $550/month.

Key features include: Built in 2006, 3.32 acre lot, 2 stories, 4 parking spaces, Fireplace, Waterfront. Interior Features: Central Vacuum, New Paint, Ceiling Fan(s).

This property is listed by Peter Ferguson.

PF

Peter Ferguson

Agent at True North Real Estate Services, LLC

Listed by True North Real Estate Services, LLC · Broker phone: 9318377355 · View on Broker Site · Broker website

MLS# 243520· Source: Upper Cumberland Association of Realtors· 5 days on PropertySimple

Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1005 Riverwatch Trace, Sparta, TN 38583

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