# 1005 Riverwatch Trace, Sparta, TN 38583

> **TL;DR:** 3bd/3ba single family, $1,274,000 ($286/sqft), built 2006, 4,460 sqft.
> Fireplace, Waterfront, View, Hardwood. Est. $7,364/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,274,000 |
| Price/sqft | $286 |
| Bedrooms | 3 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 4,460 |
| Year Built | 2006 |
| Lot Size | 144,619 sqft (3.32 acres) |
| Stories | 2 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Lake
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,442 |
| Estimated Insurance | $372 |
| HOA | $550 |
| **Total** | **$7,364** |

## Key Amenities

- Fireplace
- Waterfront
- View
- Hardwood
- A/C

## Property Highlights

- Built in 2006
- 3.32 acre lot
- 2 stories
- 4 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to 1005 Riverwatch Trace, an exceptional 3-bedroom, 3.5-bath home with 4,460 sq. ft. of thoughtfully designed living space, located within a golfing community in the highly sought-after Mountain Harbor. This home is a masterpiece of craftsmanship and comfort, built to impress with high-end finishes and thoughtful details throughout. At the heart of the home is a master culinary kitchen - a beautifully appointed and featuring Viking & Subzero appliances: refrigerator, freezer, wine fridge, and a gas cooktop with hood. The spacious walk-in pantry is a must see. The home is designed for both elegance and function, boasting Pella windows, Trex decking, central vacuum, a whole-home generator, and a beautiful gas fireplace. It's also perfect for generational living with a full finished basement, showcasing it's own garage and walk-out access.Enjoy a dedicated office, formal dining room, and a screened porch- then step outside to unwind by your own saltwater pool.

## Location

- **Address:** 1005 Riverwatch Trace, Sparta, TN 38583
- **County:** White
- **Neighborhood:** Mountain Harbor Pointe
- **Coordinates:** 35.9510491, -85.7155224
- **Google Maps:** https://www.google.com/maps?q=35.9510491,-85.7155224

## Virtual Tour & Media

- **Video Tour:** tour.usamls.net/1005-Riverwatch-Trace-Sparta-TN-38583/unbranded

## Listing Agent

- **Name:** Peter Ferguson
- **Brokerage:** True North Real Estate Services, LLC
- **Phone:** 9312560093
- **Broker Phone:** 9318377355
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1005-Riverwatch-Trce_Sparta_TN_38583_M73510-88900?f=listhub&s=UCARTN&m=243520&c=propsimple)

## Photos

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---

**MLS#:** 243520 | **Updated:** 2026-09-19
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1005-riverwatch-trace-sparta-tn-38583-n243520)

---

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