# 1006 Highway 98 Unit 431, Destin, FL 32541

> **TL;DR:** 3bd/2ba condo, $485,000 ($472/sqft), built 1994, 1,028 sqft.
> A/C. Est. $3,393/mo. Listed 99 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $485,000 |
| Price/sqft | $472 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,028 |
| Year Built | 1994 |
| Stories | 3 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 99 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,452 |
| Estimated Insurance | $141 |
| HOA | $800 |
| **Total** | **$3,393** |

## Nearby Schools

- **Elementary:** Destin
- **Middle:** Destin
- **High:** Destin

## Key Amenities

- A/C

## Property Highlights

- Built in 1994
- 3 stories

## Description

### Agent Description
Deeded Beach Access & unbeatable Destin location make this top-floor 3-Bedroom, 2-Bathroom Condominium a standout opportunity. Enjoy beautiful views & sounds of the waves on the Balcony overlooking the Pool. Coastal Decor & Tile flooring throughout. Open Living & Dining Areas, Kitchen with White Cabinets, Granite Countertops, Breakfast Bar & Stainless Steel Appliances. Stackable Washer & Dryer & Owners Closet. The St Martin Beachwalk Community features a refreshing Pool, perfect for relaxing after a day at the Beach. Enjoy easy Gated Access to the Beach or Big Kahuna's Water Park located directly across the street & many popular restaurants, coffee shops, parks, shopping, local attractions, Crab Island & Gulfarium Marine Adventure Park. Whether you're seeking a primary residence, vacation getaway, or income-producing investment property, this South-of-Hwy 98 gem offers exceptional value. Opportunities to own a 3-bedroom condo with deeded Beach access in this desirable area for under $490,000 are rare. Don't miss your chance--this opportunity is not expected to last long. Enjoy life at the Beach!

## Location

- **Address:** 1006 Highway 98 Unit 431, Destin, FL 32541
- **County:** Okaloosa
- **Neighborhood:** ST MARTIN BEACHWALK VILLAS
- **Coordinates:** 30.386303, -86.473129
- **Google Maps:** https://www.google.com/maps?q=30.386303,-86.473129

## Listing Agent

- **Name:** William A Flynn · **License:** 3201408
- **Brokerage:** Berkshire Hathaway HomeServices PenFed Realty
- **Phone:** 8504282424
- **Broker Phone:** (850) 729-0176
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1006-Highway-98-E-431_Destin_FL_32541_M63357-58157?f=listhub&s=ECARMLSFL&m=1004903&c=propsimple)

## Photos

![1006 Highway 98 Unit 431 - Photo 1](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f3893393974r.jpg)

![1006 Highway 98 Unit 431 - Photo 2](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f3398222690r.jpg)

![1006 Highway 98 Unit 431 - Photo 3](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1580583981r.jpg)

![1006 Highway 98 Unit 431 - Photo 4](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f557305519r.jpg)

![1006 Highway 98 Unit 431 - Photo 5](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f3539164225r.jpg)

![1006 Highway 98 Unit 431 - Photo 6](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f326344845r.jpg)

![1006 Highway 98 Unit 431 - Photo 7](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f4279998063r.jpg)

![1006 Highway 98 Unit 431 - Photo 8](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1372568951r.jpg)

![1006 Highway 98 Unit 431 - Photo 9](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f3122584199r.jpg)

![1006 Highway 98 Unit 431 - Photo 10](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f2365096467r.jpg)

![1006 Highway 98 Unit 431 - Photo 11](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f486868305r.jpg)

![1006 Highway 98 Unit 431 - Photo 12](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f2450552466r.jpg)

![1006 Highway 98 Unit 431 - Photo 13](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f4167968822r.jpg)

![1006 Highway 98 Unit 431 - Photo 14](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1687850633r.jpg)

![1006 Highway 98 Unit 431 - Photo 15](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f2038368875r.jpg)

![1006 Highway 98 Unit 431 - Photo 16](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f714626327r.jpg)

![1006 Highway 98 Unit 431 - Photo 17](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f3703204427r.jpg)

![1006 Highway 98 Unit 431 - Photo 18](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f341775288r.jpg)

![1006 Highway 98 Unit 431 - Photo 19](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1335840715r.jpg)

![1006 Highway 98 Unit 431 - Photo 20](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1500952062r.jpg)

![1006 Highway 98 Unit 431 - Photo 21](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1407422712r.jpg)

![1006 Highway 98 Unit 431 - Photo 22](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f715785426r.jpg)

![1006 Highway 98 Unit 431 - Photo 23](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1563567010r.jpg)

![1006 Highway 98 Unit 431 - Photo 24](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f54892289r.jpg)

![1006 Highway 98 Unit 431 - Photo 25](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f531730816r.jpg)

![1006 Highway 98 Unit 431 - Photo 26](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1232407903r.jpg)

![1006 Highway 98 Unit 431 - Photo 27](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1700391874r.jpg)

![1006 Highway 98 Unit 431 - Photo 28](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1618828625r.jpg)

![1006 Highway 98 Unit 431 - Photo 29](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1428877722r.jpg)

![1006 Highway 98 Unit 431 - Photo 30](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1859404644r.jpg)

![1006 Highway 98 Unit 431 - Photo 31](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f3276779798r.jpg)

![1006 Highway 98 Unit 431 - Photo 32](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1187781252r.jpg)

![1006 Highway 98 Unit 431 - Photo 33](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f2667712266r.jpg)

![1006 Highway 98 Unit 431 - Photo 34](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f841505977r.jpg)

![1006 Highway 98 Unit 431 - Photo 35](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f2264168026r.jpg)

![1006 Highway 98 Unit 431 - Photo 36](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f2717461494r.jpg)

![1006 Highway 98 Unit 431 - Photo 37](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f979519160r.jpg)

![1006 Highway 98 Unit 431 - Photo 38](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f3195014320r.jpg)

![1006 Highway 98 Unit 431 - Photo 39](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f2989043211r.jpg)

![1006 Highway 98 Unit 431 - Photo 40](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f3031066308r.jpg)

![1006 Highway 98 Unit 431 - Photo 41](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f2991112118r.jpg)

![1006 Highway 98 Unit 431 - Photo 42](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f561274707r.jpg)

![1006 Highway 98 Unit 431 - Photo 43](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f1418729130r.jpg)

![1006 Highway 98 Unit 431 - Photo 44](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f610560970r.jpg)

![1006 Highway 98 Unit 431 - Photo 45](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f4095017692r.jpg)

![1006 Highway 98 Unit 431 - Photo 46](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f3284277959r.jpg)

![1006 Highway 98 Unit 431 - Photo 47](http://lh.rdcpix.com/1770853c5331d958d3ad40182bb9288bl-f3404693139r.jpg)

---

**MLS#:** 1004903 | **Updated:** 2026-06-08
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1006-highway-98-destin-fl-32541-1004903)

---

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}
```