About This Home

This 5-bedroom, 5-bathroom single family at 10098 Jefferson Road in Osceola, IN is listed for $689,000 ($223 per sqft). Built in 1951, the home offers 3,092 sqft of living space on a 0.57 acres lot.

Key Features

  • Built in 1951
  • 0.57 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
4 full, 1 half
3-car garage
1951

Amenities

FireplaceWaterfrontA/C
Listing Description

Experience the beauty and serenity of waterfront living in this stunning 5 bedroom, 4.5 bath home with over 105 feet of frontage on the lower St. Joseph River! Designed for enjoying the outdoors and centered around entertaining, this home offers multiple outdoor living spaces.

Relax or gather with friends on the upper deck with awning just off the dining room, or enjoy the unique indoor/outdoor flexible living area with double glass garage doors that flow seamlessly to a spacious concrete patio. Whether you're hosting a summer gathering, enjoying your morning coffee by the water, or simply taking in the river views, this property makes the most of its spectacular setting.

Leading down to the river, you will find meticulously landscaped grounds, a striking boulder retaining wall, another deck and mature perennials creating a picturesque setting that feels like your own private retreat. Inside and out, extensive improvements have enhanced the home while preserving its inviting character and functionality for years to come (please see attached update list - too many to note!).

The partially finished basement adds incredible versatility with a full bath, kitchenette, bedroom, and private entrance - ideal for guests, extended family, a private retreat, or additional living space. An unfinished portion of the basement provides abundant storage.

3-car attached garage offers plenty of room for vehicles, recreational equipment, and all the gear that comes with enjoying life on the river. With its exceptional river frontage, beautifully landscaped setting, generous living space, extensive updates, and remarkable indoor-outdoor entertaining options, this is more than a home - it's an opportunity to embrace the St. Joseph River lifestyle every day. Schedule your showing today!

Monthly Cost Estimate

$3,685/mo

20% down · 6.5% · 30 years

Principal$498
Interest$2,986
Insurance$201

Estimates only. Actual payments may vary.

Location

10098 Jefferson Road

Osceola, IN 46561

Property Details

Cooling

Central Air

Questions & Answers

This 5-bedroom, 5-bathroom single family at 10098 Jefferson Road is listed at $689,000 ($223/sqft). The estimated monthly payment is $3,685 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1951, 0.57 acre lot, Fireplace, Waterfront.

This property is listed by Brianna Merz.

BM

Brianna Merz

Agent at Weichert Realtors - Jim Dunfee & Associates

Listed by Weichert Realtors - Jim Dunfee & Associates · Broker phone: (574) 277-7444

MLS# 202632571· Source: Greater South Bend-Mishawaka Association of Realtors· 79 days on PropertySimple

Copyright © 2026 Greater South Bend-Mishawaka Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

10098 Jefferson Road, Osceola, IN 46561

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