# 101 E FIRST Street, Lowell, NC 28098 > **TL;DR:** commercial, $575,000, built 1921. Est. $3,076/mo. Listed 337 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $575,000 | | Year Built | 1921 | | Lot Size | 2,614 sqft (0.06 acres) | | Property Type | Commercial (Retail) | | Status | Active | | Days on Market | 337 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,908 | | Estimated Insurance | $168 | | **Total** | **$3,076** | ## Property Highlights - Built in 1921 - 0.06 acre lot ## Description ### Agent Description This is not just a building - it's a piece of Lowell's history waiting for its next chapter. Built in 1921, this former bank sits proudly on the corner of E First Street in the heart of Historic Downtown Lowell. Solid brick, full of character, and still home to the original bank vault, it offers the kind of charm and authenticity you simply can't recreate. Positioned on a corner lot with strong street visibility, this property gives you presence. Whether you're dreaming of a cafe, office space, studio, salon, or multi-tenant investment, the layout allows for up to three separate business spaces. There's also a connecting doorway to 100 Main Street, giving you the flexibility to keep everything unified or operate independently. Upstairs, you'll find additional square footage (1755sqft) perfect for offices, creative studios, co-working space, or potential future residential use (buyer to verify). The walkable location puts you steps from parks, city hall, local shops, and ongoing downtown development - exactly where foot traffic and community activity are growing. Lowell is a town on the rise, known for its mill-town roots, close-knit community, and revitalized downtown energy. With quick access to I-85 and less than 20 minutes to Charlotte, this location blends small-town character with big-city convenience. Whether you envision a modern cafe built around the original vault, retail space with historic charm, or a multi-use investment property, 101 E First Street is a rare opportunity to own something truly special in one of Gaston County's most charming downtowns. ## Location - **Address:** 101 E FIRST Street, Lowell, NC 28098 - **County:** Gaston - **Coordinates:** 35.26663496, -81.10090206 - **Google Maps:** https://www.google.com/maps?q=35.26663496,-81.10090206 ## Virtual Tour & Media - **Video Tour:** https://listings.purehavenphotography.com/sites/101-e-1st-st-lowell-nc-28098-20810272/branded ## Listing Agent - **Name:** Tina Clark - **Brokerage:** Century 21 Town and Country Realty - **Broker Phone:** (704) 735-1425 - **Listing URL:** [View original listing](http://www.carolinahome.com/home/4325996) ## Photos ![101 E FIRST Street - Photo 1](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f335335816r.jpg) ![101 E FIRST Street - Photo 2](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2277359941r.jpg) ![101 E FIRST Street - Photo 3](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2571078267r.jpg) ![101 E FIRST Street - Photo 4](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f1408170512r.jpg) ![101 E FIRST Street - Photo 5](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2023487087r.jpg) ![101 E FIRST Street - Photo 6](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f4235474624r.jpg) ![101 E FIRST Street - Photo 7](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f1556459229r.jpg) ![101 E FIRST Street - Photo 8](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3657361534r.jpg) ![101 E FIRST Street - Photo 9](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2396736435r.jpg) ![101 E FIRST Street - Photo 10](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f585515134r.jpg) ![101 E FIRST Street - Photo 11](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f706033014r.jpg) ![101 E FIRST Street - Photo 12](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2509281519r.jpg) ![101 E FIRST Street - Photo 13](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f148962982r.jpg) ![101 E FIRST Street - Photo 14](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f1984022843r.jpg) ![101 E FIRST Street - Photo 15](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3517746194r.jpg) ![101 E FIRST Street - Photo 16](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f1120645863r.jpg) ![101 E FIRST Street - Photo 17](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3651315075r.jpg) ![101 E FIRST Street - Photo 18](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3410532002r.jpg) ![101 E FIRST Street - Photo 19](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f117485275r.jpg) ![101 E FIRST Street - Photo 20](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2061574790r.jpg) ![101 E FIRST Street - Photo 21](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f766297076r.jpg) ![101 E FIRST Street - Photo 22](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2016633380r.jpg) ![101 E FIRST Street - Photo 23](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3891176672r.jpg) ![101 E FIRST Street - Photo 24](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2452934989r.jpg) ![101 E FIRST Street - Photo 25](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f4108730268r.jpg) ![101 E FIRST Street - Photo 26](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2603399478r.jpg) ![101 E FIRST Street - Photo 27](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f586069576r.jpg) ![101 E FIRST Street - Photo 28](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3286486864r.jpg) ![101 E FIRST Street - Photo 29](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f926861735r.jpg) ![101 E FIRST Street - Photo 30](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f1229229430r.jpg) ![101 E FIRST Street - Photo 31](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2047566197r.jpg) ![101 E FIRST Street - Photo 32](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f4242127535r.jpg) ![101 E FIRST Street - Photo 33](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2833188664r.jpg) ![101 E FIRST Street - Photo 34](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2457643167r.jpg) ![101 E FIRST Street - Photo 35](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3303492842r.jpg) ![101 E FIRST Street - Photo 36](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3174120754r.jpg) ![101 E FIRST Street - Photo 37](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3160796321r.jpg) ![101 E FIRST Street - Photo 38](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2109097318r.jpg) ![101 E FIRST Street - Photo 39](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f1493321866r.jpg) ![101 E FIRST Street - Photo 40](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3511353329r.jpg) ![101 E FIRST Street - Photo 41](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f285699786r.jpg) ![101 E FIRST Street - Photo 42](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f1577073693r.jpg) ![101 E FIRST Street - Photo 43](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f3722616710r.jpg) ![101 E FIRST Street - Photo 44](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f1470491999r.jpg) ![101 E FIRST Street - Photo 45](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f105435487r.jpg) ![101 E FIRST Street - Photo 46](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f2226755389r.jpg) ![101 E FIRST Street - Photo 47](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f230428509r.jpg) ![101 E FIRST Street - Photo 48](http://lh.rdcpix.com/dda9a37b9fddb3642ec5a0357ac971b8l-f1613453194r.jpg) --- **MLS#:** 4325996 | **Updated:** 2026-10-20 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/101-e-first-street-lowell-nc-28098-f5d83328f465498bab7b098df566e626) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/101-e-first-street-lowell-nc-28098-f5d83328f465498bab7b098df566e626#listing", "url": "https://www.propertysimple.ai/listing/101-e-first-street-lowell-nc-28098-f5d83328f465498bab7b098df566e626", "name": "101 E FIRST Street, Lowell, NC 28098", "description": "This is not just a building - it's a piece of Lowell's history waiting for its next chapter. Built in 1921, this former bank sits proudly on the corner of E First Street in the heart of Historic Downtown Lowell. 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