About This Home

This 3-bedroom, 4-bathroom single family at 101 N Cottages Drive in Saint Simons Island, GA is listed for $719,900 ($288 per sqft). Built in 2004, the home offers 2,496 sqft of living space on a 0.19 acres lot.

Key Features

  • Built in 2004
  • 0.19 acre lot
  • Fireplace

Property Details

3 full, 1 half
2004

Amenities

FireplaceHardwoodA/C
Listing Description

Tucked within the gated Sea Palms North Cottages on St. Simons Island, this well-kept coastal cottage offers a balance of function, style, and convenience. With a recently installed roof and ample storage throughout, the home is ready for its next owner.

The main level includes a comfortable primary suite with elevated ceilings, French doors leading to the enclosed porch, dual walk-in closets, and a refreshed bath featuring a whirlpool tub, separate shower, and double vanity. The enclosed porch-accessible from both the suite and living area-provides a versatile space to enjoy throughout the year.

The central living area features a light-filled great room with tall cathedral ceilings, large windows, and a fireplace, creating an open and welcoming layout. The kitchen is equipped with stainless steel appliances and connects easily to the living space, making it practical for entertaining.

A formal dining room along with a spacious eat-in kitchen allows for both everyday meals and larger gatherings. Upstairs, two well-sized bedroom suites each include private baths, offering separation and comfort for guests or family. Home offers a relaxed coastal lifestyle with easy access to nearby amenities on St. Simons Island.

Monthly Cost Estimate

$4,450/mo

20% down · 6.5% · 30 years

Principal$521
Interest$3,120
Insurance$210
HOA$600

Estimates only. Actual payments may vary.

Location

101 N Cottages Drive

Saint Simons Island, GA 31522

Sea Palms North Cottages

Features & Amenities

Interior Features

Ceiling Fan(s)Crown MoldingDouble VanityHigh CeilingsPantryRecessed LightingSoaking TubVaulted Ceiling(s)Walk-In Closet(s)Separate ShowerPrimary on First FloorSplit PlanBreakfast BarKitchen Island

Exterior Features

Lighting

Property Details

Flooring

TileMarbleCarpetHardwood

Construction

HardiPlank Type Stucco

Pool Features

PatioPorch

Parking

DrivewayOpen

Heating

Heat Pump (Heating)

Cooling

Heat PumpElectric

Appliances

CooktopDisposalDishwasherRefrigeratorWall Oven

Questions & Answers

This 3-bedroom, 4-bathroom single family at 101 N Cottages Drive is listed at $719,900 ($288/sqft). The estimated monthly payment is $4,450 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $600/month.

Key features include: Built in 2004, 0.19 acre lot, Fireplace. Interior Features: Ceiling Fan(s), Crown Molding, Double Vanity. Exterior Features: Lighting.

This property is listed by Hannah Melton and can be reached at 9122697512.

HM

Hannah Melton

Agent at Duckworth Properties BWK

(912) 269-7512

Listed by Duckworth Properties BWK · View on Broker Site

MLS# 2001033· Source: listhub· 1 day on market

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

101 N Cottages Drive, Saint Simons Island, GA 31522

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