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About This Home

This 2-bedroom, 2-bathroom condo at 101 Old Ferry Road in Shalimar, FL is listed for $300,000 ($292 per sqft). Built in 1974, the home offers 1,029 sqft of living space on a N/A lot.

Agent Description

Unit 24A at Finisterra presents a rare opportunity to own a fully renovated, turn-key waterfront condo with panoramic views of Choctawhatchee Bay, the Destin bridge, and Okaloosa Island. Ideally positioned in a coveted direct waterfront location, this beautifully updated 2BR/2BA residence captures water views from nearly every window.

Designed for low-maintenance, easy living, the condo was thoughtfully renovated in 2020 with high-quality, modern finishes throughout, including quartz countertops, updated cabinetry, new flooring, contemporary lighting and fixtures, stainless steel appliances, a stacked washer/dryer, and impact windows and doors.

Major systems have already been addressed, including copper wiring, HVAC, and water heater (2022), while the building offers additional peace of mind with a new roof and vinyl siding completed in 2023. Set within a gated waterfront community along the shores of Shalimar, Finisterra delivers a lifestyle rarely found at this price point.

Enjoy a sparkling pool, pickleball courts, and direct water access for launching your kayak or paddleboard and exploring the bay at your leisure. Spend your days fishing along the shoreline or strolling scenic waterfront paths just steps from your door. Whether you're seeking a full-time residence, second home, or coastal retreat, Unit 24A offers a move-in-ready experience with minimal upkeep, stunning views, and exceptional lifestyle value.

Key Features

  • Built in 1974
  • 2 stories
  • Waterfront

Property Details

2 stories
2 full
#24A
1974

Amenities

WaterfrontA/C

Monthly Cost Estimate

$2,119/mo

20% down · 6.5% · 30 years

Principal$217
Interest$1,300
Insurance$88
HOA$515

Estimates only. Actual payments may vary.

Location

101 Old Ferry Road

Shalimar, FL 32579

FINISTERRA CONDO

Features & Amenities

Interior Features

Ceiling Crwn MoldingNewly PaintedWasher/Dryer Hookup

Property Details

Flooring

Tile

Construction

Frame Siding Vinyl Trim Vinyl

Pool Features

Patio

Heating

Central

Appliances

DishwasherDryerMicrowaveOven Self CleaningRefrigerator W/IceMkStove/Oven ElectricWasherWater Heater - Elect

Questions & Answers

This 2-bedroom, 2-bathroom condo at 101 Old Ferry Road is listed at $300,000 ($292/sqft). The estimated monthly payment is $1,815 based on 20% down at 6.5% interest.

HOA fees are $515/month.

Key features include: Built in 1974, 2 stories, Waterfront. Interior Features: Ceiling Crwn Molding, Newly Painted, Washer/Dryer Hookup.

This property is listed by Rick A Deckert and can be reached at 8508550442 or deckert.realtor@gmail.com.

RD

Rick A Deckert

Agent at Lokation

(850) 855-0442

Listed by Lokation · View on Broker Site

MLS# 998252· Source: listhub· Updated 76 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

101 Old Ferry Road, Shalimar, FL 32579

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