# 101 Polar Bear Circle, Lake Ozark, MO 65049

> **TL;DR:** 2bd/1ba condo, $165,000 ($310/sqft), built 1980, 532 sqft.
> Waterfront, A/C. Est. $2,182/mo. Listed 5 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $165,000 |
| Price/sqft | $310 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 532 |
| Year Built | 1980 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | For Sale |
| Days on Market | 5 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $834 |
| Estimated Insurance | $48 |
| HOA | $1,300 |
| **Total** | **$2,182** |

## Key Amenities

- Waterfront
- A/C

## Property Highlights

- Built in 1980
- Waterfront

## Description

### Agent Description
Welcome to your dream lakefront oasis at Lake of the Ozarks! This fully furnished budget-friendly condo offers the perfect blend of comfort and tranquility. With two bedrooms and one full bathroom, it offers just enough space for family and friends. The 12x30 boat slip is included and offers an additional 4ft roof extension for additional boat coverage! It's located in one of the most sought-after locations in Lake Ozark, as it's near popular bars/restaurants by land and water, and less than 5 minutes to the Bagnell Dam Strip. Ideal for weekend getaways, this property also holds great income potential with its rental capabilities. Whether you're looking for your own tranquil escape or a savvy investment opportunity, this condo has you covered. HOA amenities include outdoor pool, laundry facilities, commercial grade ice maker, fish cleaning station, playground, pet friendly areas, swim dock, boat ramp and community boat docks! HOA dues include everything - even your electricity! Bonus, you will enjoy the no step access to your private boat slip in the community dock! Deck staining & railing repairs to be done by end of summer! With only 30 units, this quaint complex is a great find!

## Location

- **Address:** 101 Polar Bear Circle, Lake Ozark, MO 65049
- **County:** Camden
- **Neighborhood:** Koala Bear Condominium
- **Coordinates:** 38.204508, -92.652759
- **Google Maps:** https://www.google.com/maps?q=38.204508,-92.652759

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/loo/3588254

## Listing Agent

- **Name:** CAROL HAYNES
- **Brokerage:** RE/MAX Lake of the Ozarks
- **Phone:** 3146914643

## Primary Photo

![101 Polar Bear Circle - Primary Photo](http://lh.rdcpix.com/9f7868bcdba2503cc3b3a46c34cac3bal-f4229838136r.jpg)

*41 total photos available on [listing page](https://www.propertysimple.ai/listing/101-polar-bear-circle-lake-ozark-mo-65049-3588254)*

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**MLS#:** 3588254 | **Updated:** 2026-08-01
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/101-polar-bear-circle-lake-ozark-mo-65049-3588254)

---

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