About This Home

This 4-bedroom, 3-bathroom single family at 101 Wards Lane in Saint Marys, GA is listed for $819,000 ($295 per sqft). Built in 2017, the home offers 2,773 sqft of living space on a 0.48 acres lot.

Key Features

  • Built in 2017
  • 0.48 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2017

Amenities

FireplaceA/C
Listing Description

Experience the pinnacle of coastal luxury in this exceptional custom-built residence located within the prestigious, gated waterfront community of Cumberland Harbour. Perfectly positioned on a beautifully landscaped 0.48-acre homesite, this stunning 4-bedroom, 3-bath home offers approximately 2,773 square feet of thoughtfully designed living space, blending timeless Southern architecture with sophisticated modern finishes.

An inviting open floor plan welcomes you with soaring ceilings, abundant natural light, designer tile flooring, upgraded carpeting, and elegant architectural details throughout. The gourmet kitchen is designed for both everyday living and effortless entertaining, featuring an oversized island with additional seating, premium finishes, and seamless flow into the spacious living areas.

Host family and friends with ease in the impressive formal dining room, large enough to accommodate gatherings of 12 or more, while the adjacent wet bar and wine station create the perfect space for entertaining. A sunny breakfast area overlooks the beautifully landscaped grounds, offering peaceful views of the expansive paver patio and private backyard.

The luxurious main-level owner's suite is a true retreat, featuring dual walk-in closets, dual vanities, a custom floor-to-ceiling mirrored medicine cabinet, an oversized tiled walk-in shower, and private access through glass doors to the wraparound covered porch-an ideal place to enjoy morning coffee or evening breezes.

A private upstairs suite with its own full bath offers exceptional flexibility as a guest retreat, executive home office, media room, creative studio, or private space for teenagers or extended family. This home is loaded with premium upgrades, including automated Hunter Douglas remote-controlled window coverings, a tankless water heater, expansive

pocket sliding glass doors that seamlessly blend indoor and outdoor living, a private irrigation well with a full sprinkler system, and beautifully maintained landscaping. One of the property's most impressive features is the rare combination of an attached two-car garage plus a detached, fully air-conditioned two-car garage.

This versatile space is ideal for car collectors, boating enthusiasts, a workshop, home gym, future guest quarters, or potential in-law suite conversion. Step outside to the spacious covered lanai where pocketing sliding doors create the perfect indoor-outdoor entertaining experience, all overlooking a serene, private backyard surrounded by natural beauty.

Located behind the gates of Cumberland Harbour, residents enjoy an unparalleled coastal lifestyle with 24-hour manned security and exceptional resort-style amenities, including multiple pools, tennis and pickleball courts, a state-of-the-art fitness center, playgrounds, miles of walking and biking trails, community day docks, and kayak launches with direct access to Georgia's breathtaking waterways.

This extraordinary home offers the perfect balance of luxury, comfort, and the unmatched lifestyle that makes Cumberland Harbour one of Coastal Georgia's premier communities.

Monthly Cost Estimate

$6,655/mo

20% down · 6.5% · 30 years

Principal$592
Interest$3,549
Insurance$239
HOA$2,275

Estimates only. Actual payments may vary.

Location

101 Wards Lane

Saint Marys, GA 31558

Cumberland Harbour

Features & Amenities

Interior Features

Built-in FeaturesCeiling Fan(s)Double VanityHigh CeilingsPantryWalk-In Closet(s)Dressing AreaShower OnlyPrimary on First FloorPrimary SuiteBreakfast Bar

Property Details

Flooring

TileCarpet

Construction

HardiPlank Type

Pool Features

PatioPorch

Parking

Open

Heating

Heat Pump (Heating)Central

Cooling

Central Air

Appliances

CooktopDouble OvenDishwasherRefrigeratorRange HoodWine CoolerWall Oven

Questions & Answers

This 4-bedroom, 3-bathroom single family at 101 Wards Lane is listed at $819,000 ($295/sqft). The estimated monthly payment is $6,655 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $2275/month.

Key features include: Built in 2017, 0.48 acre lot, 2 stories, Fireplace. Interior Features: Built-in Features, Ceiling Fan(s), Double Vanity.

This property is listed by Melissa Johnson and can be reached at 9123901743.

MJ

Melissa Johnson

Agent at St Marys Realty Inc Island Si

(912) 390-1743

Listed by St Marys Realty Inc Island Si · View on Broker Site

MLS# 2001126· Source: listhub· 2 days on market

Copyright © 2026 Golden Isles Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

101 Wards Lane, Saint Marys, GA 31558

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