About This Home

This 5-bedroom, 4-bathroom single family at 1012 Pearl Street in Saint Joseph, MI is listed for $599,900 ($184 per sqft). Built in 1912, the home offers 3,266 sqft of living space on a 0.24 acres lot.

Key Features

  • Built in 1912
  • 0.24 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
1-car garage
1912

Amenities

FireplaceWaterfrontA/C
Listing Description

There's a certain kind of morning that happens on a private covered balcony, coffee in hand, downtown St. Joe waking up below. That's what living here feels like. This five bedroom home was made for a life that's full, whether that means a growing family filling every room or a second home that welcomes the whole crew for the weekend.

A main floor bedroom gives you options nobody wants to admit they need yet, guests who'd rather skip the stairs, family visiting for the summer, or just a flexible space that works however your life is shaped this year. Upstairs, one of the bedrooms opens onto a private covered balcony, a quiet spot that's entirely its own.

Out back, the real magic happens. A finished bar with water, electric, and heat means this isn't a seasonal setup, it's ready for gatherings twelve months a year, especially paired with the covered patio and grill just steps away. Add a walk to Kiwanis Park, downtown shops and restaurants, and highly rated schools, and you've got a location that does most of the selling itself.

Monthly Cost Estimate

$3,208/mo

20% down · 6.5% · 30 years

Principal$434
Interest$2,600
Insurance$175

Estimates only. Actual payments may vary.

Location

1012 Pearl Street

Saint Joseph, MI 49085

Hoyts Add To City Of St Joseph

Features & Amenities

Interior Features

Ceiling Fan(s)BroadbandGarage Door OpenerWet Bar

Exterior Features

BalconyPlay Equipment

Property Details

Flooring

WoodTile - CeramicStoneTileCarpet

Construction

Stucco Vinyl Siding

Outdoor Features

PorchDeckPatio

Parking

Open

Heating

RadiantBaseboardForced Air

Cooling

Central Air

Appliances

HumidifierBuilt-In Gas OvenDishwasherDisposalDryerMicrowaveOvenRangeRefrigeratorWasher

Questions & Answers

This 5-bedroom, 4-bathroom single family at 1012 Pearl Street is listed at $599,900 ($184/sqft). The estimated monthly payment is $3,208 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1912, 0.24 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Ceiling Fan(s), Broadband, Garage Door Opener. Exterior Features: Balcony, Play Equipment.

This property is listed by Cathy Ficks-Blasy.

CF

Cathy Ficks-Blasy

Agent at Epique Realty

Listed by Epique Realty · Broker phone: 248-218-2604 · View on Broker Site

MLS# 26040508· Source: Michigan Regional Information Center, LLC.· 85 days on PropertySimple

Copyright © 2026 Michigan Regional Information Center, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1012 Pearl Street, Saint Joseph, MI 49085

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