About This Home

This 4-bedroom, 2-bathroom single family at 1012 Velvet Court in Troy, TX is listed for $270,000 ($164 per sqft). Built in 2022, the home offers 1,642 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 2022
  • 0.22 acre lot

Property Details

1 story
2 full
2-car garage
2022

Amenities

A/C
Listing Description

Built in 2022, this 4-bed, 2-bath home sits on a quiet cul-de-sac with an open, light-filled layout. The kitchen anchors the space with a large island, granite counters, and stainless appliances, flowing right into the living and dining areas. The primary suite offers a spacious walk-in closet and en-suite bath, while three more bedrooms give plenty of room to grow.

Out back: a covered patio and a big, fully fenced yard. Community walking trails, and a standout perk - a 4.99% assumable VA loan, a rare shot at a well-below-market rate. Truly move-in ready.

Monthly Cost Estimate

$1,684/mo

20% down · 6.5% · 30 years

Principal$195
Interest$1,170
Insurance$79
HOA$240

Estimates only. Actual payments may vary.

Location

1012 Velvet Court

Troy, TX 76579

Cottonwood Crk Ph I

Features & Amenities

Interior Features

CarbonMonoxideDetectorOpenFloorplanRecessedLightingShowerOnlySeparateShowerSmartThermostatTubShowerVanityWalkInClosetsGraniteCountersKitchenIslandKitchenFamilyRoomComboKitchenDiningComboPantry

Exterior Features

CoveredPatioPrivateYardLighting

Property Details

Flooring

TileCarpet

Construction

HardiplankType Masonry VinylSiding

Outdoor Features

Patio

Parking

GarageOpen

Heating

CentralElectric (Heating)

Cooling

ElectricCentral Air

Appliances

DishwasherElectricRangeElectricWaterHeaterDisposalOvenSomeElectricAppliancesMicrowaveRange

Questions & Answers

This 4-bedroom, 2-bathroom single family at 1012 Velvet Court is listed at $270,000 ($164/sqft). The estimated monthly payment is $1,684 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $240/month.

Key features include: Built in 2022, 0.22 acre lot. Interior Features: CarbonMonoxideDetector, OpenFloorplan, RecessedLighting. Exterior Features: CoveredPatio, PrivateYard, Lighting.

This property is listed by Kasey M. Jorgenson.

KJ

Kasey M. Jorgenson

License 0607514

Agent at Jorgenson Real Estate

Listed by Jorgenson Real Estate · Broker phone: 5124393698 · View on Broker Site

MLS# 625920· Source: Central Texas Multiple Listing Service· 39 days on PropertySimple

Copyright © 2026 Central Texas Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1012 Velvet Court, Troy, TX 76579

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