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About This Home

This 5-bedroom, 4-bathroom single family at 1012 W 11Th Street in Spencer, IA is listed for $389,900 ($132 per sqft). Built in 1967, the home offers 2,943 sqft of living space on a 0.28 acres lot.

Agent Description

This spacious ranch home offers nearly 3,000 square feet of finished living space-far larger than it appears from the street! Ideally located close to the YMCA, this home combines convenience with room to spread out and enjoy. The main floor features four bedrooms, including a comfortable primary suite, plus an additional bedroom with its own attached half bath.

You'll love the large, updated kitchen positioned at the heart of the home, with a formal dining room on one side and a flexible informal dining area or office space on the other. Main floor laundry adds everyday convenience. With two separate family/living rooms on the main level-one featuring a cozy electric fireplace-there's plenty of space for relaxing or entertaining.

Two patio doors lead out to a backyard deck, perfect for enjoying the outdoors. Downstairs, the finished basement expands your living space even further with a third family room, a non-conforming bedroom, a full bathroom, and a dedicated exercise room. Additional storage and a mechanical room provide practical functionality. With 5 total bedrooms (including the non-conforming), 3.5 updated bathrooms, multiple living areas, and a fantastic layout, this home offers space, comfort, and versatility in a great location.

Key Features

  • Built in 1967
  • 0.28 acre lot
  • Fireplace

Property Details

1 story
2 full, 1 half
1967

Amenities

FireplaceA/C

Monthly Cost Estimate

$2,085/mo

20% down · 6.5% · 30 years

Principal$282
Interest$1,690
Insurance$114

Estimates only. Actual payments may vary.

Location

1012 W 11Th Street

Spencer, IA 51301

Features & Amenities

Exterior Features

DeckDriveway-Concrete

Property Details

Construction

Brick Vinyl Siding

Pool Features

Deck

Heating

Forced Air

Cooling

Central Air

Questions & Answers

This 5-bedroom, 4-bathroom single family at 1012 W 11Th Street is listed at $389,900 ($132/sqft). The estimated monthly payment is $1,690 based on 20% down at 6.5% interest.

Key features include: Built in 1967, 0.28 acre lot, Fireplace. Exterior Features: Deck, Driveway-Concrete.

This property is listed by Doug Small and can be reached at 7122604776 or doug@dougsmall.co.

DS

Doug Small

Agent at Hinn Real Estate

(712) 260-4776

Listed by Hinn Real Estate · View on Broker Site

MLS# 260238· Source: listhub· Updated 53 days ago

Copyright © 2026 Iowa Great Lakes Board of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1012 W 11Th Street, Spencer, IA 51301

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