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About This Home

This 4-bedroom, 2-bathroom single family at 1016 Pine Lake Drive in Niceville, FL is listed for $399,000 ($226 per sqft). Built in 1974, the home offers 1,763 sqft of living space on a 0.36 acres lot.

Agent Description

This fantastic Niceville property is now available, conveniently located near schools, shopping, and recreational activities. This rare four-bedroom, two-bathroom home features a large yard overlooking a peaceful lake. The interior has been updated with neutral paint throughout, featuring wood flooring in the main living areas and tile or vinyl plank in the remaining rooms.

The well-appointed kitchen includes stainless steel appliances and offers ample space for both everyday living and entertaining. A spacious dining room and additional seating area open directly to a large deck, creating a seamless flow for indoor and outdoor living.

All bedrooms are conveniently located along a single hallway. The generous primary suite includes an updated ensuite bathroom and an attached office, while while three additional bedrooms share an updated hall bathroom. Outside, the spacious fenced backyard and wood deck overlook the lake--perfect for hosting guests or relaxing. This property also features a VA assumable loan at 2.625%. Updated photos will be uploaded soon Roof was updated in 2017, HVAC and Water Heater 2025

Key Features

  • Built in 1974
  • 0.36 acre lot
  • Waterfront

Property Details

1 story
2 full
1974

Amenities

WaterfrontHardwoodA/C

Monthly Cost Estimate

$2,134/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,729
Insurance$116

Estimates only. Actual payments may vary.

Location

1016 Pine Lake Drive

Niceville, FL 32578

PINE LAKE S/D LOT 33 BLK B

Features & Amenities

Interior Features

Ceiling Crwn Molding

Property Details

Flooring

TileHardwoodVinyl

Construction

Block Stucco

Pool Features

Deck

Parking

Garage

Heating

Central

Cooling

Central Air

Appliances

Auto Garage Door OpnDishwasherDisposalMicrowaveSmoke DetectorStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 4-bedroom, 2-bathroom single family at 1016 Pine Lake Drive is listed at $399,000 ($226/sqft). The estimated monthly payment is $1,729 based on 20% down at 6.5% interest.

Key features include: Built in 1974, 0.36 acre lot, Waterfront. Interior Features: Ceiling Crwn Molding.

This property is listed by Mary C Livesey Coger and can be reached at (850) 654-2900 or 32578sales@gmail.com.

MC

Mary C Livesey Coger

Agent at Keller Williams Realty Nville

(850) 654-2900

Listed by Keller Williams Realty Nville · View on Broker Site

MLS# 995779· Source: listhub· Updated 102 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1016 Pine Lake Drive, Niceville, FL 32578

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