# 1016 Pine Lake Drive, Niceville, FL 32578

> **TL;DR:** 4bd/2ba single family, $399,000 ($226/sqft), built 1974, 1,763 sqft.
> Waterfront, Hardwood, A/C. Est. $1,729/mo. Listed 102 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $399,000 |
| Price/sqft | $226 |
| Bedrooms | 4 |
| Bathrooms | 2 full |
| Square Feet | 1,763 |
| Year Built | 1974 |
| Lot Size | 15,682 sqft (0.36 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 102 |

## Why This Home Stands Out

- **Waterfront** - Direct water access
- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,729 |
| **Total** | **$1,729** |

## Nearby Schools

- **Elementary:** Plew
- **Middle:** Ruckel
- **High:** Niceville

## Key Amenities

- Waterfront
- Hardwood
- A/C

## Property Highlights

- Built in 1974
- 0.36 acre lot
- Waterfront

## Description

### Agent Description
This fantastic Niceville property is now available, conveniently located near schools, shopping, and recreational activities. This rare four-bedroom, two-bathroom home features a large yard overlooking a peaceful lake. The interior has been updated with neutral paint throughout, featuring wood flooring in the main living areas and tile or vinyl plank in the remaining rooms. The well-appointed kitchen includes stainless steel appliances and offers ample space for both everyday living and entertaining. A spacious dining room and additional seating area open directly to a large deck, creating a seamless flow for indoor and outdoor living. All bedrooms are conveniently located along a single hallway. The generous primary suite includes an updated ensuite bathroom and an attached office, while while three additional bedrooms share an updated hall bathroom. Outside, the spacious fenced backyard and wood deck overlook the lake--perfect for hosting guests or relaxing. This property also features a VA assumable loan at 2.625%. Updated photos will be uploaded soon Roof was updated in 2017, HVAC and Water Heater 2025

## Location

- **Address:** 1016 Pine Lake Drive, Niceville, FL 32578
- **County:** Okaloosa
- **Neighborhood:** PINE LAKE S/D LOT 33 BLK B
- **Coordinates:** 30.513048, -86.471899
- **Google Maps:** https://www.google.com/maps?q=30.513048,-86.471899

## Listing Agent

- **Name:** Mary C Livesey Coger
- **Brokerage:** Keller Williams Realty Nville
- **Phone:** (850) 654-2900
- **Email:** 32578sales@gmail.com

## Primary Photo

![1016 Pine Lake Drive - Primary Photo](http://lh.rdcpix.com/990831d7899c0f03ea9e0d9a6cb522eel-f2798442659r.jpg)

*35 total photos available on [listing page](https://www.propertysimple.com/listing/1016-pine-lake-drive-niceville-fl-32578-l995779)*

---

**MLS#:** 995779 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1016-pine-lake-drive-niceville-fl-32578-l995779)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "name": "1016 Pine Lake Drive, Niceville, FL 32578",
  "description": "This fantastic Niceville property is now available, conveniently located near schools, shopping, and recreational activities. This rare four-bedroom, two-bathroom home features a large yard overlooking a peaceful lake. The interior has been updated with neutral paint throughout, featuring wood flooring in the main living areas and tile or vinyl plank in the remaining rooms. The well-appointed kitchen includes stainless steel appliances and offers ample space for both everyday living and entertai",
  "url": "https://www.propertysimple.com/listing/1016-pine-lake-drive-niceville-fl-32578-l995779",
  "image": "http://lh.rdcpix.com/990831d7899c0f03ea9e0d9a6cb522eel-f2798442659r.jpg",
  "datePosted": "2026-06-17",
  "price": 399000,
  "priceCurrency": "USD",
  "address": {
    "@type": "PostalAddress",
    "streetAddress": "1016 Pine Lake Drive",
    "addressLocality": "Niceville",
    "addressRegion": "FL",
    "postalCode": "32578",
    "addressCountry": "US"
  },
  "geo": {
    "@type": "GeoCoordinates",
    "latitude": 30.513048,
    "longitude": -86.471899
  },
  "numberOfBedrooms": 4,
  "numberOfBathroomsTotal": 2,
  "numberOfFullBathrooms": 2,
  "floorSize": {
    "@type": "QuantitativeValue",
    "value": 1763,
    "unitCode": "FTK"
  },
  "yearBuilt": 1974
}
```