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About This Home

This 3-bedroom, 3-bathroom townhouse at 102 S 40th St in Mexico Beach, FL is listed for $509,000 ($337 per sqft). Built in 2002, the home offers 1,512 sqft of living space on a 0.04 acres lot.

Agent Description

GULF VIEWS + PRIME LOCATION! Live the coastal lifestyle in this beautifully updated beach home just steps from the sugar-white sands of Mexico Beach. This inviting 3-bed, 2.5-bath property offers the perfect mix of comfort, style, and convenience-ideal for relaxing getaways or fun-filled beach adventures.

Inside, you'll find a bright, open layout designed for easy living and entertaining. The spacious living room flows seamlessly into the dining area and kitchen, creating a welcoming gathering space for family and friends. Upstairs are three comfortable bedrooms and two full bathrooms, plus a private balcony where you can unwind while taking in stunning Gulf views-perfect for morning coffee or sunset watching.

The outdoor areas are just as impressive. Enjoy a fully fenced backyard complete with a picnic table for outdoor meals and an enclosed hot-water shower-perfect after a day in the sand. Whether grilling, dining, or simply enjoying the ocean breeze, this backyard is made for relaxation.

Additional perks include no HOA fees and a location in the desirable X flood zone, meaning no flood insurance is required. Walk to the beach in just two minutes or take a quick golf cart ride to local shops and restaurants. You're also a short drive from St.

Joe Beach and Port St. Joe, where you can explore charming boutiques, great dining, and local history. Whether you're dreaming of a peaceful coastal retreat or a fun getaway spot, this home checks all the boxes. Don't miss the high-definition 3D tour-your ideal Mexico Beach escape is waiting!

Key Features

  • Built in 2002
  • 0.04 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
2 full, 1 half
2 spaces
#C
2002

Amenities

ViewA/C

Monthly Cost Estimate

$2,722/mo

20% down · 6.5% · 30 years

Principal$368
Interest$2,206
Insurance$148

Estimates only. Actual payments may vary.

Location

102 S 40th St

Mexico Beach, FL 32456

Treasure Palms

Features & Amenities

Interior Features

Breakfast BarStorageRecessed LightingLock Out ClosetPantryWalk-In Closet(s)

Exterior Features

BarbecueOutdoor Shower

Property Details

Flooring

CarpetVinyl

Construction

Vinyl Siding

Views

Water

Pool Features

Porch

Parking

Driveway

Heating

CentralElectric (Heating)

Cooling

Ceiling Fan(s)Central AirElectric

Appliances

DryerWasherDishwasherDisposalExhaust FanMicrowaveRefrigerator w/Ice MakerElectric OvenElectric Water Heater

Questions & Answers

This 3-bedroom, 3-bathroom townhouse at 102 S 40th St is listed at $509,000 ($337/sqft). The estimated monthly payment is $2,206 based on 20% down at 6.5% interest.

Key features include: Built in 2002, 0.04 acre lot, 2 stories, 2 parking spaces. Interior Features: Breakfast Bar, Storage, Recessed Lighting. Exterior Features: Barbecue, Outdoor Shower.

This property is listed by Cameron Harmon and can be reached at 8502470207 or cameronharmonrealtor@gmail.com.

CH

Cameron Harmon

Agent at Mexico Beach Harmon Realty Inc

(850) 247-0207

Listed by Mexico Beach Harmon Realty Inc · View on Broker Site

MLS# 324551· Source: listhub· Updated today

Copyright © 2026 Forgotten Coast Realtor Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

102 S 40th St, Mexico Beach, FL 32456

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