# 102 SE 38th Terrace, Cape Coral, FL 33904

> **TL;DR:** 3bd/2ba single family, $449,900 ($285/sqft), built 1978, 1,576 sqft.
> Pool, Spa, Solar, Waterfront. Est. $2,406/mo. Listed 54 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $449,900 |
| Price/sqft | $285 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,576 |
| Year Built | 1978 |
| Lot Size | 16,117 sqft (0.37 acres) |
| Stories | 1 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 54 |

## Why This Home Stands Out

- **Solar Panels** - Solar panels listed
- **Pool** - Patio, Porch
- **Waterfront** - Waterfront location listed
- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,275 |
| Estimated Insurance | $131 |
| **Total** | **$2,406** |

## Key Amenities

- Pool
- Spa
- Solar
- Waterfront
- View
- A/C
- 2-car garage

## Property Highlights

- Built in 1978
- 0.37 acre lot
- Private pool
- Waterfront

## Description

### Agent Description
Here is a remarkable deal on a GULF ACCESS property in a great Cape Coral location. Situated on a wide canal with only one bridge to arrive at open water (roughly 20 min boat ride). This house is on a triple/oversized lot with dock and boat lift included in sale. The big items are done including newer roof, AC/air handler, impact windows, leaf guards on gutters, etc. Inside has a nice layout, well cared for and is in move in condition while providing opportunity to the buyer to do cosmetic updates as desired. Two car garage plus extra storage area with access from the outside This area has the potential to be turned into a 3rd stall garage fairly easily. Very nice large screened lanai with pool bath access, heated swimming pool and spa with Southern exposure. BONUS- Solar panels are paid off and average electric bill is only around $100 (buyer to verify). City water and sewer with all assessments paid as well. Make this your little slice of paradise today!!

## Location

- **Address:** 102 SE 38th Terrace, Cape Coral, FL 33904
- **County:** Lee
- **Neighborhood:** CAPE CORAL
- **Coordinates:** 26.580428, -81.97383
- **Google Maps:** https://www.google.com/maps?q=26.580428,-81.97383

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/fgcmls/2026038335

## Listing Agent

- **Name:** Eric Cady · **License:** 765510970
- **Brokerage:** Shore Line Realty & Associates
- **Broker Phone:** (239) 471-0951
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/102-SE-38th-Ter_Cape-Coral_FL_33904_M63454-94717?f=listhub&s=FMSWFL&m=2026038335&c=propsimple)

## Photos

![102 SE 38th Terrace - Photo 1](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f428703252r.jpg)

![102 SE 38th Terrace - Photo 2](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2979550054r.jpg)

![102 SE 38th Terrace - Photo 3](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2736317126r.jpg)

![102 SE 38th Terrace - Photo 4](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3281239844r.jpg)

![102 SE 38th Terrace - Photo 5](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2079130888r.jpg)

![102 SE 38th Terrace - Photo 6](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3310368197r.jpg)

![102 SE 38th Terrace - Photo 7](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3393531518r.jpg)

![102 SE 38th Terrace - Photo 8](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f1954167547r.jpg)

![102 SE 38th Terrace - Photo 9](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3584331412r.jpg)

![102 SE 38th Terrace - Photo 10](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3547851943r.jpg)

![102 SE 38th Terrace - Photo 11](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3158343603r.jpg)

![102 SE 38th Terrace - Photo 12](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3538903010r.jpg)

![102 SE 38th Terrace - Photo 13](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2389154103r.jpg)

![102 SE 38th Terrace - Photo 14](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2591308986r.jpg)

![102 SE 38th Terrace - Photo 15](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3665243011r.jpg)

![102 SE 38th Terrace - Photo 16](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3435104465r.jpg)

![102 SE 38th Terrace - Photo 17](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2802411120r.jpg)

![102 SE 38th Terrace - Photo 18](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f69938986r.jpg)

![102 SE 38th Terrace - Photo 19](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f1123111965r.jpg)

![102 SE 38th Terrace - Photo 20](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3043879194r.jpg)

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![102 SE 38th Terrace - Photo 22](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3540515339r.jpg)

![102 SE 38th Terrace - Photo 23](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f220367875r.jpg)

![102 SE 38th Terrace - Photo 24](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3256341510r.jpg)

![102 SE 38th Terrace - Photo 25](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3794795288r.jpg)

![102 SE 38th Terrace - Photo 26](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f1084436772r.jpg)

![102 SE 38th Terrace - Photo 27](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f4139853448r.jpg)

![102 SE 38th Terrace - Photo 28](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f369472751r.jpg)

![102 SE 38th Terrace - Photo 29](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3431368731r.jpg)

![102 SE 38th Terrace - Photo 30](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f4205644045r.jpg)

![102 SE 38th Terrace - Photo 31](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f585043484r.jpg)

![102 SE 38th Terrace - Photo 32](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2482655217r.jpg)

![102 SE 38th Terrace - Photo 33](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3423180720r.jpg)

![102 SE 38th Terrace - Photo 34](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f319559466r.jpg)

![102 SE 38th Terrace - Photo 35](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f241522890r.jpg)

![102 SE 38th Terrace - Photo 36](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f1214852569r.jpg)

![102 SE 38th Terrace - Photo 37](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f1367999921r.jpg)

![102 SE 38th Terrace - Photo 38](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3410281618r.jpg)

![102 SE 38th Terrace - Photo 39](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2245920126r.jpg)

![102 SE 38th Terrace - Photo 40](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f1898158828r.jpg)

![102 SE 38th Terrace - Photo 41](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f1601910327r.jpg)

![102 SE 38th Terrace - Photo 42](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2457054950r.jpg)

![102 SE 38th Terrace - Photo 43](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f1604269595r.jpg)

![102 SE 38th Terrace - Photo 44](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f502984676r.jpg)

![102 SE 38th Terrace - Photo 45](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2673792072r.jpg)

![102 SE 38th Terrace - Photo 46](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3218791560r.jpg)

![102 SE 38th Terrace - Photo 47](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f3368395867r.jpg)

![102 SE 38th Terrace - Photo 48](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f4100822803r.jpg)

![102 SE 38th Terrace - Photo 49](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f2294456763r.jpg)

![102 SE 38th Terrace - Photo 50](http://lh.rdcpix.com/4538d5716b05ef2a02f544c3148f7b02l-f774886078r.jpg)

---

**MLS#:** 2026038335 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/102-se-38th-terrace-cape-coral-fl-33904-0aeb5ef112b649e49ae9f9b780a91131)

---

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