About This Home

This 3-bedroom, 2-bathroom single family at 102 SE 38th Terrace in Cape Coral, FL is listed for $449,900 ($285 per sqft). Built in 1978, the home offers 1,576 sqft of living space on a 0.37 acres lot.

Key Features

  • Built in 1978
  • 0.37 acre lot
  • Private pool
  • Waterfront

Property Details

1 story
2 full
2-car garage
1978

Amenities

PoolSolarWaterfrontViewSpaA/C
Listing Description

Here is a remarkable deal on a GULF ACCESS property in a great Cape Coral location. Situated on a wide canal with only one bridge to arrive at open water (roughly 20 min boat ride). This house is on a triple/oversized lot with dock and boat lift included in sale.

The big items are done including newer roof, AC/air handler, impact windows, leaf guards on gutters, etc. Inside has a nice layout, well cared for and is in move in condition while providing opportunity to the buyer to do cosmetic updates as desired. Two car garage plus extra storage area with access from the outside This area has the potential to be turned into a 3rd stall garage fairly easily.

Very nice large screened lanai with pool bath access, heated swimming pool and spa with Southern exposure. BONUS- Solar panels are paid off and average electric bill is only around $100 (buyer to verify). City water and sewer with all assessments paid as well. Make this your little slice of paradise today!!

Monthly Cost Estimate

$2,406/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,950
Insurance$131

Estimates only. Actual payments may vary.

Location

102 SE 38th Terrace

Cape Coral, FL 33904

CAPE CORAL

Features & Amenities

Interior Features

BreakfastBarLivingDiningRoomShowerOnlySeparateShowerWalkInClosetsSplitBedroomsWorkshop

Exterior Features

FruitTreesPatioStorage

Property Details

Flooring

Tile

Construction

Block Concrete Stucco

Views

Water

Pool Features

Pool

Outdoor Features

PatioPorch

Parking

OpenDrivewayGarage

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

DryerFreezerMicrowaveRangeRefrigeratorWasher

Questions & Answers

This 3-bedroom, 2-bathroom single family at 102 SE 38th Terrace is listed at $449,900 ($285/sqft). The estimated monthly payment is $2,406 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1978, 0.37 acre lot, Private pool, Waterfront. Interior Features: BreakfastBar, LivingDiningRoom, ShowerOnly. Exterior Features: FruitTrees, Patio, Storage.

This property is listed by Eric Cady.

EC

Eric Cady

License 765510970

Agent at Shore Line Realty & Associates

Listed by Shore Line Realty & Associates · Broker phone: (239) 471-0951 · View on Broker Site

MLS# 2026038335· Source: Florida Gulf Coast Multiple Listing Service, Inc.· 50 days on PropertySimple

Copyright © 2026 Florida Gulf Coast Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

102 SE 38th Terrace, Cape Coral, FL 33904

Open this listing in: