# 102 Smiths Railway Lane, Susan, VA 23163

> **TL;DR:** 2bd/2ba single family, $525,000 ($306/sqft), built 1902, 1,716 sqft.
> Fireplace, Waterfront, A/C. Est. $2,808/mo. Listed 48 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $525,000 |
| Price/sqft | $306 |
| Bedrooms | 2 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 1,716 |
| Year Built | 1902 |
| Lot Size | 892,980 sqft (20.50 acres) |
| Stories | 3 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 48 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,655 |
| Estimated Insurance | $153 |
| **Total** | **$2,808** |

## Nearby Schools

- **Elementary:** Mathews
- **Middle:** Mathews
- **High:** Mathews

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 1902
- 20.50 acre lot
- 3 stories
- Fireplace
- Waterfront

## Description

### Agent Description
Welcome to this cozy waterfront farmhouse on 20 peaceful acres along Pepper Creek. With two bedrooms and one and a half baths, the home offers privacy, country charm, and room to enjoy coastal living. Spend your days kayaking, paddleboarding, or simply watching the wildlife along the creek. The property also offers space for crabbing, oyster growing, and gardening, with a greenhouse and a detached workshop for your projects. Inside, you'll find new LVP flooring throughout, new hurricane-rated replacement windows, five mini-split units for heating and cooling, and a woodstove. Approximately three miles from the New Point Comfort Lighthouse observation deck, this property could be your quiet retreat, homestead, or waterfront getaway. Some photos have been virtually staged to showcase the home potential.

## Location

- **Address:** 102 Smiths Railway Lane, Susan, VA 23163
- **County:** Mathews
- **Coordinates:** 37.353288, -76.301296
- **Google Maps:** https://www.google.com/maps?q=37.353288,-76.301296

## Virtual Tour & Media

- **Video Tour:** https://tours.aremtours.com/102-railway-rd-port-haywood-va?branding=false

## Listing Agent

- **Name:** Theresa P Ashberry · **License:** 0225206397
- **Brokerage:** Century 21 Nachman Realty
- **Broker Phone:** (757) 833-8400
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/102-Smiths-Railway-Ln_Susan_VA_23163_M60900-66852?f=listhub&s=CBRARVA&m=202601619&c=propsimple)

## Photos

![102 Smiths Railway Lane - Photo 1](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3537882064r.jpg)

![102 Smiths Railway Lane - Photo 2](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3672585751r.jpg)

![102 Smiths Railway Lane - Photo 3](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f2878101499r.jpg)

![102 Smiths Railway Lane - Photo 4](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f4033947906r.jpg)

![102 Smiths Railway Lane - Photo 5](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3411353852r.jpg)

![102 Smiths Railway Lane - Photo 6](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f296758616r.jpg)

![102 Smiths Railway Lane - Photo 7](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f918662397r.jpg)

![102 Smiths Railway Lane - Photo 8](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1585544124r.jpg)

![102 Smiths Railway Lane - Photo 9](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1464968705r.jpg)

![102 Smiths Railway Lane - Photo 10](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3960761502r.jpg)

![102 Smiths Railway Lane - Photo 11](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f2348961425r.jpg)

![102 Smiths Railway Lane - Photo 12](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f4123434803r.jpg)

![102 Smiths Railway Lane - Photo 13](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3765320430r.jpg)

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![102 Smiths Railway Lane - Photo 15](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1813330995r.jpg)

![102 Smiths Railway Lane - Photo 16](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f2237563307r.jpg)

![102 Smiths Railway Lane - Photo 17](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1082568096r.jpg)

![102 Smiths Railway Lane - Photo 18](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1825965776r.jpg)

![102 Smiths Railway Lane - Photo 19](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f4071341084r.jpg)

![102 Smiths Railway Lane - Photo 20](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f2349198128r.jpg)

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![102 Smiths Railway Lane - Photo 22](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3545027786r.jpg)

![102 Smiths Railway Lane - Photo 23](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1085495847r.jpg)

![102 Smiths Railway Lane - Photo 24](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1957579442r.jpg)

![102 Smiths Railway Lane - Photo 25](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1097265136r.jpg)

![102 Smiths Railway Lane - Photo 26](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1239088562r.jpg)

![102 Smiths Railway Lane - Photo 27](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f221273291r.jpg)

![102 Smiths Railway Lane - Photo 28](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f2216460153r.jpg)

![102 Smiths Railway Lane - Photo 29](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3230746477r.jpg)

![102 Smiths Railway Lane - Photo 30](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f2610577342r.jpg)

![102 Smiths Railway Lane - Photo 31](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f401625477r.jpg)

![102 Smiths Railway Lane - Photo 32](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1262630292r.jpg)

![102 Smiths Railway Lane - Photo 33](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3785107729r.jpg)

![102 Smiths Railway Lane - Photo 34](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f312085089r.jpg)

![102 Smiths Railway Lane - Photo 35](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3080503642r.jpg)

![102 Smiths Railway Lane - Photo 36](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3054612264r.jpg)

![102 Smiths Railway Lane - Photo 37](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3927616968r.jpg)

![102 Smiths Railway Lane - Photo 38](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3280437540r.jpg)

![102 Smiths Railway Lane - Photo 39](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1882577787r.jpg)

![102 Smiths Railway Lane - Photo 40](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1459785758r.jpg)

![102 Smiths Railway Lane - Photo 41](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3904105878r.jpg)

![102 Smiths Railway Lane - Photo 42](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f3296481632r.jpg)

![102 Smiths Railway Lane - Photo 43](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1997246037r.jpg)

![102 Smiths Railway Lane - Photo 44](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f375061138r.jpg)

![102 Smiths Railway Lane - Photo 45](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f1334948158r.jpg)

![102 Smiths Railway Lane - Photo 46](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f4125426079r.jpg)

![102 Smiths Railway Lane - Photo 47](http://lh.rdcpix.com/1e5f4eba034eb7412dfcb8c841dbb4d2l-f208296606r.jpg)

---

**MLS#:** 202601619 | **Updated:** 2026-10-29
**Source:** listhub

*Copyright © 2026 Chesapeake Bay & Rivers Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/102-smiths-railway-lane-susan-va-23163-cf9d66a3267849868c2d2d4bc64a2efb)

---

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