# 102 Sunset Circle, Panama City Beach, FL 32407 > **TL;DR:** 5bd/4ba single family, $635,000 ($213/sqft), built 2003, 2,980 sqft. > Pool, Fireplace, A/C, 2-car garage. Est. $3,396/mo. Listed 9 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $635,000 | | Price/sqft | $213 | | Bedrooms | 5 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,980 | | Year Built | 2003 | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Other) | | Status | Pending | | Days on Market | 9 | ## Why This Home Stands Out - **Pool** - Pool listed; type not specified ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,211 | | Estimated Insurance | $185 | | **Total** | **$3,396** | ## Nearby Schools - **Elementary:** Hutchinson Beach - **Middle:** Surfside - **High:** Arnold ## Key Amenities - Pool - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2003 - 2 parking spaces - Private pool - Fireplace ## Description ### Agent Description MAJOR UPGRADES. NO HOA. PRIVATE POOL. GOLF-CART-TO-THE-BEACH LIFESTYLE. Welcome to one of Colony Club's standout custom homes, where fresh upgrades, bold architectural detail, and effortless Florida living come together in one impressive package. Recent improvements include a BRAND-NEW ROOF, freshly painted interior in Sherwin-Williams Alabaster, an updated kitchen, and a private in-ground pool with hot tub. Inside, the home delivers space in all the right places with up to 5 bedrooms, soaring ceilings, crown molding, 7-inch baseboards, detailed window trim, built-ins, skylights, and abundant storage throughout. The updated kitchen features granite countertops, marble backsplash, breakfast bar, breakfast nook, and an open flow into the main living space, anchored by a statement fireplace. The primary suite feels like a private retreat, offering an oversized approximately 10' x 6'9'' walk-in closet, direct backyard access, dual vanities, a large walk-in shower, jetted garden tub, and private water closet. A loft overlooking the living room leads to the fifth bedroom, creating the perfect flex space for guests, office use, or an additional private retreat. The formal dining room elevates the home even further with a tray ceiling, crown molding, and wainscoting, while the oversized foyer sets the tone the moment you walk in. And then there's the backyard. Your own private Florida escape features an in-ground pool, hot tub, screened enclosure, and plenty of room to entertain, unwind, or enjoy year-round outdoor living. All of this just minutes from Pier Park, dining, shopping, entertainment, and a short golf-cart ride to the sugar-white sands of Panama City Beach. Custom. Updated. Spacious. No HOA. This is the kind of Colony Club property that checks the boxes buyers are actually looking for. ## Location - **Address:** 102 Sunset Circle, Panama City Beach, FL 32407 - **County:** Bay - **Neighborhood:** Colony Club - **Coordinates:** 30.224771, -85.840136 - **Google Maps:** https://www.google.com/maps?q=30.224771,-85.840136 ## Listing Agent - **Name:** Mike Herring · **License:** 3256219 - **Brokerage:** Keller Williams Realty- Emerald Coast - **Broker Phone:** (850) 654-2900 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/102-Sunset-Cir_Panama-City-Beach_FL_32407_M66194-09849?f=listhub&s=ECARMLSFL&m=1014140&c=propsimple) ## Photos ![102 Sunset Circle - Photo 1](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f1933330084r.jpg) ![102 Sunset Circle - Photo 2](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3179222484r.jpg) ![102 Sunset Circle - Photo 3](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f1178439925r.jpg) ![102 Sunset Circle - Photo 4](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f111689594r.jpg) ![102 Sunset Circle - Photo 5](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2349142653r.jpg) ![102 Sunset Circle - Photo 6](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2652763431r.jpg) ![102 Sunset Circle - Photo 7](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f140816004r.jpg) ![102 Sunset Circle - Photo 8](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3390700275r.jpg) ![102 Sunset Circle - Photo 9](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f926127385r.jpg) ![102 Sunset Circle - Photo 10](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2331793597r.jpg) ![102 Sunset Circle - Photo 11](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f720370363r.jpg) ![102 Sunset Circle - Photo 12](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f243350525r.jpg) ![102 Sunset Circle - Photo 13](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2623618516r.jpg) ![102 Sunset Circle - Photo 14](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2193158432r.jpg) ![102 Sunset Circle - Photo 15](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f1563386835r.jpg) ![102 Sunset Circle - Photo 16](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f4082651523r.jpg) ![102 Sunset Circle - Photo 17](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3223907871r.jpg) ![102 Sunset Circle - Photo 18](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f1445608655r.jpg) ![102 Sunset Circle - Photo 19](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3764931164r.jpg) ![102 Sunset Circle - Photo 20](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f4246187737r.jpg) ![102 Sunset Circle - Photo 21](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3301126990r.jpg) ![102 Sunset Circle - Photo 22](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f50521217r.jpg) ![102 Sunset Circle - Photo 23](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f859307527r.jpg) ![102 Sunset Circle - Photo 24](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2012303479r.jpg) ![102 Sunset Circle - Photo 25](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f4154941193r.jpg) ![102 Sunset Circle - Photo 26](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f4240720452r.jpg) ![102 Sunset Circle - Photo 27](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2821727783r.jpg) ![102 Sunset Circle - Photo 28](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3121976398r.jpg) ![102 Sunset Circle - Photo 29](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f823513115r.jpg) ![102 Sunset Circle - Photo 30](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f574812172r.jpg) ![102 Sunset Circle - Photo 31](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3045544239r.jpg) ![102 Sunset Circle - Photo 32](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2977224145r.jpg) ![102 Sunset Circle - Photo 33](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2186099657r.jpg) ![102 Sunset Circle - Photo 34](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2186099657r.jpg) ![102 Sunset Circle - Photo 35](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3199181530r.jpg) ![102 Sunset Circle - Photo 36](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3055132209r.jpg) ![102 Sunset Circle - Photo 37](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f648537048r.jpg) ![102 Sunset Circle - Photo 38](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f146589418r.jpg) ![102 Sunset Circle - Photo 39](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3945527251r.jpg) ![102 Sunset Circle - Photo 40](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3796122402r.jpg) ![102 Sunset Circle - Photo 41](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f1791733155r.jpg) ![102 Sunset Circle - Photo 42](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3435155990r.jpg) ![102 Sunset Circle - Photo 43](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3965580016r.jpg) ![102 Sunset Circle - Photo 44](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f4161143850r.jpg) ![102 Sunset Circle - Photo 45](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f3933779467r.jpg) ![102 Sunset Circle - Photo 46](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f264651880r.jpg) ![102 Sunset Circle - Photo 47](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2754850628r.jpg) ![102 Sunset Circle - Photo 48](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f556928471r.jpg) ![102 Sunset Circle - Photo 49](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f1237974069r.jpg) ![102 Sunset Circle - Photo 50](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f111689594r.jpg) ![102 Sunset Circle - Photo 51](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f4234658372r.jpg) ![102 Sunset Circle - Photo 52](http://lh.rdcpix.com/fcb05915dcbdcd33542eaed0dc79d61fl-f2180411420r.jpg) --- **MLS#:** 1014140 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/102-sunset-circle-panama-city-beach-fl-32407-9fe460f7702e40ee995cf2cb590845e0) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/102-sunset-circle-panama-city-beach-fl-32407-9fe460f7702e40ee995cf2cb590845e0#listing", "url": "https://www.propertysimple.ai/listing/102-sunset-circle-panama-city-beach-fl-32407-9fe460f7702e40ee995cf2cb590845e0", "name": "102 Sunset Circle, Panama City Beach, FL 32407", "description": "MAJOR UPGRADES. NO HOA. PRIVATE POOL. GOLF-CART-TO-THE-BEACH LIFESTYLE. Welcome to one of Colony Club's standout custom homes, where fresh upgrades, bold architectural detail, and effortless Florida living come together in one impressive package. Recent improvements include a BRAND-NEW ROOF, freshly painted interior in Sherwin-Williams Alabaster, an updated kitchen, and a private in-ground pool with hot tub. Inside, the home delivers space in all the right places with up to 5 bedrooms, soaring ceilings, crown molding, 7-inch baseboards, detailed window trim, built-ins, skylights, and abundant storage throughout. The updated kitchen features granite countertops, marble backsplash, breakfast bar, breakfast nook, and an open flow into the main living space, anchored by a statement fireplace. The primary suite feels like a private retreat, offering an oversized approximately 10' x 6'9'' walk-in closet, direct backyard access, dual vanities, a large walk-in shower, jetted garden tub, and private water closet. A loft overlooking the living room leads to the fifth bedroom, creating the perfect flex space for guests, office use, or an additional private retreat. 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