# 1020 Division Street, Cheboygan, MI 49721

> **TL;DR:** 2bd/1ba single family, $104,900 ($129/sqft), built 1900, 812 sqft. Est. $561/mo. Listed 20 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $104,900 |
| Price/sqft | $129 |
| Bedrooms | 2 |
| Bathrooms | 1 full |
| Square Feet | 812 |
| Year Built | 1900 |
| Lot Size | 15,246 sqft (0.35 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 20 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $530 |
| Estimated Insurance | $31 |
| **Total** | **$561** |

## Nearby Schools

- **Elementary:** Cheboygan
- **High:** Cheboygan

## Property Highlights

- Built in 1900
- 0.35 acre lot

## Description

### Agent Description
Welcome to this charming 2-bedroom, 1-bath ranch home located within the city limits of Cheboygan! A great opportunity for first-time homebuyers, downsizers, or anyone looking for an affordable place to call home. This property features a spacious lot with plenty of room for outdoor activities, gardening, or future improvements. The home is clean, well-kept, and ready for occupancy at closing, making your move simple and convenient. Enjoy the ease of single-level living with a practical layout and the convenience of being close to Cheboygan's shopping, dining, schools, and local amenities. Whether you're looking for your first home or a property with potential, this inviting ranch is worth a look. Don't miss this opportunity to make it your home!

## Location

- **Address:** 1020 Division Street, Cheboygan, MI 49721
- **County:** Cheboygan
- **Neighborhood:** S Harris Emburys 1st Add
- **Coordinates:** 45.646062, -84.488806
- **Google Maps:** https://www.google.com/maps?q=45.646062,-84.488806

## Listing Agent

- **Name:** Craig Lively
- **Brokerage:** North Shores Realty Group
- **Broker Phone:** 2312428100
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1020-Division-St_Cheboygan_MI_49721_M46769-25839?f=listhub&s=WWMLSMI&m=201843263&c=propsimple)

## Photos

![1020 Division Street - Photo 1](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3072799210r.jpg)

![1020 Division Street - Photo 2](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f2550484080r.jpg)

![1020 Division Street - Photo 3](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1572593996r.jpg)

![1020 Division Street - Photo 4](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f272705328r.jpg)

![1020 Division Street - Photo 5](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3077470250r.jpg)

![1020 Division Street - Photo 6](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f835343876r.jpg)

![1020 Division Street - Photo 7](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f95765368r.jpg)

![1020 Division Street - Photo 8](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1521627282r.jpg)

![1020 Division Street - Photo 9](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f2462514135r.jpg)

![1020 Division Street - Photo 10](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f4014386655r.jpg)

![1020 Division Street - Photo 11](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3560863313r.jpg)

![1020 Division Street - Photo 12](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3971967744r.jpg)

![1020 Division Street - Photo 13](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f905707232r.jpg)

![1020 Division Street - Photo 14](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1406705054r.jpg)

![1020 Division Street - Photo 15](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f866040632r.jpg)

![1020 Division Street - Photo 16](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f228708050r.jpg)

![1020 Division Street - Photo 17](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1331711984r.jpg)

![1020 Division Street - Photo 18](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f2489282695r.jpg)

![1020 Division Street - Photo 19](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f376519432r.jpg)

![1020 Division Street - Photo 20](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f4153052397r.jpg)

![1020 Division Street - Photo 21](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1371123374r.jpg)

![1020 Division Street - Photo 22](http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1668759938r.jpg)

---

**MLS#:** 201843263 | **Updated:** 2026-10-22
**Source:** listhub

*Copyright © 2026 Water Wonderland Board of Realtors&#174;. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1020-division-street-cheboygan-mi-49721-cdb82e41761e4e6baa3d883cbc8328d3)

---

## Structured Data

```json
{
  "@context": "https://schema.org",
  "@type": "RealEstateListing",
  "@id": "https://www.propertysimple.ai/listing/1020-division-street-cheboygan-mi-49721-cdb82e41761e4e6baa3d883cbc8328d3#listing",
  "url": "https://www.propertysimple.ai/listing/1020-division-street-cheboygan-mi-49721-cdb82e41761e4e6baa3d883cbc8328d3",
  "name": "1020 Division Street, Cheboygan, MI 49721",
  "description": "Welcome to this charming 2-bedroom, 1-bath ranch home located within the city limits of Cheboygan! A great opportunity for first-time homebuyers, downsizers, or anyone looking for an affordable place to call home. This property features a spacious lot with plenty of room for outdoor activities, gardening, or future improvements. The home is clean, well-kept, and ready for occupancy at closing, making your move simple and convenient. Enjoy the ease of single-level living with a practical layout and the convenience of being close to Cheboygan's shopping, dining, schools, and local amenities. Whether you're looking for your first home or a property with potential, this inviting ranch is worth a look. Don't miss this opportunity to make it your home!",
  "image": [
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3072799210r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f2550484080r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1572593996r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f272705328r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3077470250r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f835343876r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f95765368r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1521627282r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f2462514135r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f4014386655r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3560863313r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3971967744r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f905707232r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1406705054r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f866040632r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f228708050r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1331711984r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f2489282695r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f376519432r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f4153052397r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1371123374r.jpg",
    "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1668759938r.jpg"
  ],
  "primaryImageOfPage": {
    "@type": "ImageObject",
    "url": "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3072799210r.jpg",
    "caption": "1020 Division Street - Cheboygan, MI"
  },
  "datePosted": "2026-10-07",
  "dateModified": "2026-10-22T23:25:47.530Z",
  "mainEntity": {
    "@type": "Accommodation",
    "@id": "https://www.propertysimple.ai/listing/1020-division-street-cheboygan-mi-49721-cdb82e41761e4e6baa3d883cbc8328d3#property",
    "name": "1020 Division Street, Cheboygan, MI 49721",
    "address": {
      "@type": "PostalAddress",
      "streetAddress": "1020 Division Street",
      "addressLocality": "Cheboygan",
      "addressRegion": "MI",
      "postalCode": "49721",
      "addressCountry": "US"
    },
    "geo": {
      "@type": "GeoCoordinates",
      "latitude": 45.646062,
      "longitude": -84.488806
    },
    "image": [
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3072799210r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f2550484080r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1572593996r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f272705328r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3077470250r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f835343876r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f95765368r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1521627282r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f2462514135r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f4014386655r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3560863313r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f3971967744r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f905707232r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1406705054r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f866040632r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f228708050r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1331711984r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f2489282695r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f376519432r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f4153052397r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1371123374r.jpg",
      "http://lh.rdcpix.com/abbf6e9f272717fdf3d0dcf2d6676103l-f1668759938r.jpg"
    ],
    "identifier": {
      "@type": "PropertyValue",
      "propertyID": "MLS",
      "value": "201843263"
    },
    "accommodationCategory": "Single Family Residence",
    "numberOfBedrooms": 2,
    "numberOfBathroomsTotal": 1,
    "numberOfFullBathrooms": 1,
    "floorSize": {
      "@type": "QuantitativeValue",
      "value": 812,
      "unitCode": "FTK",
      "unitText": "square feet"
    },
    "yearBuilt": 1900,
    "amenityFeature": [
      {
        "@type": "LocationFeatureSpecification",
        "name": "Heating",
        "value": "Forced Air, Natural Gas"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Appliances",
        "value": "Water Heater, Washer, Range/Oven, Dryer"
      },
      {
        "@type": "LocationFeatureSpecification",
        "name": "Construction Materials",
        "value": "Frame"
      }
    ],
    "additionalProperty": [
      {
        "@type": "PropertyValue",
        "name": "Lot Size",
        "value": "0.35 acres"
      },
      {
        "@type": "PropertyValue",
        "name": "Property Subtype",
        "value": "Single Family Residence"
      }
    ]
  },
  "offers": {
    "@type": "Offer",
    "@id": "https://www.propertysimple.ai/listing/1020-division-street-cheboygan-mi-49721-cdb82e41761e4e6baa3d883cbc8328d3#offer",
    "url": "https://www.propertysimple.ai/listing/1020-division-street-cheboygan-mi-49721-cdb82e41761e4e6baa3d883cbc8328d3",
    "price": 104900,
    "priceCurrency": "USD",
    "businessFunction": "http://purl.org/goodrelations/v1#Sell",
    "availability": "https://schema.org/InStock",
    "seller": {
      "@id": "https://www.propertysimple.ai/listing/1020-division-street-cheboygan-mi-49721-cdb82e41761e4e6baa3d883cbc8328d3#agent"
    }
  },
  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/1020-division-street-cheboygan-mi-49721-cdb82e41761e4e6baa3d883cbc8328d3#agent",
    "name": "Craig Lively",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/1020-division-street-cheboygan-mi-49721-cdb82e41761e4e6baa3d883cbc8328d3#brokerage",
      "name": "North Shores Realty Group",
      "telephone": "2312428100"
    }
  }
}
```