About This Home

This 4-bedroom, 3-bathroom single family at 1020 Fernway Road in Chattanooga, TN is listed for $449,000 ($283 per sqft). Built in 2021, the home offers 1,584 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 2021
  • 0.14 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2-car garage
2021

Amenities

FireplaceSpaHardwoodA/C
Listing Description

Enjoy the convenience of North Chattanooga living at 1020 Fernway Road. Located in a desirable area with easy access to Northshore and downtown Chattanooga, this four-bedroom, three-bathroom home put local dining, shopping, outdoor recreation, and the University of Tennessee at Chattanooga (UTC) within easy reach.

Inside, the open floor plan creates a welcoming space for everyday living and entertaining, complemented by hardwood and tile flooring and granite countertops. Four bedrooms provide flexibility for guests, a home office, or additional living needs, while the two-car garage adds practical parking and storage.

Spend your weekends exploring the shops and restaurants along Frazier Avenue, enjoying the riverfront at Coolidge Park, or heading downtown to the Tennessee Aquarium and Chattanooga's many entertainment options. With convenient access to UTC and so much of what makes the Scenic City special, this home offers an appealing combination of comfort, functionality, and location.

Schedule your showing and experience North Chattanooga living for yourself. All information is deemed reliable, but not guaranteed. Buyer to verify all pertinent information.

Monthly Cost Estimate

$2,401/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,946
Insurance$131

Estimates only. Actual payments may vary.

Location

1020 Fernway Road

Chattanooga, TN 37405

Dallas Hgts

Features & Amenities

Interior Features

Granite CountersHigh CeilingsOpen FloorplanPantryPrimary DownstairsSeparate ShowerTub/shower Combo

Exterior Features

Rain Gutters

Property Details

Flooring

TileHardwood

Construction

Block Vinyl Siding

Outdoor Features

PorchDeck

Parking

GarageOff Street

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

RefrigeratorMicrowaveFree-Standing Electric RangeDishwasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1020 Fernway Road is listed at $449,000 ($283/sqft). The estimated monthly payment is $2,401 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2021, 0.14 acre lot, 2 stories, Fireplace. Interior Features: Granite Counters, High Ceilings, Open Floorplan. Exterior Features: Rain Gutters.

This property is listed by Melody Lopez.

ML

Melody Lopez

License 372821

Agent at United Real Estate Experts

Listed by United Real Estate Experts · Broker phone: (423) 771-7611 · View on Broker Site · Broker website

MLS# 1543086· Source: Greater Chattanooga Association of REALTORS· 41 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1020 Fernway Road, Chattanooga, TN 37405

Open this listing in: