About This Home

This 3-bedroom, 3-bathroom single family at 1020 Ruch Lane in Southold, NY is listed for $1,835,000 ($1,019 per sqft). Built in 1943, the home offers 1,800 sqft of living space on a 0.40 acres lot.

Key Features

  • Built in 1943
  • 0.40 acre lot
  • Fireplace
  • Waterfront

Property Details

2 full, 1 half
1943

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

Welcome to Sunset Cottage! Perfectly situated on one of Southold's most desirable streets, this beautifully renovated waterfront beach house with deeded beach rights and offering the ultimate North Fork lifestyle. Enjoy spectacular sunsets from the new mahogany waterside deck overlooking Hashamomuck Pond which is ideal for kayaking, paddle boarding, fishing, and crabbing.

The spacious living room features a wood-burning fireplace and flows into a light-filled great room. Offering 3 bedrooms and 2.5 baths, including a primary ensuite with direct deck access. Thoughtfully designed with handicap accessibility, an irrigation system, generator, and outdoor shower. Set on a rare double lot of approximately 0.40 acres and located less than half a mile to Southold Town Beach and under 10 minutes to Greenport Village. Not in a flood zone. Excellent rental history!

Monthly Cost Estimate

$9,814/mo

20% down · 6.5% · 30 years

Principal$1,327
Interest$7,952
Insurance$535

Estimates only. Actual payments may vary.

Location

1020 Ruch Lane

Southold, NY 11971

Features & Amenities

Interior Features

First Floor BedroomBeamed CeilingsCathedral Ceiling(s)Ceiling Fan(s)Primary Bathroom

Exterior Features

Awning(s)

Property Details

Flooring

Hardwood

Construction

Cedar Shingle Siding

Views

Water

Outdoor Features

Deck

Parking

Driveway

Heating

Natural Gas

Cooling

Central Air

Appliances

DryerFreezerGas OvenOvenRange

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1020 Ruch Lane is listed at $1,835,000 ($1,019/sqft). The estimated monthly payment is $9,814 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1943, 0.40 acre lot, Fireplace, Waterfront. Interior Features: First Floor Bedroom, Beamed Ceilings, Cathedral Ceiling(s). Exterior Features: Awning(s).

This property is listed by Kristy B. Naddell.

KN

Kristy B. Naddell

Agent at Douglas Elliman Real Estate

Listed by Douglas Elliman Real Estate · Broker phone: 6313548100 · View on Broker Site · Broker website

MLS# 960778· Source: OneKey MLS· 202 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1020 Ruch Lane, Southold, NY 11971

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