About This Home

This 4-bedroom, 4-bathroom single family at 1021 RIDGE ST in Charlottesville, VA is listed for $574,000 ($216 per sqft). Built in 2009, the home offers 2,654 sqft of living space on a 0.19 acres lot.

Key Features

  • Built in 2009
  • 0.19 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 1 half
2009

Amenities

FireplaceHardwoodA/C
Listing Description

Ideally located in the heart of Charlottesville, this charming Arts & Crafts home in Brookwood blends timeless style with thoughtful renovations and updates. The finely updated kitchen features quality finishes, stylish painted cabinetry, beautiful ceramic tile flooring and backsplash, gorgeous quartz counters, and a functional layout perfect for everyday living or entertaining.

The primary bath and 2nd level full hall bath have been tastefully renovated with clean, contemporary design featuring granite counters, painted cabinetry, and new plumbing fixtures. Upstairs, the well-appointed primary suite offers a peaceful retreat, complete with lovely Blue Ridge Mountain views.

A MUST SEE finished basement apartment with kitchenette and high-end finishes provides an ideal guest suite or a proven income-producing rental, generating significant annual revenue. Located just a short stroll from IX Park and the Downtown Mall, this home offers unbeatable access to dining, entertainment, and community events, all while maintaining a cozy neighborhood feel. A rare opportunity to enjoy character, convenience, and income potential in one beautifully updated property.

Monthly Cost Estimate

$3,292/mo

20% down · 6.5% · 30 years

Principal$415
Interest$2,487
Insurance$167
HOA$222

Estimates only. Actual payments may vary.

Location

1021 RIDGE ST

Charlottesville, VA 22902

BROOKWOOD

Features & Amenities

Interior Features

Walk-in Closet

Exterior Features

Landscaped

Property Details

Flooring

CarpetTile - CeramicHardwoodVinyl

Outdoor Features

DeckPorch

Heating

CentralHeat Pump (Heating)Natural Gas

Cooling

Central AirHeat Pump

Appliances

DishwasherDisposalElectric RangeIslandMicrowavePantryRecessed LightRefrigerator

Questions & Answers

This 4-bedroom, 4-bathroom single family at 1021 RIDGE ST is listed at $574,000 ($216/sqft). The estimated monthly payment is $3,291 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $222/month.

Key features include: Built in 2009, 0.19 acre lot, 2 stories, Fireplace. Interior Features: Walk-in Closet. Exterior Features: Landscaped.

This property is listed by JAY KALAGHER.

JK

JAY KALAGHER

Agent at Long & Foster

Listed by Long & Foster · Broker phone: (434) 953-8865 · View on Broker Site · Broker website

MLS# 681463· Source: Charlottesville Area Association of REALTORS®· 56 days on PropertySimple

Copyright © 2026 Charlottesville Area Association of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1021 RIDGE ST, Charlottesville, VA 22902

Open this listing in: