# 1025 State Street, Watertown, NY 13601

> **TL;DR:** residential multi family, $315,000. Est. $1,685/mo. Listed 36 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $315,000 |
| Lot Size | 8,712 sqft (0.20 acres) |
| Property Type | Residential Multi Family (Other) |
| Status | Pending |
| Days on Market | 36 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $1,593 |
| Estimated Insurance | $92 |
| **Total** | **$1,685** |

## Property Highlights

- 0.20 acre lot

## Description

### Agent Description
Fully occupied 4-unit investment property at 1023-1025 State Street, Watertown. Four 2-bedroom, 1-bath units, two on each side, currently rent for $1,300, $997.50, $985, and $975 per month, a total of $4,257.50/month ($51,090/year) per the current rent roll. Leases are staggered, with terms running from late 2026 into 2028. The property totals 3,482 sq ft on approximately 0.2 acre and includes a second lot behind the home. Basement laundry is available for tenant use at their expense, and many updates have been completed throughout. Located minutes from downtown Watertown, with easy access to shopping, dining, Thompson Park, the Black River, and Fort Drum commuter routes. A strong fit for buy-and-hold investors, or for an owner-occupant looking to house-hack. Rent roll available to qualified buyers. Offered at $315,000.

## Location

- **Address:** 1025 State Street, Watertown, NY 13601
- **County:** Jefferson
- **Coordinates:** 43.970979, -75.89414
- **Google Maps:** https://www.google.com/maps?q=43.970979,-75.89414

## Listing Agent

- **Name:** Jonathan Gardner
- **Brokerage:** IRE INVESTMENTS
- **Broker Phone:** 5183790652
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1025-State-St_Watertown_NY_13601_M43434-71871?f=listhub&s=NYSMLS&m=12004270&c=propsimple)

## Photos

![1025 State Street - Photo 1](http://lh.rdcpix.com/07a6588d847aeb3ab5e1e3a380482ab8l-f2615987210r.jpg)

![1025 State Street - Photo 2](http://lh.rdcpix.com/07a6588d847aeb3ab5e1e3a380482ab8l-f3181929339r.jpg)

![1025 State Street - Photo 3](http://lh.rdcpix.com/07a6588d847aeb3ab5e1e3a380482ab8l-f3300201465r.jpg)

![1025 State Street - Photo 4](http://lh.rdcpix.com/07a6588d847aeb3ab5e1e3a380482ab8l-f1404216979r.jpg)

![1025 State Street - Photo 5](http://lh.rdcpix.com/07a6588d847aeb3ab5e1e3a380482ab8l-f310466412r.jpg)

![1025 State Street - Photo 6](http://lh.rdcpix.com/07a6588d847aeb3ab5e1e3a380482ab8l-f4113254000r.jpg)

![1025 State Street - Photo 7](http://lh.rdcpix.com/07a6588d847aeb3ab5e1e3a380482ab8l-f899535599r.jpg)

![1025 State Street - Photo 8](http://lh.rdcpix.com/07a6588d847aeb3ab5e1e3a380482ab8l-f2167465604r.jpg)

![1025 State Street - Photo 9](http://lh.rdcpix.com/07a6588d847aeb3ab5e1e3a380482ab8l-f3139063896r.jpg)

---

**MLS#:** 12004270 | **Updated:** 2026-10-30
**Source:** listhub

*Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1025-state-street-watertown-ny-13601-2b7353780a5e4d75aba70b075e25ef7d)

---

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