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About This Home

This 2-bedroom, 2-bathroom single family at 1028 COTTAGE DRIVE in The Villages, FL is listed for $1,090,000 ($432 per sqft). Built in 2004, the home offers 2,525 sqft of living space on a 0.16 acres lot.

Agent Description

Welcome to an exceptional opportunity to own a fully furnished, turn-key luxury home in one of the most exclusive and sought-after neighborhoods in The Villages—The Lakeshore Cottages at Lake Sumter Landing. Perfectly positioned on an oversized homesite, this beautifully enhanced residence delivers elegance, comfort, and convenience in a setting designed for an elevated lifestyle.

From the moment you arrive, the artfully color-coated driveway, mature landscaping, and manicured grounds create striking curb appeal. An irrigation system keeps the grounds lush year-round, while a fully paid bond (NO CDD fee!) adds long-term value and peace of mind. And yes—the golf car conveys, because life here is meant to be enjoyed with ease.

This thoughtfully designed 2-bedroom, 2-bath home offers versatile living spaces that adapt effortlessly to your lifestyle. A screened front porch welcomes you home, perfect for morning coffee or evening conversation, while the wrap-around screened lanai provides a relaxing outdoor retreat for year-round enjoyment.

Inside, vaulted ceilings create an open, airy feel that complements the refined finishes throughout. The gourmet kitchen is both beautiful and functional, featuring granite countertops, maple and silk/bisque cabinetry, and a gas range—ideal for anyone who loves to cook or entertain. Every detail has been carefully selected to balance style with everyday livability.

Beyond the main living areas, you’ll find a den/study ideal for reading, working, or quiet reflection, along with a dedicated hobby room that opens the door to creativity, organization, or additional flex space. Whether hosting guests or enjoying a peaceful evening in, this home adapts effortlessly to every season of life.

What truly sets this residence apart is its location. Lakeshore Cottages is known for its charming homes wrapped in spacious porches found nowhere else in the community, surrounded by lush landscaping and timeless architecture. The private neighborhood pool, located at the heart of the community, is the perfect place to cool off, relax, or connect with neighbors.

Just around the corner, Lake Sumter Landing Market Square offers an unmatched lifestyle experience with shopping, dining, waterfront views, and nightly entertainment. From live music to waterfront strolls, everything you love about The Villages is moments from your front door.

This is more than a home—it’s a refined retreat where luxury meets ease, where thoughtful enhancements elevate everyday living, and where one of the most desirable addresses in The Villages invites you to enjoy life exactly the way it was meant to be lived. PLEASE NOTE: Any and all Seller Concessions will be considered when Buyer uses Seller Approved Lender.

Key Features

  • Built in 2004
  • 0.16 acre lot

Property Details

2 full
2004

Monthly Cost Estimate

$5,830/mo

20% down · 6.5% · 30 years

Principal$788
Interest$4,723
Insurance$318

Estimates only. Actual payments may vary.

Location

1028 COTTAGE DRIVE

The Villages, FL 32162

VILLAGES OF SUMTER LAKE SHORE COTTAGES

Property Details

Construction

Block

Parking

GarageGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerGarbage DisposerMicrowaveWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 1028 COTTAGE DRIVE is listed at $1,090,000 ($432/sqft). The estimated monthly payment is $4,723 based on 20% down at 6.5% interest.

Key features include: Built in 2004, 0.16 acre lot.

This property is listed by Tony Tate, PLLC and can be reached at 3528206146 or tony@liveandinvestgroup.com.

TP

Tony Tate, PLLC

Agent at LPT REALTY, LLC

(352) 820-6146

Listed by LPT REALTY, LLC · View on Broker Site

MLS# O6368796· Source: listhub· Updated 152 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1028 COTTAGE DRIVE, The Villages, FL 32162

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