# 1028 COTTAGE DRIVE, The Villages, FL 32162

> **TL;DR:** 2bd/2ba single family, $1,090,000 ($432/sqft), built 2004, 2,525 sqft. Est. $4,723/mo. Listed 152 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,090,000 |
| Price/sqft | $432 |
| Bedrooms | 2 |
| Bathrooms | 2 full |
| Square Feet | 2,525 |
| Year Built | 2004 |
| Lot Size | 6,970 sqft (0.16 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 152 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $4,723 |
| **Total** | **$4,723** |

## Property Highlights

- Built in 2004
- 0.16 acre lot

## Description

### Agent Description
Welcome to an exceptional opportunity to own a fully furnished, turn-key luxury home in one of the most exclusive and sought-after neighborhoods in The Villages—The Lakeshore Cottages at Lake Sumter Landing. Perfectly positioned on an oversized homesite, this beautifully enhanced residence delivers elegance, comfort, and convenience in a setting designed for an elevated lifestyle.

From the moment you arrive, the artfully color-coated driveway, mature landscaping, and manicured grounds create striking curb appeal. An irrigation system keeps the grounds lush year-round, while a fully paid bond (NO CDD fee!) adds long-term value and peace of mind. And yes—the golf car conveys, because life here is meant to be enjoyed with ease.

This thoughtfully designed 2-bedroom, 2-bath home offers versatile living spaces that adapt effortlessly to your lifestyle. A screened front porch welcomes you home, perfect for morning coffee or evening conversation, while the wrap-around screened lanai provides a relaxing outdoor retreat for year-round enjoyment.

Inside, vaulted ceilings create an open, airy feel that complements the refined finishes throughout. The gourmet kitchen is both beautiful and functional, featuring granite countertops, maple and silk/bisque cabinetry, and a gas range—ideal for anyone who loves to cook or entertain. Every detail has been carefully selected to balance style with everyday livability.

Beyond the main living areas, you’ll find a den/study ideal for reading, working, or quiet reflection, along with a dedicated hobby room that opens the door to creativity, organization, or additional flex space. Whether hosting guests or enjoying a peaceful evening in, this home adapts effortlessly to every season of life.

What truly sets this residence apart is its location. Lakeshore Cottages is known for its charming homes wrapped in spacious porches found nowhere else in the community, surrounded by lush landscaping and timeless architecture. The private neighborhood pool, located at the heart of the community, is the perfect place to cool off, relax, or connect with neighbors.

Just around the corner, Lake Sumter Landing Market Square offers an unmatched lifestyle experience with shopping, dining, waterfront views, and nightly entertainment. From live music to waterfront strolls, everything you love about The Villages is moments from your front door.

This is more than a home—it’s a refined retreat where luxury meets ease, where thoughtful enhancements elevate everyday living, and where one of the most desirable addresses in The Villages invites you to enjoy life exactly the way it was meant to be lived. PLEASE NOTE: Any and all Seller Concessions will be considered when Buyer uses Seller Approved Lender.

## Location

- **Address:** 1028 COTTAGE DRIVE, The Villages, FL 32162
- **County:** Sumter
- **Neighborhood:** VILLAGES OF SUMTER LAKE SHORE COTTAGES
- **Coordinates:** 28.909657, -81.970317
- **Google Maps:** https://www.google.com/maps?q=28.909657,-81.970317

## Listing Agent

- **Name:** Tony Tate, PLLC
- **Brokerage:** LPT REALTY, LLC
- **Phone:** 3528206146
- **Email:** tony@liveandinvestgroup.com

## Primary Photo

![1028 COTTAGE DRIVE - Primary Photo](http://lh.rdcpix.com/30d2305b09991c77516372a6081942a2l-f2882099303r.jpg)

*39 total photos available on [listing page](https://www.propertysimple.com/listing/1028-cottage-drive-the-villages-fl-32162-o6368796)*

---

**MLS#:** O6368796 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1028-cottage-drive-the-villages-fl-32162-o6368796)

---

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