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About This Home

This 3-bedroom, 2-bathroom single family at 1028 Montoya Ter in Union City, CA is listed for $830,000 ($685 per sqft). Built in 1996, the home offers 1,212 sqft of living space on a 0.45 acres lot.

Agent Description

Bright and airy two-story home in a gated community! This charming 3-bedroom, 2.5-bath home has been newly updated with fresh paint, SPC flooring and carpet, quartz countertops, recessed lighting, and more. The spacious master suite features a walk-in closet and a bathroom with a double-sink vanity.

Enjoy the front and side yards with a private gate-perfect for family gatherings or a bit of gardening! Located in a safe and friendly community with a beautiful playground your family will love. Conveniently situated just minutes from shops and restaurants, with easy access to I-880. Come see it for yourself and make it your own!

Key Features

  • Built in 1996
  • 0.45 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
1996

Amenities

A/C

Monthly Cost Estimate

$4,614/mo

20% down · 6.5% · 30 years

Principal$600
Interest$3,597
Insurance$242
HOA$175

Estimates only. Actual payments may vary.

Location

1028 Montoya Ter

Union City, CA 94587

Innovations

Features & Amenities

Interior Features

No Additional RoomsCounter - Solid Surface

Exterior Features

Side Yard

Property Details

Flooring

VinylCarpet

Construction

Stucco

Parking

Open

Heating

Forced Air

Cooling

Central Air

Appliances

DishwasherFree-Standing RangeRefrigeratorDryerWasherGas Water Heater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1028 Montoya Ter is listed at $830,000 ($685/sqft). The estimated monthly payment is $3,772 based on 20% down at 6.5% interest.

HOA fees are $175/month.

Key features include: Built in 1996, 0.45 acre lot, 2 stories. Interior Features: No Additional Rooms, Counter - Solid Surface. Exterior Features: Side Yard.

This property is listed by Lois Wu and can be reached at 4087122291 or lois@wudreamhomes.com.

LW

Lois Wu

Agent at Alliance Bay Realty

(408) 712-2291

Listed by Alliance Bay Realty · View on Broker Site

MLS# 41128808· Source: listhub· Updated 45 days ago

Copyright © 2026 Bay East. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1028 Montoya Ter, Union City, CA 94587

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