About This Home

This 2-bedroom, 1-bathroom single family at 103 4th Ave W in Horseshoe Beach, FL is listed for $399,000 ($333 per sqft). Built in 1995, the home offers 1,200 sqft of living space on a 0.20 acres lot.

Key Features

  • Built in 1995
  • 0.20 acre lot
  • 2 stories
  • Waterfront

Property Details

2 stories
1 full
1995

Amenities

WaterfrontView
Listing Description

Step back to a simpler time in this charming coastal retreat tucked along the Gulf of America. This cozy 2-bedroom, 1-bath getaway offers the kind of old Florida charm that's becoming harder to find-a place where golf carts replace traffic, bicycles line the yard, and the day's schedule revolves around the tides instead of the clock.

Designed for gathering, the home features an open floor plan and accented with a Jack-and-Jill bath, open decks perfect for morning coffee or evening sunsets, and a constant coastal breeze that reminds you why life is better by the water. Outside, your private cut-in boat slip provides easy access to the Gulf, while excellent fishing awaits just steps away along the canal.

Picture campfires under the stars, stories shared across generations, children catching their first fish, and families creating traditions that last a lifetime. Put the phone down, listen to the water, watch the birds, and reconnect with nature. Whether you're seeking a personal waterfront escape, a family fishing camp, or an income-producing vacat

ion rental, this property offers a rare opportunity to own a slice of the laid-back coastal lifestyle that keeps people coming back year after year. Come experience a place where the breeze is constant, the memories are priceless, and time seems to stand still.

Monthly Cost Estimate

$2,134/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,729
Insurance$116

Estimates only. Actual payments may vary.

Location

103 4th Ave W

Horseshoe Beach, FL 32648

Features & Amenities

Exterior Features

Dock

Property Details

Flooring

TileCarpetLaminate

Construction

T111 Siding

Views

Ocean

Outdoor Features

PorchDeck

Heating

Heat Pump (Heating)Electric (Heating)

Questions & Answers

This 2-bedroom, 1-bathroom single family at 103 4th Ave W is listed at $399,000 ($333/sqft). The estimated monthly payment is $2,134 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1995, 0.20 acre lot, 2 stories, Waterfront. Exterior Features: Dock.

This property is listed by Tammy Bryan and can be reached at 352-498-2400.

TB

Tammy Bryan

Agent at Compass Realty of North Florida

(352) 498-2400

Listed by Compass Realty of North Florida · Broker phone: 352-498-2400 · View on Broker Site

MLS# 11802454· Source: My State MLS· 106 days on PropertySimple

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

103 4th Ave W, Horseshoe Beach, FL 32648

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