Curious about this home?

Ask anything — no agents, no pressure

Try asking

About This Home

This 4-bedroom, 3-bathroom single family at 103 Cater Street in Saint Simons, GA is listed for $1,175,000 ($447 per sqft). Built in 1971, the home offers 2,626 sqft of living space on a 0.19 acres lot.

Agent Description

Experience the perfect blend of sleek, contemporary design and laid-back island vibes. This stunningly renovated St. Simons Island home offers a sophisticated sanctuary just minutes from the sands of East Beach. Renovations have been made to maintain the coastal charm while introducing modern finishes.

Floor-to-ceiling windows act as a frame for the lush island landscape, drenching the open-concept living spaces with natural light.A flexible bonus room serves as the ultimate "choose your own adventure" space. It's perfectly suited for a private guest suite, home office, or an art studio.

The possibilities go on and on! With multiple bedrooms featuring direct outdoor access, it makes indoor/outdoor living a breeze. No need to clutter your living space with beach gear. The property includes a storage shed for bikes and boards, plus a carport to keep your vehicle cool and protected from the Georgia sun.

No HOA, and lots of rental potential. The fenced in, level yard provides space to put in a pool if you choose. Whether you're looking for a full-time residence or a premier coastal getaway, this property delivers in every way. Your coastal retreat awaits!

Key Features

  • Built in 1971
  • 0.19 acre lot
  • Fireplace

Property Details

1 story
3 full
1971

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$6,284/mo

20% down · 6.5% · 30 years

Principal$850
Interest$5,092
Insurance$343

Estimates only. Actual payments may vary.

Location

103 Cater Street

Saint Simons, GA 31522

Kelvin Grove

Features & Amenities

Interior Features

High CeilingsIn-Law FloorplanMaster On Main LevelSplit Bedroom PlanWalk-In Closet(s)

Property Details

Flooring

TileHardwood

Construction

Tabby

Pool Features

PatioPorch

Parking

Carport

Heating

Central

Cooling

Central AirCeiling Fan(s)

Appliances

CooktopDishwasherDryerElectric Water HeaterIce MakerMicrowaveOvenWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 103 Cater Street is listed at $1,175,000 ($447/sqft). The estimated monthly payment is $5,092 based on 20% down at 6.5% interest.

Key features include: Built in 1971, 0.19 acre lot, Fireplace. Interior Features: High Ceilings, In-Law Floorplan, Master On Main Level.

This property is listed by Emily Hall and can be reached at 3045325732 or emilyhall95@kw.com.

EH

Emily Hall

Agent at Keller Williams Golden Isles

(304) 532-5732

Listed by Keller Williams Golden Isles · View on Broker Site

MLS# 10737247· Source: listhub· Updated 82 days ago

Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

103 Cater Street, Saint Simons, GA 31522

Open this listing in: