# 103 Cater Street, Saint Simons, GA 31522

> **TL;DR:** 4bd/3ba single family, $1,175,000 ($447/sqft), built 1971, 2,626 sqft.
> Fireplace, Hardwood, A/C. Est. $6,284/mo. Listed 186 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,175,000 |
| Price/sqft | $447 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,626 |
| Year Built | 1971 |
| Lot Size | 8,276 sqft (0.19 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 186 |

## Why This Home Stands Out

- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $5,941 |
| Estimated Insurance | $343 |
| **Total** | **$6,284** |

## Nearby Schools

- **Elementary:** Saint Simons
- **Middle:** Glynn
- **High:** Glynn

## Key Amenities

- Fireplace
- Hardwood
- A/C

## Property Highlights

- Built in 1971
- 0.19 acre lot
- Fireplace

## Description

### Agent Description
Experience the perfect blend of sleek, contemporary design and laid-back island vibes. This stunningly renovated St. Simons Island home offers a sophisticated sanctuary just minutes from the sands of East Beach. Renovations have been made to maintain the coastal charm while introducing modern finishes. Floor-to-ceiling windows act as a frame for the lush island landscape, drenching the open-concept living spaces with natural light.A flexible bonus room serves as the ultimate "choose your own adventure" space. It's perfectly suited for a private guest suite, home office, or an art studio. The possibilities go on and on! With multiple bedrooms featuring direct outdoor access, it makes indoor/outdoor living a breeze. No need to clutter your living space with beach gear. The property includes a storage shed for bikes and boards, plus a carport to keep your vehicle cool and protected from the Georgia sun. No HOA, and lots of rental potential. The fenced in, level yard provides space to put in a pool if you choose. Whether you're looking for a full-time residence or a premier coastal getaway, this property delivers in every way. Your coastal retreat awaits!

## Location

- **Address:** 103 Cater Street, Saint Simons, GA 31522
- **County:** Glynn
- **Neighborhood:** Kelvin Grove
- **Coordinates:** 31.158544, -81.380498
- **Google Maps:** https://www.google.com/maps?q=31.158544,-81.380498

## Listing Agent

- **Name:** Emily Hall
- **Brokerage:** Southern Classic REALTORS, LLC
- **Phone:** 3045325732
- **Broker Phone:** 6786358877
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/103-Cater-St_St-Simons-Island_GA_31522_M60530-47618?f=listhub&s=GAMLS&m=10737247&c=propsimple)

## Photos

![103 Cater Street - Photo 1](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f3031387099r.jpg)

![103 Cater Street - Photo 2](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f3363237238r.jpg)

![103 Cater Street - Photo 3](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f4171653742r.jpg)

![103 Cater Street - Photo 4](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f2695945140r.jpg)

![103 Cater Street - Photo 5](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f3657528320r.jpg)

![103 Cater Street - Photo 6](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f1717401198r.jpg)

![103 Cater Street - Photo 7](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f533453194r.jpg)

![103 Cater Street - Photo 8](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f3247913618r.jpg)

![103 Cater Street - Photo 9](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f3783267339r.jpg)

![103 Cater Street - Photo 10](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f1582187418r.jpg)

![103 Cater Street - Photo 11](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f2709174801r.jpg)

![103 Cater Street - Photo 12](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f1407653214r.jpg)

![103 Cater Street - Photo 13](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f2272257916r.jpg)

![103 Cater Street - Photo 14](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f652166449r.jpg)

![103 Cater Street - Photo 15](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f233638557r.jpg)

![103 Cater Street - Photo 16](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f1134959406r.jpg)

![103 Cater Street - Photo 17](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f1489721809r.jpg)

![103 Cater Street - Photo 18](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f2312965279r.jpg)

![103 Cater Street - Photo 19](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f3993644244r.jpg)

![103 Cater Street - Photo 20](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f4042493592r.jpg)

![103 Cater Street - Photo 21](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f4268467365r.jpg)

![103 Cater Street - Photo 22](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f1363426231r.jpg)

![103 Cater Street - Photo 23](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f1211387123r.jpg)

![103 Cater Street - Photo 24](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f3573116430r.jpg)

![103 Cater Street - Photo 25](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f1102296295r.jpg)

![103 Cater Street - Photo 26](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f3843875700r.jpg)

![103 Cater Street - Photo 27](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f2187234288r.jpg)

![103 Cater Street - Photo 28](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f216491865r.jpg)

![103 Cater Street - Photo 29](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f1802228911r.jpg)

![103 Cater Street - Photo 30](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f2870237810r.jpg)

![103 Cater Street - Photo 31](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f294495009r.jpg)

![103 Cater Street - Photo 32](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f1784494977r.jpg)

![103 Cater Street - Photo 33](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f88174225r.jpg)

![103 Cater Street - Photo 34](http://lh.rdcpix.com/891eb66188b78b9c39df8d0608d58fc9l-f3291930189r.jpg)

---

**MLS#:** 10737247 | **Updated:** 2026-09-12
**Source:** listhub

*Copyright © 2026 Georgia Multiple Listing Service. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/103-cater-street-st-simons-ga-31522-10737247)

---

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